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March 4, 2013 - Cabarrus County

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2012 – <strong>2013</strong> Renewal Estimate<br />

Mark III Employee Benefits<br />

Current<br />

CIGNA<br />

CIGNA<br />

Self-funded<br />

Self-funded<br />

OAP<br />

PPO<br />

2012 - <strong>2013</strong> Costs 2012 - <strong>2013</strong> Costs<br />

In-Network<br />

In-Network<br />

Health Savings<br />

Account<br />

OAP<br />

<strong>County</strong> Contribution to an HSA Account None $1,000<br />

Lifetime Maximum None None<br />

Deductible – Individual $1,000 $1,500<br />

Deductible – Family $3,000 $3,000<br />

Coinsurance Maximum<br />

Single $3,000<br />

Family $6,000<br />

Single $2,000<br />

Family $2,000<br />

Office Visits to Your PCP $30 Copay Deductible/20%<br />

Office Visit to a Specialist $60 Copay Deductible/20%<br />

Wellness Benefits 100% 100%<br />

Inpatient Hospital Care Deductible/20% Deductible/20%<br />

Outpatient Surgery Deductible/20% Deductible/20%<br />

Emergency Room Visit $150 Copay Deductible/20%<br />

Urgent Care $60 Copay Deductible/20%<br />

$5/$45/$60/25% (Min $50/Max<br />

$100) 2x Mail<br />

Prescription Drugs<br />

Expanded Step-Therapy<br />

Benefit Percentage 80% 80%<br />

Deductible/20%<br />

Expanded Step-Therapy<br />

Employee/Retiree $0.00 $0.00<br />

Spouse $382.00 $350.00<br />

Children $301.00 $240.00<br />

Family $672.00 $590.00<br />

2<br />

Attachment number 1<br />

4-7<br />

Page 135

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