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2010 BDO Annual Report

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Products and Services<br />

1. BRANCH BANKING<br />

Peso Deposits<br />

Automatic<br />

Transfer<br />

Facility (ATF)<br />

Peso Passbook<br />

Savings Account<br />

Junior Savers Club<br />

Optimum Savings Account<br />

Super Savings<br />

Peso Time Deposit<br />

Premium Flexi Earner<br />

Regular Checking Account<br />

Smart Checking<br />

Super Checking<br />

Foreign Currency Deposits<br />

Dollar Savings Account<br />

Dollar Super Saver<br />

Dollar Time Deposit<br />

Dollar PRA<br />

Two/Three/Five Year Dollar<br />

Time Deposit<br />

Third Currency Savings<br />

Deposit<br />

Third Currency Time Deposit<br />

Deposit –Related Services<br />

Manager’s Check<br />

<strong>BDO</strong> Gift Check<br />

<strong>BDO</strong> Share Gift Check<br />

Customized Check<br />

Demand Draft<br />

Telegraphic Transfer<br />

Interbranch Deposit<br />

Deposit Pick-Up Services<br />

Night Depository Service<br />

Safe Deposit Box<br />

Foreign Exchange<br />

Over-the-Counter Purchase/<br />

Sale of FX<br />

Traveller’s Checks<br />

Demand Draft<br />

2. REMITTANCE SERVICES<br />

Credit to <strong>BDO</strong> Account<br />

Cash Pick-Up<br />

Anywhere available at:<br />

<strong>BDO</strong> Branches<br />

<strong>BDO</strong> Remit<br />

Counters at Malls<br />

Accredited Rural Bank<br />

Partners<br />

Accredited Financial<br />

Service Partners<br />

<strong>BDO</strong> Remit Cash Card<br />

<strong>BDO</strong> Savings Account<br />

(USD & PHP)<br />

<strong>BDO</strong> Time Deposit<br />

<strong>BDO</strong> Shipping Dollar Savings<br />

Account<br />

<strong>BDO</strong> Current Account<br />

Direct Deposit Program<br />

Other Services<br />

Credit to Other Local Banks<br />

Cash Door-to-Door<br />

3. <strong>BDO</strong> INSURANCE BROKERS, INC.<br />

Insurance Products<br />

Property/Fire Insurance<br />

Motor Car Insurance<br />

Engineering Insurance<br />

Surety Bonds<br />

Marine Insurance<br />

Miscellaneous Casualty<br />

Employee Benefits<br />

Accident Insurance<br />

Brokering Services<br />

Risk Assessment<br />

Risk Survey/Inspection<br />

Risk Management<br />

Account Management<br />

Claims Processing<br />

4. <strong>BDO</strong> LEASING & FINANCE, INC.<br />

Leasing<br />

Amortized Commercial Loan<br />

Installment Paper Purchase<br />

Floor Stock Financing<br />

Instant Cash (Domestic<br />

Factoring)<br />

5. <strong>BDO</strong> PRIVATE BANKING<br />

Peso and Foreign Currency<br />

Settlement Accounts<br />

Securities Custody and<br />

Safekeeping Accounts<br />

Deposits<br />

Foreign Exchange<br />

Derivatives<br />

Consolidated Cash and<br />

Securities Statement<br />

Wealth Advisory<br />

Financial Planning<br />

Financial Asset Consolidation<br />

Investment Advisory and<br />

Management<br />

Tax and Estate Advisory<br />

Services<br />

6. COMMERCIAL & INDUSTRIAL BANKING<br />

Credit Lines<br />

Bills Purchase Lines<br />

Check Discounting Lines<br />

Term Loans<br />

Letter of Credit (LC)/Trust<br />

Receipt (TR) Financing<br />

Stand-By LC<br />

CTS Financing<br />

Export Bills Purchase<br />

Export Packaging Credit<br />

FX Settlement<br />

Sugar Quedan Financing<br />

Receivables Purchase Facility<br />

7. CONSUMER LOANS & SERVICES<br />

Auto Loans (New, Used, Fleet)<br />

