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Flexible choice of benefi ts to match your individual needs
Because we recognise that everyone’s needs are different, AIA Solitaire Personal
Accident allows you to choose from four levels of protection and enhance your basic
protection with optional benefi ts as described below:
(Based on Plan 3 for each benefits group)
Basic Benefits
Worldwide coverage 24/7
Benefi ts payable under this plan offer comprehensive protection covering you at home,
at work and while travelling overseas 4 , 24 hours a day, 365 days a year.
Financial assistance to cope with the impact of a serious accident
Some accidents lead to the loss of limbs, the loss of use of limbs, or
even third degree burns. And some accidents result in the loss of sight,
hearing and speech. There are also tragic circumstances that lead to
permanent and total disability. Benefi ts payable under the basic plan
include a cash lump sum payout of up to S$750,000 to help you cope
with the impact of such catastrophes.
Financial security for your loved ones if the worst should happen
If you should pass away as a result of an accident, you will want to be sure that your
loved ones are provided for in your absence. The plan offers an Accidental Death
Benefi t payout of S$500,000. And if you should pass away as a result of an accident
that occurs while you are a fare-paying passenger on a public conveyance (e.g. taxi,
bus, commercial airplane, MRT etc.), the death benefi t payout to your loved ones will be
doubled to S$1,000,000.
Coverage for ‘accidental’ medical bills
Fortunately, most accidents are less serious than the type described above. This plan
pays an Accident Medical Reimbursement Benefi t of up to S$4,000 per accident, and
multiple claims are allowed. Since this benefi t is not subject to deductible and coinsurance,
you would not have to pay any portion of the bill (which is not in excess
of the limit) yourself. You may also claim up to S$1,000 per accident for Traditional
Chinese Medicine/Chiropractic treatment for injuries. For maximum protection, we
recommend that you sign up for a medical expense reimbursement plan that provides
greater coverage, such as an AIA HealthShield Gold Series plan.