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EXECUTIVEAGEN TM<br />

MAGAZINE<br />

Steve Alexander<br />

&<br />

Tige Ferguson<br />

<strong>Executive</strong> <strong>Agent</strong>s of the Month<br />

INSIDE FEATURES:<br />

DEBBIE & AMIE<br />

First Team Real Estate<br />

.................................<br />

JEFF FARR<br />

Sellstate Regency Realty<br />

.................................<br />

LAURA FOLSOM<br />

Realty <strong>Executive</strong>s<br />

.................................<br />

JANET SCOTT<br />

imortgage


Where you land is up to you!<br />

The first step is always the hardest, but it’s necessary for achieving exhiliarating results.<br />

If you’re a loan officer or production assistant determined to take control of your high-flying career, target imortgage. We’re<br />

one of the largest and fastest-growing lenders in California.<br />

imortgage is not only the perfect place to land. It’s the perfect place to launch the next phase of your exciting career.<br />

We’re looking to hire just a handful of talented, energetic loan officers and production assistants who want to see<br />

their careers take flight. And we want to move quickly.<br />

If this sounds of interest to you, then we’d like to talk to you about becoming a valued member of our team.<br />

Don’t miss this rare opportunity to take your lending career to unimagined heights.<br />

Your career with imortgage? The sky’s the limit!<br />

Call today! (951) 893-6300<br />

Judy Marburger<br />

Corona Branch Manager<br />

Direct (951) 893-6300<br />

Mobile (909) 821-7741<br />

NMLS ID 150951<br />

judy.marburger@imortgage.com<br />

imortgage<br />

1250 Corona Pointe Court<br />

Suite 101<br />

Corona, CA 92879<br />

Rates, terms, and availability of programs are subject to change without notice. This is not an advertisement to extend<br />

consumer credit as defined by section 226.2 of Regulation Z. Licensed by the California Department of Corporations<br />

CRMLA 4130969. imortgage company NMLS 3096. All rights reserved. 08/2013. Equal Housing Opportunity.


Southern California’s Publication for the Real Estate Professional<br />

contents<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong><br />

AUGUST, 2013<br />

Cover Story<br />

5<br />

Steve Alexander - Tige Ferguson<br />

<strong>Executive</strong> <strong>Agent</strong>s of the Month<br />

INLAND EMPIRE<br />

Editorials<br />

32 - Tony Alessandra:<br />

The Thinker Leadership Style<br />

26 - Linda Brakeall:<br />

Patterns of Buying<br />

16 - Carla Cross:<br />

Reduce Your Expenses! Raise<br />

Your Profits!<br />

22 - Dirk Zeller:<br />

Successful Practice...<br />

12 - Zig Ziglar:<br />

The Next Hill To Climb<br />

Fred Arrias<br />

<strong>Executive</strong> Publisher<br />

PO Box 73384<br />

San Clemente, CA 92673<br />

Ph: (949) 366-3349<br />

Fax: (949) 266-8757<br />

Info@eamag.net<br />

www.EAMag.net<br />

ADVERTISERS’ INDEX<br />

Eagle Home Mortgage.......................35<br />

Evergreen Realty...............................25<br />

imortgage.............................................2<br />

i Photography Studio.........................11<br />

Prominent Escrow...........................24<br />

Realty ONE Group............................36<br />

The Termite Guy...............................20<br />

Ticor Title Company.........................21<br />

TIGAR....................................34<br />

28<br />

Debbie & Amie<br />

First Team Real Estate<br />

Laura Folsom<br />

Realty <strong>Executive</strong>s<br />

14<br />

Photography: i Photography Studio,<br />

Ian Wiant, Rob Paino<br />

Graphic Designer: Garon T. Arrias<br />

Editorial Manager: Trudy Van<br />

Writers: Lalaena Gonzalez–Figueroa,<br />

Shannon Hartsoe, Julie Brown<br />

30<br />

Jeff Farr<br />

Sellstate Regency Realty<br />

Janet Scott<br />

imortgage<br />

18<br />

© Copyright 2013<br />

<strong>Executive</strong> <strong>Agent</strong> <strong>Magazine</strong>. All rights<br />

reserved. Reproduction in whole or in part<br />

without written permission is prohibited.<br />

Although every precaution is taken to<br />

ensure accuracy of published materials,<br />

<strong>Executive</strong> <strong>Agent</strong> <strong>Magazine</strong> cannot be held<br />

responsible for opinions expressed or facts<br />

supplied by its authors.<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong> 3


Nomination Form<br />

EXECUTIVEAGEN TM<br />

MAGAZINE<br />

Nominate a fellow REALTOR® to be featured in one of our feature stories; on the cover as<br />

<strong>Executive</strong> <strong>Agent</strong> of the Month, or as a special feature story. All candidates must be nominated<br />

by a real estate professional. The selection process includes a questionnaire, personal interview,<br />

reference check and final approval by the Advisory Council. Candidates are evaluated based upon<br />

professionalism, length of service and uniqueness of story, as well as industry and community involvement.<br />

I Nominate:<br />

Name:___________________________________<br />

Company:________________________________<br />

Address:_________________________________<br />

_________________________________________<br />

City/State/Zip:____________________________<br />

_________________________________________<br />

Phone:___________________________________<br />

Email:___________________________________<br />

Submitted By:<br />

Fax/Email nomination to:<br />

<strong>Executive</strong> <strong>Agent</strong> <strong>Magazine</strong><br />

PO Box 73384<br />

San Clemente, CA 92673<br />

Fax: 949.266.8757<br />

Email: Info@eamag.net<br />

Tel: 949.366.3349<br />

Name:___________________________________<br />

Company:________________________________<br />

Phone:___________________________________<br />

Email:___________________________________


E A<br />

Cover Story<br />

Steve Alexander<br />

&<br />

Tige Ferguson<br />

<strong>Executive</strong> <strong>Agent</strong>s of the Month<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


