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Advantage 2012 Member Handbook - Medicare Advantage

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<strong>2012</strong> <strong>Member</strong> <strong>Handbook</strong><br />

A Coordinated Care plan with a <strong>Medicare</strong> <strong>Advantage</strong> contract and a contract with the<br />

Ohio Medicaid program<br />

H0908_MEM012_003 CMS Approved 08/25/2011


<strong>Member</strong> <strong>Handbook</strong><br />

Welcome to Buckeye<br />

Welcome to <strong>Advantage</strong> by Buckeye Community Health Plan (HMO SNP) (Buckeye), a<br />

subsidiary of Centene Corporation. Buckeye is a <strong>Medicare</strong> <strong>Advantage</strong> Special Needs<br />

Plan offering <strong>Medicare</strong> <strong>Advantage</strong> Part D, and is not a “Medigap” <strong>Medicare</strong> Supplement<br />

Insurance policy.<br />

It is important for any new members with a health condition that requires<br />

ongoing care to call our <strong>Member</strong> Services department as soon as possible.<br />

For example, if you need surgery, have asthma, diabetes, congestive heart<br />

failure, are receiving physical therapy, or treatment for behavioral health<br />

conditions, you need to call <strong>Member</strong> Services. Also, new members<br />

currently taking any medication(s) need to confirm as soon as possible<br />

whether or not their medication(s) must be prior approved. If a medication<br />

needs prior approval, you cannot obtain the medication until your doctor<br />

submits a request and it is approved. You can check by contacting our <strong>Member</strong><br />

Services department, or you can look on our website at www.bchpohio.com.<br />

It is important to remember that you must receive all medically-necessary covered<br />

healthcare services from Buckeye facilities and/or providers. You should have received<br />

a Provider Directory that lists all of our panel providers, as well as other providers you<br />

can see. The only time you can use providers not on Buckeye’s panel is for emergency<br />

or urgently needed care, or for services that <strong>Medicare</strong> requires our plan to cover but we<br />

are unable to provide in network.<br />

If you need to receive the information in this <strong>Member</strong> <strong>Handbook</strong> in a different format<br />

(such as in Spanish or another language, large print, or audio CD), please call us so we<br />

can send you a copy.<br />

As you review the information in this <strong>Member</strong> <strong>Handbook</strong>, remember we are here to<br />

answer any questions you have and assist you in any way that we can. If you have<br />

questions or concerns, please call us at (toll-free) 1-866-389-7690 or (TTY) 1-800-750-<br />

0750 8 a.m. to 8 p.m. seven days a week.<br />

We look forward to working with you to safeguard your health!<br />

1


<strong>Member</strong> <strong>Handbook</strong><br />

Table of Contents<br />

Introduction……………………………………………………………………………………3<br />

Identification Cards……………...……………………………………………………………5<br />

Family Doctor or Primary Care Provider…………………………………………………6<br />

Out-of-Area, After Hours, and Emergency Care…………………………………...……7<br />

Covered Services……………………………..………………………………………………9<br />

More Services and Programs………………..……………………………………………10<br />

Coordination of Benefits Between <strong>Medicare</strong> and Medicaid…………………10<br />

Additional Value Added Services..………………………………………………10<br />

Additional Programs..………………………………………………………………10<br />

Nursewise..……………………………………………...……………………10<br />

<strong>Member</strong>Connections..……………………………………...………………11<br />

Case Management..…………………………………………………………11<br />

Prescription Medications..…………………………………...……………………………13<br />

Asked to Pay – Just Say No..…………………………………………………..…………14<br />

<strong>Member</strong> Rights and Responsibilities..………………………..…………………………15<br />

Complaints and Appeals..…………………………………………………………………16<br />

Definitions..……………………………………………………………..……………………17<br />

Important Phone Numbers..………………………………….……………………………19<br />

2


<strong>Member</strong> <strong>Handbook</strong><br />

Introduction<br />

Thank you for your interest in Buckeye!<br />

We are hoping to serve you by providing <strong>Medicare</strong> services and benefits in a way that<br />

enables you to get the most out of life.<br />

About Buckeye<br />

Buckeye is a <strong>Medicare</strong> <strong>Advantage</strong> Plan, contracted with the Centers for <strong>Medicare</strong> and<br />

