SUFFiciENcy EcONOMy ANd GRASSROOtS DEvElOPMENt
SUFFiciENcy EcONOMy ANd GRASSROOtS DEvElOPMENt
SUFFiciENcy EcONOMy ANd GRASSROOtS DEvElOPMENt
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The Meaning of Sufficiency Economy <br />
International Conference<br />
293<br />
Impact of Microfinance-Plus Services<br />
Poverty has many dimensions and can be related to individuals, households,<br />
communities, regions and countries. It encompasses many areas, such as food<br />
insecurity, malnutrition, illiteracy, ill health, and the lack of entitlements and<br />
empowerment. The improvement (combating against poverty) in these aspects of<br />
life will lead to welfare of the household. A positive impact of microfinance may<br />
be a better education or nutritional status (human capital); accumulation of<br />
productive and consumptive assets (Physical capital); female empowerment,<br />
development and network with the local organizations, spatial mobility of the<br />
women, etc. (social capital). The economic impact of microfinance-plus services on<br />
the member households was assessed through the changes in economic variables<br />
like – household income, employment, assets, housing conditions and household<br />
expenditures, etc.<br />
Table – 7 Impact of SHG Loan on Employment Status<br />
Sl. <br />
No.<br />
Particulars<br />
SHGs – <br />
NGOs<br />
H.D.Kote<br />
SHGs – <br />
NGOs of<br />
K.R.Nagar<br />
SHGs – <br />
NGOs<br />
Mysore<br />
Total<br />
1. Unemployment to self<br />
– employment<br />
2. Wage employment to <br />
self – employment<br />
3. Expansion in <br />
employment<br />
4. No Change in <br />
employment position<br />
13 14 24 51 <br />
(12.72)<br />
14 15 11 40 <br />
(9.98)<br />
33 20 57 100 <br />
(27.42)<br />
40 46 114 200 <br />
(49.88)<br />
Total 100 95 206<br />
401 <br />
(100.00)<br />
Source: Field data<br />
Note: Figures given in parenthesis indicate percentage.