By Lalaena Gonzalez-Figueroa - Ian Wiant Photographer<br />

I<br />

t’s not immediately easy to define a Beazer Home. experience in construction and home sales the duo offers<br />

With a 300-year trade history passed down through extensive product knowledge, industry collegiality, and a<br />

nine generations, the name has become associated purposeful approach to their customer relationships. “We<br />

with beautiful craftsmanship, exceptional quality and are an integral part of the building of communities,” remarks<br />

innovative building. Thirty-five years after launching Tige. “Starting with dirt lots, we assist buyers in creating<br />

neighborhoods where families and friendships will grow and<br />

memories will be made. It’s an honor to be involved with<br />

this process, and we don’t take it lightly.”<br />

The process of buying a new Beazer home is, says Steve,<br />

as stress-free as possible. “We strive to consistently facilitate<br />

a seamless experience,” he offers. “We work well with<br />

Steve Alexander<br />

its U.S. brand, the company has earned a spot as a<br />

top-10 homebuilder with over 130,000 homes built in<br />

16 states. While designs and styles may vary by region,<br />

what remains constant is the thoughtful approach to<br />

homebuilding. With the launch of its new community,<br />

Eastvale’s Hearthside Lane, Beazer offers beautiful<br />

single family homes with flexible floor plans designed<br />

to accommodate a range of individual wants and needs.<br />

Longtime friends Steve Alexander and Tige Ferguson look<br />

forward to the opportunity to assist customers in creating<br />

new homes built around their distinct lifestyles. With ample<br />

Tige Ferguson<br />

agents, too, making the customer handoff a smooth process.<br />

We maintain communication with buyers throughout<br />

the entire build process, ensuring that their questions and<br />

concerns are addressed.”<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


In the frenetic pace of a recovering real estate market,<br />

buyers have become acutely aware of the challenges associated<br />

with purchasing resale homes. “We’ve got homes<br />

available,” Tige states. “Buying in a new community allows<br />

buyers to work within the parameters of their budgets and<br />

loans, while creating homes that are as unique as they are.<br />

In fact, Beazer Homes is known for its flexible floor plans,<br />

which provide a wealth of options within a specific residence<br />

model.<br />

“Our flexible floor plans have been very successful,”<br />

remarks Steve. “Each residence offers opportunities to change<br />

room configurations, with some modifications at no additional<br />

costs to buyers.” Don’t need that third garage spot? It<br />

can be utilized as a cozy casita with an attached bathroom.<br />

Love open space? Opt out of two bedrooms and enjoy an<br />

airy and open loft. Searching for form and function? Add<br />

office space to your ample great room. Possibilities abound,<br />

and Steve and Tige work closely with customers to identify<br />

the details that will make sense for their long- and short-term<br />

goals. “We’re focused on achieving maximum value,” Tige<br />

explains. “Where is a customer’s dollar best spent? We dig<br />

deep, ask the right questions, and walk through different<br />

models to provide buyers with a first person perspective<br />

on what their options are.” Many builders’ homes, while<br />

beautiful, feature floor plans with underutilized spaces. “In a<br />

Beazer home, a single 3,100 - 3,300 square foot model may<br />

be customized to hold three to seven bedrooms,” Tige states.<br />

“There is a real opportunity to maximize space.”<br />

Beazer Homes don’t lose their aesthetics to functionality.<br />

Residences feature exquisite interior and exterior details,<br />

offering styles well-suited to their environments. While<br />

Pueblo-style builds play up the New Mexico landscape<br />

and Washington, D.C. homes pay homage to the region’s<br />

colonial roots, Beazer’s California communities feature<br />

Spanish and Craftsman influences. Natural light is abundant,<br />

and homes are well-appointed throughout. Beautiful<br />

courtyards and porches create transitions between indoor<br />

and outdoor living spaces, with impeccable attention to<br />

detail. Beazer’s Brea design center allows buyers to select<br />

from a range of finishes and colors, further customizing<br />

their new homes.<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


Steve Alexander, Janet Scott (imortgage), and Tige Ferguson<br />

As an ENERGY STAR new homes partner, Beazer<br />

Homes has voluntarily agreed to build according to<br />

stringent standards established by the United States<br />

Environmental Protection Agency (EPA). Every home<br />

is carefully crafted to meet the 3.0 designation. “We go<br />

above and beyond the traditional energy efficient items<br />

in our homes,” Steve says. “Every one of our homes is<br />

independently tested to ensure that it is up to par.” The<br />

result, he adds, is significant savings to homeowners in the<br />

daily use and maintenance of their homes. “We’re lowering<br />

costs tremendously, even compared to new homes<br />

built just five years ago,” observes Steve. “Our buyers<br />

are reaping the benefits of solidly sealed homes, higher<br />

performance windows, high quality HVAC systems and<br />

ENERGY STAR certified appliances.”<br />

Beazer Homes is committed to providing customers<br />

with options tailored to their distinct needs, and this is<br />

reflected in the buying experience as a whole. With no inhouse<br />

lender, the organization’s open mortgage policy has<br />

earned the trust and appreciation of buyers, outside real<br />

estate agents and ancillary professionals. “It makes sense<br />

for buyers to examine their financing options,” explains<br />

Tige. “We do provide a list of mortgage specialists with<br />

whom we have established productive relationships, but<br />

we do not incentivize buyers to utilize their services<br />

because we don’t receive compensation for those referrals.”<br />

He adds, “Today’s home buyers are well-educated<br />

and knowledgeable; while we are here to assist them<br />

throughout the process, we also believe that they are<br />

simply too savvy to be influenced by interests other than<br />

their own.”<br />

Steve says, “Our goal is to build great homes, and to<br />

take care of our customers throughout the process and<br />

beyond.”<br />

Steve and Tige look forward to the growth of Hearthside<br />

Lane, which offers easy access to Orange County, highlyrated<br />

schools and notable value compared to the regional<br />

markets. They anticipate continued success with Beazer’s<br />

newest community, The Collection at Citrus Park.<br />

Situated in the heart of Fullerton, Citrus Park will feature<br />

two neighborhoods comprised of townhomes and single<br />

family detached homes.<br />

Beazer Homes has never lost sight of the importance of<br />

its network of industry partners, says Steve, which allowed<br />

the company to thrive even during challenging market<br />

conditions. “We recognize that the real estate community<br />

is integral to our ongoing success,” he acknowledges.<br />

“Tige and I appreciate the relationships that we have<br />

established, and look forward to continuing to nurture collegial<br />

partnerships throughout the region.”<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