Medicaid Services (CMS). Buckeye offers:<br />

• All Original <strong>Medicare</strong> benefits (Parts A and B)<br />

o Hospital care<br />

o Home health care<br />

o Preventive care<br />

o Durable medical equipment<br />

• Prescription drug coverage (Part D)<br />

To be a member of our Plan, you must live in our service area, be entitled to <strong>Medicare</strong><br />

Part A, be enrolled in <strong>Medicare</strong> Part B, and be eligible for Medicaid in Ohio.<br />

Consumers eligible for full Medicaid can enroll or disenroll in our plan at any time during<br />

the year.<br />

Today, Buckeye’s service area spans 30 counties in Ohio.<br />

What’s so “special” about Buckeye?<br />

Buckeye is also known as a Special Needs Plan because we only enroll <strong>Medicare</strong> and<br />

Medicaid eligible consumers, known as “dual eligible” consumers. Our <strong>Advantage</strong><br />

plan was created to help dual eligible consumers get the most out of the benefits and<br />

services available through <strong>Medicare</strong> and Medicaid. We provide access to personal,<br />

local care needed to help people stay healthy and independent.<br />

<strong>Advantage</strong> by Buckeye Community Health Plan helps <strong>Medicare</strong> and Medicaid<br />

consumers get quality healthcare and live independently. See the page ten for many<br />

of the benefits you can get in addition to your healthcare services. It is your choice!<br />

For Help Understanding These Materials<br />

If you have any problems in reading or understanding this information, please contact<br />

Buckeye <strong>Member</strong> Services for help. We can help to explain the information or provide<br />

the information in other formats. If you are visually or hearing-impaired, special help<br />

can also be provided.<br />

3


<strong>Member</strong> <strong>Handbook</strong><br />

Counties of Operation<br />

4


<strong>Member</strong> <strong>Handbook</strong><br />

Identification Cards<br />

Identification Cards<br />

You should have received your Buckeye membership identification (ID) card. This card<br />

replaces your red, white and blue <strong>Medicare</strong> card and is good for as long as you are a<br />

member of Buckeye. Store your red, white, and blue <strong>Medicare</strong> card in a safe place<br />

in case you need it later. You won’t need to show this card again unless you come off<br />

of our plan or need hospice services.<br />

Please carry your Buckeye <strong>Advantage</strong> membership card that we gave you at all times.<br />

You will need your Buckeye <strong>Advantage</strong> ID card each time you get medical services –<br />

you should take all of your medical cards (Buckeye <strong>Advantage</strong> ID, Medicaid, AARP), to<br />

any healthcare appointment.<br />

This means that you will need your Buckeye ID card when you:<br />

• See your primary care provider (PCP)<br />

• See a specialist or other providers<br />

• Go to an emergency room<br />

• Go to an urgent care facility<br />

• Go to a hospital for any reason<br />

• Get medical supplies<br />

• Have medical tests<br />

Here is a sample card to show you what it looks like:<br />

If your ID card is lost, stolen, or arrives with incorrect information on it (for example, it is<br />

missing your PCP name, has an incorrect PCP listed) or your name is spelled incorrectly,<br />

call <strong>Member</strong> Services right away.<br />

5


<strong>Member</strong> <strong>Handbook</strong><br />

Primary Care Provider<br />

Choosing a Family Doctor or Primary Care Provider (PCP)<br />

Each member must choose a family doctor or primary care provider<br />

(PCP) from Buckeye’s provider directory. Your PCP is an individual<br />

physician, physician group practice, advance practice nurse or advance<br />

practice nurse group practice trained in family medicine (general practice)<br />

or internal medicine.<br />

Your PCP will work with you to direct your healthcare. Your PCP will treat<br />

you for most of your routine healthcare needs. If needed, your PCP will<br />

send you to other doctors (specialists) or admit you to the hospital.<br />

Sometimes, there may be a reason that a specialist may need to be your PCP. If you<br />

and/or your specialist believe that they should be your PCP, you should call the <strong>Member</strong><br />

