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PROGRAMS / COURSE DESCRIPTION
BUSINESS REAL ESTATE AND ESCROW
REAL ESTATE SECRETARIAL SERVICES
CERTIFICATE
Units Required: 21.0 units minimum
The Certificate program will prepare the student for
secretarial services within a real estate office by
enhancing the practical knowledge of real estate and
introducing computer applications in spreadsheets,
database, and word processing.
Group I - All of the following must be completed:
BRE 100 Real Estate Principles 3.0
BRE 101 Real Estate Practices 3.0
BRE 110 Legal Aspects of Real Estate I 3.0
BESC 141 Escrow I 3.0
BET 65 Speedwriting 3.0
Group II - Any two of the following must be completed:
BRE 127 Real Estate Office Administration 3.0
BET 104 Beginning Word Processing/Typing:
Word for Windows A/B/C 3.0
BET 112 Spreadsheet: Excel for Windows
A/B/C 3.0
REAL ESTATE MARKETING CERTIFICATE
Units Required: 24.0
This Certificate program prepares those interested in
professionally marketing real estate by examining the
elements which bring buyers and sellers together.
Group I - All of the following must be completed:
BRE 100 Real Estate Principles 3.0
BRE 126 Real Estate Finance 3.0
BRE 139 Real Estate Economics 3.0
BRE 142 Real Estate Marketing 3.0
BADM 112 Introduction to Marketing 3.0
BADM 116 Human Relations in Business 3.0
Group II - Any two of the following must be completed:
BADM 114 Sales 3.0
BRE 125 Taxes and Real Estate Investment 3.0
BADM 144 Business Communications 3.0
Associate Degree
To earn an Associate in Science degree with a major in
Business Real Estate and Escrow, complete a minimum
of 18 units from any of the certificate requirements
above or from any Business Escrow or Business Real
Estate courses, and meet all Victor Valley College
graduation requirements. BESC 138 (Cooperative
Education) and BRE 138 (Cooperative Education)
may be used as Elective credit but may not be used to
fulfill major requirements.
Transfer
Not usually a transfer major. Many Business Escrow
and Business Real Estate courses transfer as Electives
or fulfill subject credit requirements. Students in this
program often choose to pursue a bachelor’s degree in
Business Administration. See Business Administration
for transfer requirements.
BUSINESS REAL ESTATE COURSES
These classes are open to all students with an interest
in Real Estate. They are not just for Licensees.
BRE 51 MORTGAGE LOAN BROKERING AND
LENDING
Units: 3.0 - 48-54 hours lecture. Elective for Broker’s
License. (No prerequisite)
This course provides the student with the broad
technical knowledge of both the state and federal laws
governing the mortgage loan brokerage business and
other lending practices in the state of California. General
topics include disclosure statements, RESPA, fair
lending practices, trust fund handling, hard money
lenders, third party originators, reporting requirements,
and securities in the lending industry. Satisfies one of
the course requirements for a non-conditional real
estate salesperson’s license or for the real estate
broker’s examination.
BRE 54 PRINCIPLES OF MORTGAGE ORIGINATION
Units: 3.0 - 48-54 hours lecture. (No prerequisite)
This course is designed to provide the student with
basic skills needed to originate loans. It includes taking
the borrower from the qualification process to designing
a loan that will fit individual needs. This course helps
demonstrate how to find the right loan among the maze
of multiple programs available to the borrower.
BRE 55 PRINCIPLES AND PRACTICES OF
MORTGAGE PROCESSING
Units: 3.0 - 48-54 hours lecture. (No prerequisite)
This course provides the student with the basics of loan
processing and an overview of underwriting regulations
and industry terminology. Students learn how to
efficiently package and submit a loan for underwriting
and approval. This course demonstrates how to analyze
a loan application and relevant documents necessary
for a loan submission. State and federal mandatory
guidelines and disclosures are also discussed.
BRE 56 INTRODUCTION TO FINANCIAL PLANNING
Units: 3.0 - 48-54 hours lecture. (No prerequisite)
Financial planning draws upon several business
disciplines such as finance, banking, insurance, and real
estate as well as behavioral sciences that include
154 2012-2013 Victor Valley College Catalog