Download - Victor Valley College
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PROGRAMS / COURSE DESCRIPTION<br />
BUSINESS REAL ESTATE AND ESCROW<br />
REAL ESTATE SECRETARIAL SERVICES<br />
CERTIFICATE<br />
Units Required: 21.0 units minimum<br />
The Certificate program will prepare the student for<br />
secretarial services within a real estate office by<br />
enhancing the practical knowledge of real estate and<br />
introducing computer applications in spreadsheets,<br />
database, and word processing.<br />
Group I - All of the following must be completed:<br />
BRE 100 Real Estate Principles 3.0<br />
BRE 101 Real Estate Practices 3.0<br />
BRE 110 Legal Aspects of Real Estate I 3.0<br />
BESC 141 Escrow I 3.0<br />
BET 65 Speedwriting 3.0<br />
Group II - Any two of the following must be completed:<br />
BRE 127 Real Estate Office Administration 3.0<br />
BET 104 Beginning Word Processing/Typing:<br />
Word for Windows A/B/C 3.0<br />
BET 112 Spreadsheet: Excel for Windows<br />
A/B/C 3.0<br />
REAL ESTATE MARKETING CERTIFICATE<br />
Units Required: 24.0<br />
This Certificate program prepares those interested in<br />
professionally marketing real estate by examining the<br />
elements which bring buyers and sellers together.<br />
Group I - All of the following must be completed:<br />
BRE 100 Real Estate Principles 3.0<br />
BRE 126 Real Estate Finance 3.0<br />
BRE 139 Real Estate Economics 3.0<br />
BRE 142 Real Estate Marketing 3.0<br />
BADM 112 Introduction to Marketing 3.0<br />
BADM 116 Human Relations in Business 3.0<br />
Group II - Any two of the following must be completed:<br />
BADM 114 Sales 3.0<br />
BRE 125 Taxes and Real Estate Investment 3.0<br />
BADM 144 Business Communications 3.0<br />
Associate Degree<br />
To earn an Associate in Science degree with a major in<br />
Business Real Estate and Escrow, complete a minimum<br />
of 18 units from any of the certificate requirements<br />
above or from any Business Escrow or Business Real<br />
Estate courses, and meet all <strong>Victor</strong> <strong>Valley</strong> <strong>College</strong><br />
graduation requirements. BESC 138 (Cooperative<br />
Education) and BRE 138 (Cooperative Education)<br />
may be used as Elective credit but may not be used to<br />
fulfill major requirements.<br />
Transfer<br />
Not usually a transfer major. Many Business Escrow<br />
and Business Real Estate courses transfer as Electives<br />
or fulfill subject credit requirements. Students in this<br />
program often choose to pursue a bachelor’s degree in<br />
Business Administration. See Business Administration<br />
for transfer requirements.<br />
BUSINESS REAL ESTATE COURSES<br />
These classes are open to all students with an interest<br />
in Real Estate. They are not just for Licensees.<br />
BRE 51 MORTGAGE LOAN BROKERING AND<br />
LENDING<br />
Units: 3.0 - 48-54 hours lecture. Elective for Broker’s<br />
License. (No prerequisite)<br />
This course provides the student with the broad<br />
technical knowledge of both the state and federal laws<br />
governing the mortgage loan brokerage business and<br />
other lending practices in the state of California. General<br />
topics include disclosure statements, RESPA, fair<br />
lending practices, trust fund handling, hard money<br />
lenders, third party originators, reporting requirements,<br />
and securities in the lending industry. Satisfies one of<br />
the course requirements for a non-conditional real<br />
estate salesperson’s license or for the real estate<br />
broker’s examination.<br />
BRE 54 PRINCIPLES OF MORTGAGE ORIGINATION<br />
Units: 3.0 - 48-54 hours lecture. (No prerequisite)<br />
This course is designed to provide the student with<br />
basic skills needed to originate loans. It includes taking<br />
the borrower from the qualification process to designing<br />
a loan that will fit individual needs. This course helps<br />
demonstrate how to find the right loan among the maze<br />
of multiple programs available to the borrower.<br />
BRE 55 PRINCIPLES AND PRACTICES OF<br />
MORTGAGE PROCESSING<br />
Units: 3.0 - 48-54 hours lecture. (No prerequisite)<br />
This course provides the student with the basics of loan<br />
processing and an overview of underwriting regulations<br />
and industry terminology. Students learn how to<br />
efficiently package and submit a loan for underwriting<br />
and approval. This course demonstrates how to analyze<br />
a loan application and relevant documents necessary<br />
for a loan submission. State and federal mandatory<br />
guidelines and disclosures are also discussed.<br />
BRE 56 INTRODUCTION TO FINANCIAL PLANNING<br />
Units: 3.0 - 48-54 hours lecture. (No prerequisite)<br />
Financial planning draws upon several business<br />
disciplines such as finance, banking, insurance, and real<br />
estate as well as behavioral sciences that include<br />
154 2012-2013 <strong>Victor</strong> <strong>Valley</strong> <strong>College</strong> Catalog