Services department to discuss.<br />

You can reach your PCP by calling the PCP’s office. Your PCP’s name and telephone<br />

number are printed on your Buckeye ID card.<br />

Changing Your PCP<br />

If for any reason you want to change your PCP, you must first call the <strong>Member</strong> Services<br />

department. When you call, be sure to tell <strong>Member</strong> Services if you are seeing a<br />

specialist or getting other covered services that needed you PCP’s approval (such as<br />

home health services and durable medical equipment). <strong>Member</strong> Services will help you<br />

make sure that you can continue with the specialty care and other services you have<br />

been getting when you change your PCP. They will check to be sure the PCP you want<br />

to switch to is accepting new patients. <strong>Member</strong> Services will change your membership<br />

record to indicate your new PCP and will tell you when the change to your new PCP will<br />

take effect. They will also send you a new ID card that shows the name and phone<br />

number of your new PCP.<br />

For the names of contracted PCPs, you may look in your provider directory, on our<br />

website at www.bchpohio.com, or you can the <strong>Member</strong> Services Department for help.<br />

6


<strong>Member</strong> <strong>Handbook</strong><br />

Out-of-Area, After Hours and<br />

Emergency Care<br />

Out-Of-Area And After Hours Care<br />

If your PCPs office is closed or you are away from home and you have a problem that is<br />

not an emergency, call your PCP at the phone number listed on your ID card. You can<br />

also call NurseWise 24 hours a day, seven days a week toll-free at 1-866-389-7690,<br />

option 7, (TTY 1-800-750-0750). A nurse will answer and help you determine what to<br />

do.<br />

Medical care is available through Buckeye physicians 24 hours a day, seven days a<br />

week. After hours, your PCP’s phone will be answered by either answering service or<br />

and answering machine with specific instructions. Be sure to follow the machine’s<br />

instructions. The answering service will have your PCP or the doctor who is covering<br />

for the PCP call you back. Tell them you are a Buckeye member and explain your<br />

problem. They will tell you what to do. You can also visit a contracted Urgent Care<br />

Center listed in our provider directory or on our website at www.bchpohio.com, or your<br />

can call NurseWise.<br />

Emergency Services<br />

Emergency services are services for a medical problem that you think is so serious that<br />

it must be treated right away by a doctor.<br />

Some examples of when emergency services are needed include:<br />

-A fracture (broken bone) -Severe bleeding<br />

-Chest pain or other severe pain<br />

-Severe shortness of breath<br />

-Poisoning<br />

-A bad burn<br />

-Fainting/unconsciousness<br />

-Seizures<br />

-Suddenly not able to see, move or speak<br />

-Shock (you may sweat, feel thirsty or dizzy, or have pale skin)<br />

You do not have to call Buckeye for an okay before you get emergency services.<br />

If you have an emergency, call 911 or go to the NEAREST emergency room (ER),<br />

call your PCP or the Buckeye NurseWise 24-hour nurse hotline, at 1-866-389-7690,<br />

option 7 (TTY 1-800-750-0750) (24 hours a day). Your PCP or the Buckeye<br />

NurseWise hotline can talk to you about your medical problem and give you advice on<br />

what you should do.<br />

Please note that you may self-refer to a Buckeye plan Urgent Care Center after hours if<br />

that facility is open at the time.<br />

7


<strong>Member</strong> <strong>Handbook</strong><br />

Emergency Care<br />

Remember, if you need emergency services:<br />

• Go to the NEAREST hospital emergency room or other appropriate setting. Be<br />

sure to tell them that you are a Buckeye member and show them you ID card.<br />

• If the provider that is treating you for an emergency takes care of your<br />

emergency but thinks that you need other<br />

medical care to treat the problem that caused<br />

your emergency, the provider must call Buckeye.<br />

• Call your PCP (or ask the hospital to call your<br />

PCP) as soon as possible. This lets your PCP<br />

know that care you received. Your PCP can<br />

then take over coordination of your care. You<br />

must contact your PCP within 24 hour to arrange<br />

follow-up care within the service area with<br />

participating providers.<br />

• If the hospital has you stay, please make sure<br />

that Buckeye is called within 24 hours.<br />

8


<strong>Member</strong> <strong>Handbook</strong><br />

Covered Services<br />

Buckeye covers the following medically necessary <strong>Medicare</strong>-covered services:<br />

Ambulance transportation<br />

• Chiropractic (back) services<br />

• Diabetes self-monitoring, training and supplies<br />

• Dialysis (kidney)<br />

• Durable medical equipment and related supplies<br />

• Emergency services<br />

• Home health services<br />

• Hospice care (care for terminally ill, e.g., cancer patients)<br />

• Inpatient hospital services<br />

• Inpatient mental healthcare<br />

• Medical nutrition therapy<br />

• Outpatient diagnostic tests (x-ray, lab) and therapeutic services and supplies<br />