Steve Alexander - Tige Ferguson<br />

Beazer Homes - Hearthside Lane<br />

7363 Maddox Ct.<br />

Corona, CA 92880<br />

Steve: 951-712-9532<br />

Tige: 909-851-1919<br />

Community: 951-898-8580<br />

salexand@beazer.com<br />

tige.ferguson@beazer.com<br />

www.Beazer.com<br />

DRE # 01317019 - DRE # 01509941<br />

Beazer DRE # 01503061<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

The Next Hill to Climb<br />

By Zig Ziglar<br />

I<br />

recently received an interesting letter from one of<br />

our subscribers, quite complimentary. He pointed out<br />

that he particularly enjoyed one week’s edition of the<br />

newsletter having to do with success. Then he elaborated<br />

on the fact that he has achieved so many things--God has<br />

been really good to him--and his question was, “I guess<br />

it’s like winning the World Series or the Super Bowl.<br />

After you have done that, there simply isn’t a Universe<br />

Series or a Galaxy Bowl to win. When you are on top,<br />

how do you find a bigger hill to climb? Or do you?”<br />

Emphatically yes! The writer did not mention his real<br />

purpose in life, or how many people he had helped on<br />

his way to the top. What he can do now is clear: Identify<br />

clearly and distinctly what his purpose in life is. When he<br />

does that, I believe he will realize there are much higher<br />

hills to climb. They’ll be tough, but very enjoyable at the<br />

same time. And out of it will come joy. Joy comes only<br />

when you do things for other people. You seldom experience<br />

joy when you focus on what you’ve been able to do.<br />

However, when you focus on what you can help someone<br />

else do, that lights a fire that is extraordinary.<br />

Personal example. Many years ago, with the aid of key<br />

members of our staff, we created our Mission Statement<br />

to be the difference maker in the personal, family, professional<br />

and spiritual lives of enough people to make a<br />

positive difference in the world. Audacious? Of course<br />

it is! But when we wrote it, it was ridiculous! Very few<br />

people really knew who I was or what we did. Since then<br />

our works have been translated into over 40 different languages<br />

and dialects in several million books touting the<br />

philosophy that You can have everything in life you want if<br />

you will just help enough other people get what they want.<br />

Following that philosophy, the bottom line is countless<br />

people have benefited.<br />

The letters we receive (in public seminars I show a photo<br />

of myself sitting behind my desk, on which are stacked<br />

over 5,000 letters from around the world) reveal the benefits<br />

people get from following through on what we teach.<br />

Few writers, if any, mention anything beyond the fact that<br />

they benefited and then they elaborate on what those benefits<br />

have been. When I receive that kind of correspondence,<br />

I am motivated and encouraged to “keep on keepin’ on.”<br />

12 <strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

I encourage anyone who is ever in North Dallas, Texas, to<br />

visit our offices where you can read as many of those letters<br />

as you wish, but I always like to warn that if you read very<br />

many you will leave our company with everything we offer<br />

in the form of inspiration, training, etc.<br />

Reality is when you have a specific purpose in your life<br />

you are far more likely to maintain momentum than otherwise.<br />

I could get in a little commercial here and say if you<br />

read my book, Better Than Good, you will be able to clearly<br />

understand why. But in the meantime, let me encourage<br />

you to start working on discovering your real purpose in<br />

life--what gives you real joy? Have you ever reached down<br />

and lifted someone up with your words, your example, your<br />

career, your life, and they expressed gratitude for what you<br />

did for them? If you’ve done that even once, then you know<br />

what joy is all about.<br />

I have pondered this for many years--I notice that many<br />

people start out on a specific objective (getting in better<br />

shape physically, getting better educated, winning more<br />

friends, influencing more people, etc.), but along the way<br />

they had no specifically designed purpose and so they<br />

dropped out. I can tell you seriously, and if we were seated<br />

in front of each other I would look you right in the eye<br />

and say, “Since July 4, 1972, when my purpose in life was<br />

clearly defined, not one time have I even thought casually<br />

about abandoning our mission statement.” I had that dream<br />

and the dream had me.<br />

Passion is important, but passion can wear you out if you<br />

don’t clearly understand what you are pursuing--in short, if<br />

you have purpose the passion simply fuels the purpose. If<br />

you do not have purpose, passion wears you out. When you<br />

clearly understand that, you will realize that regardless of<br />

how many bucks you have in the bank, how high you are<br />

on the corporate totem pole, regardless of how healthy and<br />

happy and prosperous you are, you still have a huge hill to<br />

climb--and that is fulfilling our Biblical application of the<br />

Golden Rule, helping other people along life’s path. When<br />

you do that, then your purpose will be crystal clear and the<br />

results foregone. God bless you as you ponder these things.<br />

Zig Ziglar is a beloved author and America’s motivator. He<br />

is the author of 25 books and offers training and consulting<br />

to organizations all across the globe. To learn more about<br />

Zig and his business visit his website at www.ziglar.com<br />

Written By Zig Ziglar<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong><br />