Home Loans (Wholesale and<br />

Retail)<br />

Business Mortgage Loans<br />

Credit Card Issuing<br />

MasterCard<br />

VISA<br />

American<br />

Express<br />

JCB<br />

Union Pay<br />

Merchant and E-Commerce<br />

Acquiring<br />

8. DOMESTIC WHOLESALE LENDING &<br />

INTERNATIONAL DESKS<br />

Structured and Trade Finance<br />

Domestic Wholesale Funding /<br />

Multilaterals<br />

Funding Facilities<br />

Guarantee Facilities<br />

9. INVESTMENT BANKING<br />

Loan Syndication<br />

Underwriting and Private<br />

Placement of Debt, Equity and<br />

Quasi-Equity Issues<br />

Project Finance<br />

Financial Advisory/Mergers and<br />

Acquisitions<br />

Brokering and Dealership of<br />

Debt Securities<br />

Brokering and Dealership of<br />

Equity Securities<br />

10. TRADE SERVICES<br />

Import/Export Letters of Credit<br />

Domestic Letters of Credit<br />

Standby Letters of Credit<br />

Documents Against Payment<br />

Documents Against Acceptance<br />

Open Account Agreements<br />

Export Negotiations<br />

Shipping Guarantee<br />

Trust Receipt<br />

Inventory Financing<br />

Final Duties and Taxes<br />

11. TRANSACTION BANKING<br />

Cash Management Services<br />

Collection Services<br />

Disbursement Services<br />

Account & Information<br />

Services<br />

Card Products<br />

Debit Cards<br />

Pre-paid Cards<br />

Electronic Banking<br />

Internet Banking<br />

Mobile Internet<br />

Banking<br />

Phone Banking<br />

Mobile Banking<br />

Debit Point-of-Sale (POS)<br />

Banking<br />

Bills Payment<br />

12. TREASURY DEALERSHIP & BROKERING<br />

SERVICES<br />

Treasury Bills & Bonds<br />

Fixed Rate Treasury Notes<br />

Commercial Papers<br />

Foreign Currency Denominated<br />

Bonds<br />

FX Forwards and Swaps<br />

(including Non-Deliverable<br />

Forwards)<br />

Interest Rate Swaps & Cross<br />

Currency Swaps<br />

13. TRUST AND INVESTMENTS<br />

Unit Investment Trust Funds<br />

<strong>BDO</strong> Peso Money Market<br />

Fund<br />

<strong>BDO</strong> Peso Bond Fund<br />

<strong>BDO</strong> GS Fund<br />

<strong>BDO</strong> Peso Fixed Income Fund<br />

<strong>BDO</strong> Institutional Fixed<br />

Income Fund<br />

<strong>BDO</strong> Peso Balanced Fund<br />

<strong>BDO</strong> Equity Fund<br />

<strong>BDO</strong> Institutional Equity Fund<br />

<strong>BDO</strong> Merit Funds<br />

<strong>BDO</strong> Dollar Money Market<br />

Fund<br />

<strong>BDO</strong> Dollar Bond Fund<br />

<strong>BDO</strong> Medium Term Dollar<br />

Bond Fund<br />

Customized Portfolio Management<br />

Living Trust Accounts<br />

Investment Management<br />

Accounts<br />

Employee Benefit/Retirement<br />

Accounts<br />

Personal Pension/Retirement<br />

Accounts<br />

Pre-Need Trust Funds<br />

Institutional/Corporate<br />

Trust Funds<br />

Dollar Trust Funds<br />

Special Trust Services<br />

Mortgage or Collateral Trust<br />

Facility/Loan Agency<br />

Escrow Agency<br />

Registry/Transfer Agency<br />

Collection/Paying Agency<br />

Safekeeping<br />

Special Purpose Trust<br />

Investment Management<br />

Advisory Services<br />

14. ASSET MANAGEMENT<br />

Sale of Property<br />

Residential<br />

Commercial<br />

Industrial<br />

Vehicles<br />

Machinery and Equipment<br />

Club Shares<br />

Leasing of Properties<br />

Commercial<br />

Industrial<br />

38

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