• Outpatient mental healthcare<br />

• Outpatient rehabilitation services (physical/occupational/speech therapy)<br />

• Outpatient substance abuse services<br />

• Outpatient surgery (including ambulatory surgical center services)<br />

• Physician services, including doctor office visits<br />

• Podiatry (foot) services<br />

• Prescription drugs<br />

• Preventive care<br />

•<br />

•<br />

•<br />

•<br />

o<br />

o<br />

o<br />

o<br />

o<br />

o<br />

o<br />

Bone-mass measurements<br />

Cardiovascular disease testing<br />

Colorectal screening<br />

Immunizations<br />

Mammography screening<br />

Pap tests, pelvic exams, and clinical breast exams<br />

Physical exams (initial exam as well as additional checkups needed for<br />

the diagnosis or treatment of an illness or injury or to improve the<br />

functioning of a malformed body member)<br />

Prostrate cancer screening exams<br />

o<br />

Prosthetic devices and related supplies<br />

Skilled nursing facility care<br />

Urgently needed care<br />

Vision services (limited)<br />

*For a list of services not routinely covered by Buckeye, or more information<br />

about the above benefits, refer to your Evidence of Coverage booklet or contact<br />

<strong>Member</strong> Services.<br />

9


<strong>Member</strong> <strong>Handbook</strong><br />

More Services & Programs<br />

Coordination of Benefits Between <strong>Medicare</strong> and Medicaid<br />

Most of the covered benefits are also covered by Medicaid. <strong>Advantage</strong>s of this are:<br />

Medicaid is usually the payer of last resort – this means you must access<br />

benefits that are covered by both programs through <strong>Medicare</strong> (Buckeye) first and<br />

Medicaid last.<br />

Once you have reached your limit for a service in the <strong>Medicare</strong> program, you<br />

might be able to continue getting the benefit through the Medicaid program.<br />

In some cases, Medicaid will pay for services or costs that <strong>Medicare</strong> does not<br />

(such as routine dental and vision care, and hearing aids).<br />

If you have questions about how your benefits are coordinated between programs,<br />

contact (see contact phone numbers on last page) -<br />

• <strong>Medicare</strong>-Buckeye <strong>Member</strong> Services<br />

• Medicaid-ODJFS Consumer Hotline<br />

Additional Value-Added Services<br />

Buckeye also offers the following additional benefits for our members:<br />

• Emergency medical response system<br />

• Non-emergency transportation – up to 30 round trips per year<br />

• Over-the-counter (OTC) supplies – up to $25 per month for certain OTC items<br />

shipped free to your home from our mail order pharmacy<br />

• Health club membership – up to $250 annual reimbursement for health club<br />

membership and fitness classes<br />

• Dental services – up to 1 oral exam and cleaning every year with additional<br />

comprehensive services<br />

• Vision services – up to $300 every year for one routine eye exam and eyewear<br />

including lenses, frames, contacts, and upgrades<br />

• Hearing services – up to $750 every year for routine hearing test and hearing<br />

aid, including warranty, fitting, and evaluation<br />

• NurseWise – free access to our 24 hour health information line staffed by<br />

nurses.<br />

The services below are available by contacting NurseWise, Buckeye’s 24-hour<br />

nurse hotline, at 1-866-246-4358, option 7 (TTY 1-800-750-0750):<br />

o Medical advice line<br />

o Health information library<br />

o Help in determining where to go for care<br />

o Answers to questions about your health or medicines<br />

10


<strong>Member</strong> <strong>Handbook</strong><br />

More Services & Programs<br />

Buckeye also offers several additional programs for our members, including but not<br />

limited to:<br />

<strong>Member</strong>Connections<br />

We have a special program called <strong>Member</strong>Connections.<br />

Our <strong>Member</strong>Connections outreach representatives will talk<br />

to you on the phone, send you information in the mail, and/or<br />

visit your home if you prefer. They will be glad to talk to you about:<br />

•<br />

•<br />

•<br />

•<br />

•<br />

How to choose or change doctors<br />

Covered healthcare services and how to use services<br />

How to get medical advice when you can't get your doctor<br />

How to live a healthy life<br />

Any other healthcare service problem you may have<br />

<strong>Member</strong>Connections outreach representatives can also help connect you to<br />

community social services if you need food, housing, clothing, utility services, etc. To<br />

reach <strong>Member</strong>Connections, call <strong>Member</strong> Services.<br />