13


EXECUTIVEAGEN TM<br />

MAGAZINE<br />

Laura<br />

Folsom<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

Rising to the Top<br />

By Julie Brown<br />

I<br />

n order to rise to the top, you have to start at the<br />

bottom. That’s how Laura Folsom built her real estate<br />

business. In 2007 the recession was just getting started<br />

and so was Laura’s career. The single mother of three is<br />

used to working hard and overcoming challenges, and<br />

breaking into the real estate industry was no exception.<br />

She spent the first few years of her career managing distressed<br />

properties where she learned all about property<br />

values and home improvement. It’s the kind of knowledge<br />

that only seasoned real estate veterans have and it has<br />

helped Laura to build a bustling business. “Times were<br />

tough, but I had to survive,” shares Laura. “Having a sense<br />

of humor helped. If you didn’t laugh, you cried.”<br />

Laura was born and raised in Riverside County. She<br />

attended Northern Illinois University on a volleyball scholarship<br />

and graduated with a degree in social services. She<br />

went to work in the industry for five years before considering<br />

a career change. A friend suggested that she would<br />

be a great fit for real estate and Laura liked the flexibility it<br />

offered her as a single mother. “Social services is all about<br />

taking care of people and making sure the well being of<br />

everyone is being considered,” says Laura. “I get to use<br />

those same skills in real estate.”<br />

After earning her real estate license in 2007, Laura joined<br />

Realty <strong>Executive</strong>s where she has been ever since. With the<br />

market in a recession, she spent all of her time working on<br />

and managing REO properties. The job was all hands on<br />

and was very intensive according to Laura. “I was driven<br />

and ready to work hard,” explains Laura. “Everything<br />

comes from hard work.”<br />

Working with distressed properties gave Laura a strong<br />

knowledge of construction, property values and home<br />

improvement. “I learned all about flipping homes and how<br />

property values are determined,” shares Laura. “Now I can<br />

see things in homes that many other people don’t.” She<br />

also learned how to manage properties and continues to do<br />

so today.<br />

County market. “I’ve had buyers write personal letters to<br />

the sellers,” adds Laura. “I’ve even had friends of a client<br />

vouch for her client to the seller because they lived in<br />

the same neighborhood where they wanted to purchase a<br />

home.”<br />

Laura’s background in social services has enabled her to<br />

look at transactions carefully to make sure everyone’s needs<br />

are being met. “It’s all about honesty, follow through and<br />

listening to people,” explains Laura. “I really care about<br />

people. I would never push anything on my client that’s not<br />

in their best interest.” She recalls a story of a client that she<br />

met at an open house who was looking for a rental property.<br />

Laura figured out that it would be cheaper for them to own<br />

the home, but their past experience with other agents had<br />

turned them off from the whole buying process. “Being able<br />

to change their perception of real estate agents and get them<br />

into a home they love is what I love best about my job.”<br />

When she’s not focused on her job, Laura stays busy<br />

keeping up with her three teenage sons. She also enjoys<br />

playing volleyball, cycling, studying art and visiting local<br />

wineries. Her family keeps her motivated to push forward<br />

and continue to be successful. Pushing forward is what<br />

Laura has planned for her business over the next few years.<br />

“I’ve really been running off of referrals and need to focus<br />

more on marketing efforts,” she says. “I hope to get some<br />

systems in place and bring in some extra help so I can take<br />

on more.”<br />

Laura Folsom<br />

Realty <strong>Executive</strong>s<br />

3610 Central Ave., Suite 400<br />

Riverside, CA 92506<br />

Tel: 951-213-3500<br />

Folsom.Laura@yahoo.com<br />

www.Realty<strong>Executive</strong>s.com<br />

DRE # 01823359<br />

Regardless of the market conditions, Laura has always<br />

valued hard work. Staying consistent and persistent are<br />

important factors that have contributed to her success. “I<br />

can work seven days a week and not get a check for two<br />

months,” says Laura. “You have to stick with it.” She’s<br />

also been successful by using some unique techniques to<br />

get the attention of sellers in the competitive Riverside<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

Reduce Your<br />

Expenses! Raise<br />

your Profits!<br />

16 <strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

Written By<br />

Carla Cross<br />

I<br />

hope you managers and owners already have your<br />

business plans done. If so, check them against the list<br />

below. If not, it’s time to get that business plan thought<br />

through and finished for a more focused, goal-oriented<br />

2014.<br />

Here are 10 strategies to reduce your costs without<br />

hurting your productivity.<br />

Co-op expenses with a title company, escrow company,<br />

or other company that wants business from the same source<br />

as you (or wants your business).<br />

Quit advertising in mass media, (like your local, expensive<br />

newspaper), and teach your agents to “relationship market”.<br />

Advertise in targeted media, and teach your agents to do<br />

the same. It costs less, and gets a much greater return.<br />

Focus on listings selling, not listings taken (a training<br />

issue). Your long-held listings are costing you too much<br />

money. Do you know how much? How much ill will, and<br />

lack of return customers, is it costing you to have a listing<br />

that doesn’t sell? Quit wasting your money on overpriced<br />

listings!<br />

Stop chasing new customers. Focus on keeping the<br />

customer, not snagging new ones. Put your advertising<br />

dollars there.<br />

Decrease your costs by firing non-productive agents.<br />

Then, increase the number of productive agents through a<br />

recruiting program.<br />

Reduce the square footage of your office, by offering<br />

agents incentives for in-home offices.<br />

Reduce your secretarial costs by routing your phone calls<br />

directly to agents as much as possible.<br />

Stop buying experienced agents. Hire new agents and<br />

train them with a great high accountability, get started fast,<br />

business start-up plan and training/coaching program.<br />

Reduce the time you spend in non-productive activities.<br />

Systematize and delegate many of your duties to staff, so<br />

you can do what you do best – recruit, train, and lead your<br />

agents.<br />

Carla Cross, speaker, trainer and author, has had the<br />

good fortune to learn effective teaching techniques from<br />

the best. She is a master Certified Real Estate Broker<br />

(CRB) national instructor. Her passion is to assist owners<br />

and managers in conquering the challenges of managing in<br />

today’s real estate world. Copyright© 2006, Carla Cross.<br />

All rights reserved. For information, contact the Frog<br />

Pond at 800.704.FROG(3764) or email susie@frogpond.<br />

com; http://www.frogpond.com<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong><br />

