BANCO BILBAO VIZCAYA ARGENTARIA, S.A. AND ... - BBVA

The breakdown of the balance of this heading in the accompanying consolidated income statements by
geographical area was as follows:
Millions of Euros
Interest and Similar Income.
Breakdown by Geographical Area
June
2010
June
2009
Domestic market 4,494 6,310
Foreign 5,963 6,601
European Union 368 674
OECD 3,659 3,771
Rest of countries 1,936 2,156
Total 10,457 12,911
Of which:
BBVA, S.A.
Domestic market 4,157 5,975
Foreign 268 534
European Union 143 352
OECD 29 39
Rest of countries 96 143
Total 4,425 6,509
39.2. INTEREST AND SIMILAR EXPENSES
The breakdown of the balance under this heading in the accompanying consolidated income statements was
as follows:
Millions of Euros
Interest and Similar Expenses. Breakdown by Origin
June June
2010 2009
Bank of Spain and other central banks 92 113
Deposits from credit institutions 514 922
Customers deposits 1,500 2,618
Debt certificates 1,141 1,484
Subordinated liabilities 603 782
Rectification of expenses as a result of hedging transactions (860) (373)
Cost attributable to pension funds 134 140
Insurance 348 339
Other charges 48 28
Total 3,520 6,053
The following table shows the adjustments in expenses resulting from hedge accounting, broken down by
type of hedge:
Millions of Euros
Adjustments in Expenses Resulting from Hedge Accounting
June June
2010 2009
Cash flow hedging 1 1
Fair value hedging (861) (374)
TOTAL (860) (373)
113