Care Management<br />

Buckeye is pleased to inform you that we have a case management program to help<br />

members learn more about their health concerns. Our care management program is<br />

designed to let us work with members to help them maintain good health and assist<br />

them and their doctor to arrange services that they may need to manage their health.<br />

The goal of our program is to learn what information or services members need<br />

to meet their healthcare needs in order to become more independent.<br />

<strong>Member</strong>s who have serious conditions may be referred to the care management<br />

program. Examples of these conditions include:<br />

• Asthma<br />

• Diabetes<br />

• Congestive heart failure (CHF)<br />

• Coronary artery disease (CAD)<br />

• Non-mild hypertension (high blood pressure)<br />

• Chronic obstructive pulmonary disease (COPD)<br />

• Severe mental illness<br />

• Severe cognitive and/or developmental limitation<br />

• High-risk or high-cost substance abuse disorder<br />

• Frequent admissions or ED room visits<br />

11


<strong>Member</strong> <strong>Handbook</strong><br />

More Services & Programs<br />

Please call Buckeye’s <strong>Member</strong> Services if you would like more information about our<br />

care management services.<br />

When you are a patient in the hospital, if you are feeling well enough to<br />

have visitors, our nurses or social workers may come to your hospital<br />

room to visit you to discuss your discharge planning needs, answer any<br />

questions you may have about our benefits and services offered, and<br />

provide information to you about our case management program. Our<br />

staff will always check with the hospital staff first before entering your<br />

room to be sure that the timing is right for us to visit you.<br />

Other ways care managers work with our members include:<br />

• Care managers will work with your healthcare providers behind the scenes to<br />

manage any transitions from one hospital to another, from a hospital to a nursing<br />

facility, or from your home to a nursing facility. Our goal is to handle the<br />

coordination of these events so that you can focus on what’s important – your<br />

health.<br />

• Buckeye staff, including nurses, care managers, and outreach workers may<br />

contact you if a doctor has requested a phone call, if you request the phone call,<br />

or if Buckeye feels that care management services would be helpful to you.<br />

• Buckeye staff may ask you questions to learn more information about your<br />

conditions(s).<br />

• Buckeye staff will provide information to help you understand how to care for<br />

yourself and how to access services (including local resources).<br />

• Buckeye staff will talk to your family doctor or PCP and any other healthcare<br />

providers to coordinate care.<br />

Who do you contact if you have questions?<br />

You should call Buckeye’s <strong>Member</strong> Services if you have any questions about care<br />

management services or if you feel you would benefit from care management services.<br />

What to do if you want out of the program?<br />

Although Buckeye provides care management services for our members, we are aware<br />

that some members would prefer to not participate. For specifically identified members,<br />

Buckeye provides an "opt-out of care management" process. If you choose to not<br />

participate in our care management program, you can decline participation at any time<br />

by notifying your care manager (call <strong>Member</strong> Services and ask for your care manager).<br />

12


<strong>Member</strong> <strong>Handbook</strong><br />

Prescription Medications<br />

While Buckeye covers all medically necessary <strong>Medicare</strong>-covered medications, we use a<br />

formulary. These are drugs that we prefer that your physician prescribe. We may also<br />

require that your provider submit information to us (a prior authorization request) to<br />

explain why a specific medication and/or a certain amount of the medication is needed.<br />

We must approve the request before you can get the medication. Reasons why we<br />

have prior authorization requirements on certain drugs include:<br />

•<br />

•<br />

•<br />

There is a generic or pharmacy alternative drug available<br />

The drug can be misused/abused<br />

There are other drugs that must be tried first<br />

Some drugs may also have quantity (amount) limits and<br />

some drugs are never covered, such as drugs for weight loss<br />

How do I get my medications?<br />

You must get all prescriptions filled at a pharmacy in our provider network. When you<br />

go to the pharmacy, make sure to take ALL of your medical cards (for example, your<br />

Buckeye <strong>Advantage</strong>, Medicaid, and any other medical or prescription plan ID cards<br />

such as AARP ID cards). Your pharmacist will know which medications are covered by<br />

which program.<br />

What will my drugs cost?<br />

Most Buckeye members have a $0 co-payment for generic medications (including brand<br />

drugs treated as generic) and a $0, $3.30, or $6.50 co-payment for other medications.<br />