17


EXECUTIVEAGEN TM<br />

MAGAZINE<br />

By Julie Brown<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


T<br />

here are a few things to be expected in the mortgage<br />

industry according to Janet Scott. Like the real estate<br />

market, it’s very cyclical. Lending requirements<br />

are always changing. People’s perception of the mortgage<br />

process isn’t always necessarily a positive one. These are<br />

the things that make Janet’s job as a mortgage consultant<br />

for imortgage both exciting and challenging at the same<br />

time. She has spent 23 years in the mortgage industry and<br />

wouldn’t change a thing. “You can work with a person who<br />

doesn’t think that they deserve or will qualify for a home<br />

and hold their hand through the entire process,” shares<br />

Janet. “Nothing compares to that moment when you hand<br />

them the keys. It’s so rewarding to see people get in the<br />

home of their dreams.”<br />

Janet grew up in Orange County and studied finance and<br />

interior design at California State University. She spent<br />

12 years working in the banking industry, but knew that<br />

she wanted to be a lender. She received her real estate and<br />

mortgage license in 1990 and went to work in the industry<br />

right away. “Banking is so institutional and is all about<br />

numbers and a scorecard,” says Janet. “With mortgages we<br />

look at people as individuals, not just numbers. Buying a<br />

home is such a personal and emotional process.”<br />

She worked on refinancing and new construction loans<br />

for a few mortgage companies before joining imortgage<br />

last year. Janet was attracted to the company because of<br />

their reputation and longevity in the mortgage industry<br />

and business philosophies. After working with builders<br />

like Beazer Homes for 20 years both as a lender and direct<br />

employee, she also respected their expertise as a builder<br />

mortgage company. “imortgage really understands and<br />

embraces the building industry,” shares Janet. “Plus, it’s a<br />

hands-on company made up of knowledgeable and experienced<br />

mortgage veterans who just get it and understand<br />

what a client needs.”<br />

One of the core imortgage business philosophies that<br />

Janet has embraced is that there’s a mortgage for everyone.<br />

“Trying to find a program for every buyer is like fitting a<br />

square peg in a round hole,” explains Janet. “I enjoy the<br />

challenge of helping people to qualify and get in the home<br />

they’ve always wanted.” Making that challenge easier<br />

are some of the industry changes she has seen that are<br />

incentivizing home buyers. Those include the availability<br />

of products like Federal Housing Administration loans to<br />

people beyond first time home buyers. She also shares that<br />

conventional loans now only require 3% down as opposed<br />

E A<br />

Janet Scott<br />

to 10% in previous years. “These changes are helping to<br />

get people back in homes,” says Janet. “Plus nobody alive<br />

today has seen interest rates this low in their lifetime.”<br />

The smoke from the recession is beginning to clear<br />

and paving the way for more active home buyers today<br />

according to Janet. She sees more first time buyers,<br />

retirees and people who had been previously displaced by<br />

the market now qualifying for loans. “Most foreclosures<br />

were prior to 2007 and after three years you can qualify<br />

for financing again,” explains Janet. “We are seeing those<br />

people getting back into the market.”<br />

Even with mortgage trends so favorable now, one thing<br />

that never seems to change is people’s perception of the<br />

lending process. “It’s like the excitement of having a baby,<br />

but knowing you have to go through labor to get it,” shares<br />

Janet. “People often dread the paperwork, documentation<br />

and time it takes to get through the lending process.” She<br />

works hard to make that process for her clients as painless<br />

as possible by anticipating their needs, keeping them<br />

informed every step along the way, and always being sure<br />

to never overpromise and under deliver.<br />

When Janet is not calculating mortgage payments, she<br />

enjoys spending time with her two kids and five grandchildren.<br />

Her hobbies include painting, reading, hiking,<br />

boating and decorating her home. She is very active in her<br />

local business community in Temecula where she plans to<br />

open her own imortgage office within the next few months.<br />

While her job keeps her working long hours, Janet<br />

believes the hard work is worth it to see the results of her<br />

efforts. She laughs as she reflects on a Hallmark thank you<br />

card that is sitting on her desk from a client. “It’s from a<br />

53-year-old man who came to America eight years ago<br />

with the goal of owning a home someday,” explains Janet.<br />

“He’s on track to purchase his first home ever and making<br />

his dreams come true. These are the stories that keep me<br />

motivated and it’s why I love what I do.”<br />

Janet Scott<br />

imortgage<br />

1250 Corona Pointe Ct., Ste. 101<br />

Corona, CA 92879<br />

Tel: (951) 893-6325<br />

Janet.Scott@imortgage.com<br />

www.imortgage.com/janet.scott<br />

NMLS ID 488762<br />

imortgage is licensed by the California Department of<br />

Corporations CRMLA 4130969, NMLS 3096. Equal<br />

housing lender. 09/2013<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


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E A<br />

Successful<br />

Practice...<br />

We all have a fundamental choice when we fall<br />

short of our goals and dreams. We can choose<br />

to modify our goals and dreams or magnify<br />

our skills needed to reach them. These are the only two<br />

solutions to this quandary we are in. Which are you going<br />

to choose? We must focus on acquiring the skills to create<br />

abundance in life. The mastery of the skills will create a<br />

life full of rewards. To acquire the skills in sales in order<br />

to create abundance, we need to break it down to two<br />

components.<br />

The first is we must talk to a lot of people. Great salespeople<br />

talk with more people than mediocre salespeople. By<br />

talking to lots of people daily, we insure victory. Mediocre<br />

salespeople let their feelings dictate their success in<br />

prospecting. When they don’t feel like prospecting, they<br />

don’t. Great salespeople cause their minds to control their<br />

actions in a positive manner. George Patton, the famous<br />

general, said, “You have to make the mind run the body.<br />

Never let the body tell the mind what to do. The body<br />

will always give up. It is always tired—morning, noon<br />

