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CEE: BRE Bank operating profit off-set by Eastern Europe
Operating profit/loss
in € m
Ø equity (€ m) 1,619 1,597 1,675 1,623 1,623
Op. RoE* (%) -10.1 2.0 -7.4 -15.7 -1.5
CIR (%) 54.5 59.5 61.4 51.9 59.1
5.4%
Ø Q3 equity
allocation within
Group
*annualized
-62 -88 -41
-31
-202
Q1 Q2 Q3 Q4 Q1 Q2 Q3
2009 2010
Eric Strutz ‌ CFO ‌‌‌
Frankfurt ‌‌‌
November 8th, 2010
5
Q3`09 Q2`10 Q3`10 9M`09 9M`10
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Main P&L items
in € m Q3`09 Q2`10 Q3`10 9M`09 9M`10
Net interest income 160 161 164 487 484
Risk provisions -141 -92 -127 -516 -313
Commission income 46 53 53 123 153
Net trading income 15 20 19 63 57
Net investment income -3 4 4 -9 7
Operating expenses 120 147 153 351 427
Operating profit/loss -41 8 -31 -191 -18
› Sustained positive economic development in Poland, situation in
Ukraine continues to be difficult and LLPs burden segment
› NII and commission income levels maintained
› BRE Bank with strong contribution to operating profit; off-set by other
subsidiaries
› 360,000 new customers (+10%) in Central & Eastern Europe since
the beginning of the year
› CEE now with more than 4 million customers
All operating segments on a full period base, Q1/09-12-day-effect adjusted in O&C
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