Ask your provider to prescribe generic medications if possible so that you will have no<br />

co-payment.<br />

Where can I get more information about the pharmacy benefit?<br />

You can obtain additional information on your pharmacy benefits from:<br />

•<br />

•<br />

•<br />

Your Evidence of Coverage (Chapters 5 and 6)<br />

Your formulary online at www.bchpohio.com<br />

Buckeye <strong>Medicare</strong> <strong>Member</strong> Services – please contact us immediately if you<br />

are having any trouble getting your medications or are being asked to pay<br />

something other than $0, $3.30, or $6.50 for a medication.<br />

13


<strong>Member</strong> <strong>Handbook</strong><br />

Asked to Pay–Just Say No<br />

Because our <strong>Medicare</strong> members are dual eligible (also on Medicaid), the only costs<br />

you should ever have to pay for <strong>Medicare</strong> covered and authorized services from a<br />

network (plan) provider are co-payments for non-generic medications. This section<br />

explains how this is possible and what to do if something goes wrong.<br />

As a Buckeye <strong>Medicare</strong> Plan <strong>Member</strong>, Your Costs For <strong>Medicare</strong> Services Are:<br />

Part A and B Services - $0<br />

Part D Services - $0 for generic medications and $3.30 or $6.50 for brand name<br />

medications. If you are in an institution, you will have no co-payments. Your costs may<br />

be more if you lose full Medicaid and eligibility for <strong>Medicare</strong> low-income subsidy.<br />

Your Evidence of Coverage has costs listed for all of these services (such as<br />

premiums, co-pays, and other charges). All costs, except for the Part D co-payments<br />

will be paid for by Medicaid or <strong>Medicare</strong>.<br />

As an ODJFS Medicaid <strong>Member</strong>, Your Costs For Medicaid Services Are:<br />

•<br />

•<br />

•<br />

•<br />

•<br />

Visits to the emergency room that are not an emergency - $3<br />

Dental visits - $3<br />

Vision visits - $2 & eyeglasses - $1<br />

Brand name, non-generic drugs - $2<br />

Drugs that require prior authorization - $3 (Medicaid drugs not covered by<br />

<strong>Medicare</strong>)<br />

Why is maintaining your Medicaid eligibility so important?<br />

You can only be on our plan if you have eligibility for Medicaid. If you lose Medicaid<br />

eligibility, your membership in this plan will end after 6 months. During this time, your<br />

costs for <strong>Medicare</strong> services will increase because Medicaid will no longer cover all of<br />

your out-of-pocket <strong>Medicare</strong> costs.<br />

How do you maintain your Medicaid eligibility?<br />

Your CDJFS office will notify you when your case is due for review, a process known as<br />

redetermination. Cases are reviewed to make sure your circumstances have not<br />

changed (for example, you still require the level of assistance you are receiving). This<br />

may require you to return completed paperwork by mail, or visit your local CDJFS office<br />

within a certain time period. You have to successfully complete this process to<br />

maintain your Medicaid eligibility – so watch for those notices from Medicaid!<br />

If you have any questions about your program eligibility, contact:<br />

• <strong>Medicare</strong>-Buckeye <strong>Member</strong> Services<br />

• Medicaid-ODJFS Consumer Hotline<br />

14


<strong>Member</strong> <strong>Handbook</strong><br />

<strong>Member</strong> Rights & Responsibilities<br />

As a member of Buckeye, you have the following rights:<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

To be treated with dignity and respect<br />

To have your personal and health information kept private<br />

To file complaints (sometimes called grievances), including complaints about the<br />

quality of your care<br />

To appeal (get a review of) certain decisions about health care coverage<br />

To receive emergency care when and where you need it<br />

To receive information in a way you understand<br />

To learn about all of your treatment choices and participate in treatment decision<br />

To have your questions about Buckeye answered<br />

To receive access to doctors, specialists, and hospitals<br />

To be protected from discrimination<br />

As a member of Buckeye, you also have several responsibilities.<br />

They are to learn and understand each right you have under our plan.<br />

That includes the responsibility to:<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