and night. The body is never tired if the mind is not tired.<br />

You’ve always got to make the mind take over and keep<br />

going.” Which is winning daily in your life? The mind or<br />

the body? Resolve to control your body and talk to lots of<br />

people daily.<br />

The second solution is practice. Daily practice is as<br />

valuable as making the sale. To develop a high level of<br />

skill in life we must practice. I spent hours in my youth<br />

practicing on the racquetball court my variety of shots.<br />

If I had not I would never have won any tournaments.<br />

For me to be able to be able to play at the professional<br />

level in racquetball, I hit hundreds of thousands of crosscourt,<br />

backhand shots. This allowed that shot to be<br />

automatic under tournament pressure conditions. What do<br />

you need to practice on to become a world-class Realtor?<br />

Is it your prospecting, qualifying, listing presentation, lead<br />

follow-up, negotiating? Each one of these areas needs<br />

practice. To achieve mastery of these skills it will take<br />

thousands of opportunities to improve your skills. Do you<br />

want to make the errors on “live” buyers and sellers or<br />

do you want to practice on partners where it is cheaper?<br />

Which do you choose?<br />

Let me share another example. Your child is learning to<br />

ride a bicycle. Do you send your child out on the busiest<br />

street for their first day or do you keep him or her in the<br />

back yard? I am sure the answer is obvious. Practice in a<br />

controlled environment gives us confidence and the skill to<br />

compete. It allows us to create wins in practice before we<br />

have to play the game.<br />

Make sure you adopt these philosophies and make a<br />

concerted effort to talk to a lot of people. You then need<br />

to practice daily so you improve your ability to execute in<br />

the moment.<br />

Dirk Zeller, President of Real Estate Champions,<br />

is recognized as the premier coach for the real estate<br />

industry. He has developed a system that takes “regular”<br />

agents and “regular” managers and transforms them<br />

into “top gun” agents and managers. Dirk’s coaching<br />

systems are built around his incredible success in the<br />

90’s as one of the top agents in all of North America.<br />

He closed over 150 transactions annually while working<br />

Monday through Thursday and taking Friday, Saturday<br />

& Sunday off. Copyright© 2000-2001, Dirk Zeller. All<br />

rights reserved. To contact Dirk about his availability to<br />

speak to your group, please call the Frog Pond Group at<br />

800-704-FROG (3764) or email susie@frogpondgroup.<br />

com; http://www.frogpondgroup.com.<br />

22 <strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

Written by<br />

Dirk Zeller<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong><br />

23


Jumping For Joy For Your Business<br />

Is An Understatement<br />

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Direct (949) 282-9899<br />

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Call one of our Account <strong>Executive</strong>s today!<br />

www.ProminentEscrow.com<br />

RESALE • REFINANCE • COMMERCIAL • REO • SHORT SALE • AUCTION


E A<br />

Patterns<br />

Of<br />

Buying<br />

There are four common types of buyers out there<br />

in buyerland:<br />

The Impulse Buyer - sees it & buys it.<br />

The Investigator - researches, studies, thinks and buys.<br />

The Fooler - researches (for maybe a year) and then<br />

one day walks in and buys. Looks like The Impulse<br />

Buyer.<br />

The Never Buyer -investigates, agitates, &<br />

procrastinates. (Every salesperson’s nightmare!)<br />

How do you identify who buys how? Ask questions.<br />

You might ask the prospect directly or you might ask an<br />

assistant if the opportunity arises. “I noticed you just got<br />

a new phone system. How did that happen?” OR . . . “<br />

How did you buy your last car (or computer)? “<br />

With just a little prompting, people will tell you how<br />

they decided they need new phones:<br />

They got out the yellow pages, made three calls,<br />

listened to three presentations the next day and had the<br />

system in place the following Friday. (Style #1)<br />

They subscribed to Consumer Reports, called every<br />

company that made phones, poured over the literature<br />

that was sent, listened to 73 presentations, did more<br />

research, created a task force, mulled it over, presented<br />

3 options to the president and a year from day one got<br />

the phones installed. ( Style #2)<br />

Did some of the B activities, then one day called and<br />

had the phones installed the following week. (style #3)<br />

Decided 4 years ago they needed new phones and are<br />

still having weekly meetings about it. (Style #4)<br />

Once you know the buying pattern you can tailor<br />

your presentation and your expectations to that buying<br />

style. The reason so many salespeople - in real estate,<br />

mortgages or widgets - get frustrated is because they<br />

expect faster decisions. Many people cannot make fast<br />

decisions.<br />

Morgan Carter, the Chicago PR guru, says: “Frustration<br />

is a function of expectations.” If your expectations<br />

are appropriate, your frustration is diminished. Lower<br />

frustration means more energy and that equals more<br />

sales.<br />

Investigate those buying patterns!<br />

Linda Brakeall, GRI, CRB, is a nationally recognized<br />

expert in sales and marketing for Realtors® and Mortgage<br />

industry. She has been speaking professionally speaking,<br />

training and consulting since 1992. © 2008, Linda<br />

Brakeall. All rights reserved. For information about<br />

Linda, contact the FrogPond at 800.704.FROG(3764) or<br />

email susie@FrogPond.com; http://www.FrogPond.com.<br />

26 <strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

Written By<br />

Linda Brakeall<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong><br />

27


EXECUTIVEAGEN TM<br />

MAGAZINE<br />

The Real Estate Yin and Yang<br />

Debbie Docherty and Amie Peterson are the yin and<br />

yang of real estate. This mother and daughter duo<br />

have opposite, yet complementary, skill sets that<br />

when combined create a dynamic team. Debbie is a real<br />

estate veteran who enjoys working with people. She’s a<br />

networker and nurturer who likes to take care of others.<br />

Amie is new to the industry and is analytical and technically<br />

savvy. She’s a marketing guru who is very detail oriented.<br />

Together the duo is creating a successful business in an<br />

industry that they both ironically stumbled into.<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

