Don’t Be Overcharged for Life Insurance You Could Save up to 70% On Term Life Insurance Let us help you compare prices over the phone. We will scan our extensive database of highly rated companies to find the plan that is right for you—at rates so low you could save your family plenty! We Do More Than Just Quote Rates We can help you determine how much coverage you need, give you insight on the companies we represent, and tailor a plan based on your individual needs. Our salaried phone representatives will help you choose the right policy—with absolutely no charge, no pressure and no obligation. Insurance Central ® is the Easiest Way to Get the Coverage You Need No insurance company or quoting service can surpass our fast, easy sign-up process. We guarantee no face-to-face meetings with sales agents and no complicated paperwork. If You Already Have Term Insurance Your old policy may cost far too much—even if you bought it in the last year or two. With one quick toll-free call to Insurance Central ® you can see how much money you could save. It pays to compare! *This policy has exclusions and/or limitations. For costs and complete details of the coverage, call Insurance Central Services. Products offered in most states through Insurance Central and/or its licensed agents. CA DOI Lic. #OC26165. See website for details. Endorsement provided and compensated by contractual arrangement. LLA0501-0033 ©<strong>2005</strong> Insurance Central, Santa Barbara, CA. Endorsed by Term Life Insurance 10 Year Guaranteed Monthly Premiums * Coverage $100,000 $250,000 $500,000 Issue Age Male Female Male Female Male Female 35 7.40 6.79 10.22 9.14 16.10 13.92 40 8.35 8.09 11.96 10.88 19.58 17.40 45 11.31 9.83 18.49 15.44 32.63 26.54 50 15.92 12.79 25.45 21.10 46.55 37.85 55 23.06 16.88 42.63 30.23 80.91 56.12 60 34.19 22.97 67.21 43.50 130.07 82.65 65 58.38 34.24 112.67 70.04 220.98 135.72 Other Ages, Coverage Amounts and Rate Guarantee Periods Available Rates shown are for a healthy non-nicotine Preferred Best Rate Class, Lincoln GTO Policy Form LBT-100 Series issued and subject to underwriting approval by The Lincoln National Life Insurance Company, Ft. Wayne, IN. Product and features subject to state availability. Two year suicide and contestability provisions apply. One year suicide provision in some states. Rates are current as of 01/01/<strong>2005</strong> and are subject to change. Rates after the guaranteed level premium period increase annually to age 95. Minimum face amount for Lincoln GTO is $100,000. Premiums shown are monthly and include an annual $50 policy fee.In MT use male rates only. Lincoln GTO not available in NY. Call for a FREE Quote 1-800 -923-9342, Ca ext.8474 Call Monday–Friday, 7 a.m. – 5 p.m. Pacific Time www.ICinsure.com/COA P.O. Box 22407 Santa Barbara, CA 93121-2407 The COA <strong>Frontline</strong> (ISSN 10937161) is published monthly except for September and December by the <strong>Commissioned</strong> <strong>Officers</strong> <strong>Association</strong> of the United States Public Health Service, 8201 Corporate Drive, Suite 200, Landover, MD 20785, (301) 731-9080; FAX: (301) 731-9084; Periodicals Postage Paid at Hyattsville, MD and additional mailing offices. POSTMASTER: Send address changes to <strong>Commissioned</strong> <strong>Officers</strong> <strong>Association</strong>, 8201 Corporate Drive, Suite 200, Landover, MD 20785. A rep of timely information concerning the activities of the <strong>Commissioned</strong> Corps of the United States Public Health Service. Distributed exclusively to the members of the <strong>Association</strong>. COA FRONTLINE 8201 Corporate Drive, Suite 200 Landover, MD 20785 PERIODICALS Executive Director Jerry Farrell gfarrell@coausphs.org Deputy Executive Director Carrie Bright cbright@coausphs.org Director of Administration Teresa Oliver toliver@coausphs.org Communications Associate FRONTLINE Editor Matthew Sigafoose msigafoose@coausphs.org Membership Coordinator Tricia Hoffman thoffman@coausphs.org Group Insurance – AGIA 1-800-818-9785 Conference Planner Leading Edge Solutions Tim O’Neill/Diana Hallman 866-544-9677 Visit us at www.coausphs.org
Photocaption Beans Cafe Photo 29 COMMISSIONED OFFICERS ASSOCIATION
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