•<br />

Ask questions if you don’t understand your rights<br />

Keep your scheduled appointments<br />

Cancel appointments in advance when you can’t keep them<br />

Only go to the emergency room when it is an emergency<br />

Keep your Buckeye <strong>Advantage</strong> ID card with you at all times<br />

Notify your PCP of emergency room treatment<br />

Always contact your PCP for your non-emergency<br />

medical needs<br />

Be sure you have approval from your PCP before going to a<br />

specialist (except for providers that you can self-refer to such as women’s health<br />

specialists, federally qualified health centers/rural health clinics, community<br />

mental health centers)<br />

Tell your PCP about your health<br />

Talk to your providers about your healthcare needs and ask questions about the<br />

different ways your healthcare problems can be treated.<br />

Treat providers and staff with respect<br />

15


<strong>Member</strong> <strong>Handbook</strong><br />

Complaints & Appeals<br />

You have the right to appeal any decision made by Buckeye concerning your treatment<br />

or payment for services. If you wish to file a grievance/appeal, please contact <strong>Member</strong><br />

Services. If you do not have access to a phone, you can complete this form or write a<br />

letter that includes the information requested below. The complete form or your letter<br />

should be mailed to:<br />

<strong>Advantage</strong> by Buckeye Community Health Plan<br />

Attention: Grievance & Appeals<br />

175 South 3 rd Street, Suite 1200<br />

Columbus, Ohio 43215<br />

Fax 1-866-786-1036<br />

Date: ________________<br />

<strong>Member</strong>: _____________________________________________________________<br />

Address of <strong>Member</strong>: _____________________________________________________<br />

Phone number of <strong>Member</strong>: ________________________________________________<br />

<strong>Member</strong> ID Number Listed on Buckeye ID Card: _______________________________<br />

Has this issue been brought to the attention of a Buckeye employee before? _________<br />

If yes, when? __________________________ To whom? _______________________<br />

Nature of Complaint: (Please state all details relating to the incident in question,<br />

including names, dates, places, etc. Please attach additional sheets of supporting<br />

documentation about your grievance/appeal if necessary.)<br />

______________________________________________________________________<br />

______________________________________________________________________<br />

______________________________________________________________________<br />

______________________________________________________________________<br />

*If you wish to end your membership in our plan, contact <strong>Member</strong> Services. Until your<br />

membership ends, you must keep getting your <strong>Medicare</strong> services and/or prescription<br />

drug coverage through our Plan.<br />

*If you have a complaint about the Medicaid program or want to find out how to appeal<br />

a decision about your Medicaid benefits, contact the ODJFS Medicaid Consumer<br />

Hotline.<br />

16


<strong>Member</strong> <strong>Handbook</strong><br />

Definitions<br />

Appeal: An appeal is a special kind of complaint you make if you disagree with a decision to<br />

deny a request for health care services or payment for services you already received.<br />

Copayment: An amount you may be required to pay as your share of the cost for a<br />

medical service or supply, like a doctor’s visit or a prescription. A copayment is usually<br />

a set amount, rather than a percentage. For example, you might pay $10 or $20 for a<br />

doctor’s visit or prescription.<br />

Covered Services: The general term we use in this booklet to mean all of the healthcare<br />

services and supplies that are covered by our Plan.<br />

Dual Eligible or Dually Eligible Consumers: Individuals who are entitled to <strong>Medicare</strong><br />

Part A and/or Supplemental Medical Insurance and are eligible for Medicaid to pay<br />

some form of <strong>Medicare</strong> cost sharing (such as premiums, copays, etc.). To maintain<br />

your dual eligible status, you MUST maintain your full Medicaid eligibility.<br />

Emergency Care: Emergency services are services for a medical problem you think is so<br />

serious that it must be treated right away by a doctor.<br />

Extra Help: A <strong>Medicare</strong> Program to help people with limited income and resources pay<br />

<strong>Medicare</strong> prescription drug program costs, such as premiums, deductibles, and<br />

coinsurance.<br />

Identification Card (ID Card): A card for each member that is needed by your doctor’s office<br />

before you can receive care.<br />

Medically Necessary: Services or supplies that: are proper and needed for the diagnosis or<br />

treatment of your medical condition.<br />

<strong>Medicare</strong>: Created by Congress in 1965, <strong>Medicare</strong> (also know as Original or fee-forservice<br />

<strong>Medicare</strong>) is the federal government’s national health insurance program for:<br />