Debbie & Amie<br />

By Julie Brown<br />

Debbie earned her bachelor’s degree of science in<br />

nursing and spent most of her career as a registered nurse.<br />

When her parents passed away over 20 years ago, she was<br />

forced to sell their home. Unable to get the information<br />

and answers that she needed, Debbie set out to arm herself<br />

with real estate knowledge. She took classes and before<br />

she knew it she was working on her license. “I backed into<br />

a career that I really love,” says Debbie.<br />

She earned her real estate license in 1984 in West<br />

Virginia and moonlighted as an agent while still practicing<br />

nursing. Her husband was a physician so her clients were<br />

mostly people in the medical field. “I sold a lot of homes<br />

to doctors and nurses,” shares Debbie. After moving to<br />

California in the early 90s, she got her broker license and<br />

eventually transitioned into real estate full time. “I enjoy<br />

taking care of people and was able to translate that passion<br />

to real estate,” adds Debbie.<br />

Amie earned a master’s degree in English and went<br />

to work for an advertising agency after graduate school.<br />

She later started her own freelance copywriting business.<br />

Ironically one of her clients was her mother whom she<br />

helped to market her real estate business. Amie wanted to<br />

immerse herself in the industry, so like Debbie she took<br />

real estate classes and later earned her license. Her mother<br />

eventually became her main client and Amie officially<br />

joined her in the business last year.<br />

“Amie had been working with me for two years before<br />

she decided to make the leap into real estate full time,”<br />

shares Debbie. “It was a natural transition for her.” It<br />

wasn’t much of a leap for Amie who had watched her<br />

mother slowly build a real estate business throughout<br />

the years. “She always had fun and it was great to see<br />

her match people with properties,” explains Amie. “It’s<br />

like putting pieces of a puzzle together and that really<br />

appealed to me.”<br />

The duo is like a puzzle themselves whose individual<br />

pieces fit naturally together. “Our strengths really complement<br />

one another,” says Amie. She handles all of the<br />

marketing while Debbie focuses on relationship building.<br />

“Together we complete the puzzle,” adds Debbie. “I have<br />

decades of experience to draw on and Amie brings the marketing<br />

and technical background to our business.”<br />

as well as investors. Plus, with all of the information that<br />

buyers can find on the Internet today, Amie’s technical<br />

expertise helps them stay apprised of online trends.<br />

The duo joined First Team® Real Estate this year so<br />

they could start fresh as a team. Amie is working on<br />

branding and marketing efforts that include social media.<br />

Debbie is focusing on building client relationships and a<br />

referral base. Both ladies hope to expand their business<br />

into areas of Orange County that are less competitive and<br />

saturated. “Moving to First Team was a great fit for us<br />

because it allowed us to start fresh in an area with lots of<br />

opportunities,” shares Amie. “Plus they offer a lot of great<br />

resources and support to help us with our careers.”<br />

When the duo is not working on their business they<br />

both enjoy the outdoors and traveling. Debbie has two<br />

other daughters and one of them is considering joining<br />

the family business. “She works in interior design and<br />

is thinking about getting her real estate license,” says<br />

Debbie, who welcomes the idea. “I enjoy seeing my<br />

daughter everyday and being able to work with her.”<br />

Whatever the future holds for their growing family<br />

business, both ladies enjoy where they are today. “I love<br />

working in real estate because it’s so relevant and it’s<br />

something that everyone has a vested interest in,” explains<br />

Amie. “When people hear I work in the industry they<br />

always have questions and commentary.” For Debbie, her<br />

caregiver instinct carried over to her real estate business.<br />

“I love helping people to achieve their goals and sharing<br />

my expertise with them,” adds Debbie. “My goal is to<br />

make people’s moves and experience as seamless as<br />

possible.”<br />

Debbie Docherty & Amie Peterson<br />

First Team® Real Estate<br />

27451 Los Altos, Suite 100<br />

Mission Viejo, CA 92691<br />

Debbie: 714.357.7152 - Amie: 714.402.7461<br />

debbie@debbiedocherty.com<br />

amie@firstteam.com<br />

DRE # 01867809 - DRE # 01911414<br />

Not only do their opposing backgrounds and strengths<br />

work to their advantage, but their age does as well. Amie<br />

is able to appeal to young first-time home buyers while<br />

Debbie is a natural fit for experienced and repeat buyers<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


