Annual report 2008-OK-B-up.qxp - Canadia Bank Plc.

NOTES TO THE FINANCIAL STATEMENTS
7. LOANS AND ADVANCES TO CUSTOMERS (CONTINUED)
b) Loan classification
Gross loans 2008 2007 2008 2007
US$ US$ Riel Million Riel Million
(Unaudited) (Unaudited)
Standard loans:
Secured 353,932,220 322,512,095 1,444,397 1,291,016
Unsecured 311,987 432,311 1,273 1,731
Substandard loans:
Secured 35,981,324 6,824,523 146,840 27,319
Doubtful loans:
Secured 6,836,133 6,393,600 27,898 25,594
Loss loans:
Secured 14,819,551 10,575,633 60,479 42,332
Unsecured 240,314 - 981 -
412,121,529 346,738,162 1,681,868 1,387,992
c) Analysis by industry
Gross loans 2008 2007 2008 2007
US$ US$ Riel Million Riel Million
(Unaudited) (Unaudited)
Manufacturing 22,451,512 32,429,041 91,625 129,813
Building and construction 42,173,418 87,297,636 172,110 349,452
Mortgage 88,109,243 43,782,506 359,574 175,261
Wholesale and retail 79,815,604 70,570,455 325,727 282,494
Import and export 19,621,998 13,850,276 80,077 55,443
Transportation, storage and communication 7,960,014 11,293,512 32,485 45,208
Services 108,510,765 75,747,889 442,832 303,219
Agriculture 31,141,740 4,220,175 127,089 16,893
Individuals 1,089,667 1,028,354 4,447 4,117
Others 11,247,568 6,518,318 45,902 26,092
412,121,529 346,738,162 1,681,868 1,387,992
d) Maturity analysis
2008 2007 2008 2007
Gross loans US$ US$ Riel Million Riel Million
(Unaudited) (Unaudited)
Not later than 1 year 285,498,785 207,566,312 1,165,121 830,888
Later than 1 year and no later than 3 years 33,622,945 87,303,867 137,215 349,477
Later than 3 years and no later than 5 year 14,815,272 12,594,433 60,461 50,416
Later than 5 years 78,184,527 39,273,550 319,071 157,211
412,121,529 346,738,162 1,681,868 1,387,992
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Annual Report 2008