• People age 65 or older<br />

• People under age 65 with disabilities who have been receiving Social Security<br />

disability benefits for a set amount of time (24 months in most cases)<br />

• People of any age with end-stage renal disease (ESRD) (permanent kidney<br />

failure that requires dialysis or a transplant)<br />

17


<strong>Member</strong> <strong>Handbook</strong><br />

Definitions<br />

<strong>Medicare</strong> benefits are divided into two categories: Part A and Part B. <strong>Medicare</strong> Part A<br />

is hospital insurance that provides basic coverage for hospital stays, nursing home<br />

facilities, hospice care, and home health care. <strong>Medicare</strong> Part B is medical insurance<br />

that covers many of the fees associated with doctor visits, laboratory testing, and<br />

outpatient services and supplies.<br />

<strong>Medicare</strong> <strong>Advantage</strong> Plan: <strong>Medicare</strong> <strong>Advantage</strong> Plans (also known as <strong>Medicare</strong> Part<br />

C) are types of health plans that are approved by <strong>Medicare</strong> and run by private insurance<br />

companies like Buckeye. These plans are paid a set amount of money by the federal<br />

government to provide basic <strong>Medicare</strong> benefits (Parts A and B) and the resulting<br />

savings are passed along to you in the form of additional benefits such as lower costs<br />

and additional benefits. <strong>Medicare</strong> Prescription Drug Plans are a type of <strong>Medicare</strong><br />

<strong>Advantage</strong> Plan that offer prescription drug coverage (Part D).<br />

<strong>Member</strong> Services: A department within our Plan responsible for answering your<br />

questions about your membership, benefits, grievances, and appeals.<br />

Premium: The periodic payment to <strong>Medicare</strong>, or Buckeye, for health care coverage.<br />

Primary Care Provider (PCP): Your family doctor (who must be contracted with the<br />

insurance company) is trained in family medicine (general practice) or internal medicine.<br />

Your PCP will work with you to direct your healthcare. Your PCP will do your check-ups<br />

and treat you for most of your healthcare needs. If needed, your PCP will send you to<br />

other doctors (specialists) or admit you to the hospital.<br />

Prior Authorization – Approval in advance to get services AND/OR certain drugs that<br />

may or may not be on our formulary. In Buckeye, some in-network services are<br />

covered only if your doctor or other network provider gets “prior authorization” from<br />

Buckeye. Some drugs are covered only if your doctor or other network provider gets<br />

“prior authorization” from us. Covered drugs that need prior authorization are marked in<br />

the formulary.<br />

Special Needs Plan: A type of <strong>Medicare</strong> <strong>Advantage</strong> Plan that focuses on individuals<br />

with special needs such as institutionalized beneficiaries, dually eligible (eligible for<br />

Medicaid and <strong>Medicare</strong>), and/or beneficiaries with severe or disabling chronic<br />

conditions.<br />

18


<strong>Member</strong> <strong>Handbook</strong><br />

Important Phone Numbers<br />

<strong>Member</strong> Services<br />

<strong>Advantage</strong> by Buckeye Community Health Plan<br />

1-866-389-7690<br />

1-800-750-0750 (TTY)<br />

1-866-719-5435 (Fax)<br />

175 S. 3 rd Street, Suite 1200 Columbus, OH 43215<br />

www.bchpohio.com<br />

8 a.m. - 8 p.m., 7 days a week<br />

NurseWise: 1-866-389-7690 option 7<br />

Your Buckeye Care Manager/Phone:__________________________<br />

Transportation: 866-973-2522<br />

Medicaid<br />

Ohio Department of Job and Family Services<br />

Ohio Medicaid Consumer Hotline<br />

1-800-324-8680<br />

1-800-292-3572 (TTY)<br />

http://jfs.ohio.gov<br />

Monday – Friday 7 a.m. – 8 p.m. and Saturday 8 a.m. – 5 p.m.<br />

County You Live In:_______________________________________<br />

Case Number:___________________________________________<br />

Case Worker/Phone/Address:_______________________________<br />

Primary Care Provider<br />

Your Primary Care Provider/Phone:________________________________<br />

Your Pharmacy/Phone:__________________________________________<br />

Notes:________________________________________________________<br />

_____________________________________________________________<br />

Emergency: 911 or local emergency number<br />

19


175 South 3rd Street, Suite 1200, Columbus, Ohio 43215<br />

1-866-389-7690<br />

TDD/TTY: 1-800-750-0750<br />

Hours of Operation:<br />

8 a.m. - 8 p.m., 7 days a week<br />

www.bchpohio.com<br />

© <strong>2012</strong> Buckeye Community Health Plan HMO SNP. All rights reserved.

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