EXECUTIVEAGEN TM<br />

MAGAZINE<br />

“My mission is to continue building a<br />

successful long-term career<br />

in the Real Estate industry while<br />

enhancing others careers along the<br />

way. I passionately pursue to build<br />

environments that are progressive<br />

and that provides growth<br />

and advancement opportunities<br />

to those who excel.”<br />

Regency Realty<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

Jeff Farr<br />

Life at the Speed of Success<br />

By Shannon Hartsoe<br />

If there’s a pattern to Jeff Farr’s professional life, it’s<br />

start small, build quickly, help others and give back.<br />

This is the pattern that drove him to succeed in the automotive<br />

industry, the furniture industry, mortgage lending<br />

and now real estate.<br />

For Farr, life is a challenge – an interesting compulsion to<br />

grow his business as big as he can, not for the sake of success<br />

itself, but to help others build on his success and in turn help<br />

others. It’s a kind of professional “pay-it-forward.”<br />

“What better compliment,” he says, “than to look back<br />

at the end of my career and see all of the people who were<br />

inspired to go out and do it themselves, all because they<br />

worked with me.”<br />

Farr opened the doors to the Orange location of Sellstate<br />

Regency Realty early in 2013. In just a few short months, he<br />

went from one agent to 11 with plans to add more locations<br />

in the coming year. If it sounds ambitious, consider this: Farr<br />

was a fully licensed automotive master technician when he<br />

graduated from high school. His gift, he says, was “fixing<br />

things.” So rather than pursue academic scholarships he<br />

worked and put himself through college. By the time he was<br />

22 he had gone from labor jobs to sales then to management<br />

while earning a degree in business and accounting.<br />

By the late 1980s, Farr was making very good money<br />

in management, as he discovered the dark side of an early<br />

success. “Life in the fast lane can be dangerous” he says.<br />

Unfortunately, this took him down the wrong road and it<br />

got the best of him. “I knew something was wrong and that<br />

something needed to change.” he said. With the help of a<br />

dedicated support system Farr poured himself into working<br />

on his sobriety and is proud of his nearly 20 years without<br />

any hiccups.<br />

That experience taught him another lesson – one he hopes<br />

to instill in his children and his agents. “There is no failure.<br />

If you fall on your face but you learn something, get back up<br />

and try again, that is success in and of itself,” he says. “Now<br />

I try to give back that which was so freely given to me.”<br />

Mentors Matter<br />

Farr says he couldn’t have built a successful career without<br />

the help of two people he counts as mentors. As an only<br />

child to a single mother who worked hard to support him, he<br />

was destined to spend long hours by himself, left to his own<br />

devices. Fate intervened in the form of his “rent-a-parents.”<br />

“Mike and Jay were a married couple who lived not far<br />

from us,” he says. “They couldn’t have children and wanted<br />

desperately to be parents and I was alone. He taught me<br />

everything I needed to know about how a man should be –<br />

upstanding in business deals, respectful to women, all that<br />

stuff. And she taught me a lot of things from a woman’s<br />

perspective. I learned early on that a work ethic is important.”<br />

Starting at age 13, Farr was always working – whether it<br />

was a paper route, cutting lawns or earning his automotive<br />

technician license. Today, he is always in motion -- an<br />

energetic, affable man with an easy laugh and a generous<br />

personality.<br />

Go, Grow, Give<br />

Today, he and his wife try to instill those same values<br />

into the lives of their four children. In subtle and sometimes<br />

not-so-subtle ways, they work to teach old-fashioned values<br />

like respect, money management and charity. Everyday<br />

experiences turn into teachable moments. Each child will<br />

be required to have some type of job outside the home<br />

when they turn 15. They’re already required to manage<br />

their own resources. “We give our children what seems like<br />

extravagant allowances,” he says. “But in return, they’re<br />

responsible for saving up for things they need and for things<br />

like birthday gifts for their friends. It works.”<br />

Each child is also involved in the family pastime – racing.<br />

The four, ages 8 to 13, all participate in the NHRA Junior<br />

Drag Racing league.<br />

“Our kid’s cars are the only thing faster than the real<br />

estate market,” Farr says with a laugh. “There’s always an<br />

adventure when you’re in real estate.”<br />

Jeff Farr, Broker/Owner<br />

Sellstate Regency Realty<br />

321 S. Tustin Street<br />

Orange, CA 92866<br />

Tel: 714.289.4400<br />

Email: Jeff@ssregency.com<br />

Web: www.SsRegency.com<br />

DRE # 01336678<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


E A<br />

The<br />

Thinker<br />

Leadership<br />

Style<br />

32 <strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong>


Written By<br />

E A<br />

Tony Alessandra<br />

If You’re a Thinker...Your high standards are a twoedged<br />

sword. Your employees are inspired by your<br />

quest for excellence, but often they feel frustrated<br />

because they can never quite seem to please you.<br />

One of the best things you can do is lessen and soften<br />

your criticisms spoken or unspoken. You can seem so stern<br />

sometimes!<br />

Ease up on your need to control. Walk around and spend<br />

more time with the troops, chatting up people at the water<br />

cooler or in the lunchroom.<br />

Wake up to the fact that you can have high standards<br />

without requiring perfection in each instance. That’ll take a<br />

load off your shoulders--and off your employees, too.<br />

Whatever your style, being adaptable can help you<br />

to build bridges to your employees and make them feel<br />

valued. By learning to best respond to their interests and<br />

concerns, their strengths and weaknesses, you can get the<br />

most from your people as well as leave them more satisfied.<br />

Dr. Tony Alessandra, CSP, CPAE has authored 13 books,<br />

recorded over 50 audio and video programs, and delivered<br />

over 2,000 keynote speeches since 1976. Copyright© 1999,<br />

Tony Alessandra. All rights reserved. This article has been<br />

adapted from Dr. Alessandra’s book, The Platinum Rule<br />

(Warner Books, 1996). Dr. Tony Alessandra is recognized<br />

by Meetings and Conventions <strong>Magazine</strong> as... “one of<br />

America’s most electrifying speakers.” For information<br />

about Tony’s keynote presentations, please call The Frog<br />

Pond Group at 800-704-FROG (3764) or email susie@<br />

frogpondgroup.com; http://www.frogpondgroup.com.<br />

<strong>Executive</strong><strong>Agent</strong> <strong>Magazine</strong><br />

33


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321 E. Sixth St.<br />

Corona, CA 92879<br />

TIGAR<br />

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Exceeding Expectations<br />

Since 1984<br />

When you choose Eagle Home Mortgage as your home financing partner, you are joining with a<br />

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Riverside<br />

NMLS #944511<br />

7898 Mission Grove Pkwy S.<br />

Suite 100<br />

Riverside, CA 92508<br />

951.750.7951<br />

Committed to Seeing You Home.<br />

Licensed by the Department of Corporations under California Residential Mortgage Act. Certain restrictions apply. This is not a commitment<br />

to lend. Applicants must qualify. Universal American Mortgage Company, DBA Eagle Home Mortgage

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