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Phil Shorvon FRCP, FRCR,FBIR Chairman of ... - MIR-Online

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<strong>Phil</strong> <strong>Shorvon</strong> <strong>FRCP</strong>, <strong>FRCR</strong>,<strong>FBIR</strong><br />

<strong>Chairman</strong> <strong>of</strong> Association <strong>of</strong> Independent Radiologists


Do’s


Dont’s


Types <strong>of</strong> independent practice for<br />

radiologists<br />

• Private patients in NHS trust<br />

• Locum work<br />

• Sessional work in private facility<br />

• Individual case work in private facility<br />

• Group practice direct referral<br />

• Stand alone units<br />

• Teleradiology<br />

• Medico legal work


Getting Started


Should I do private practice?<br />

Pro’s:<br />

• Financial‐ slice <strong>of</strong> UK private<br />

healthcare market <strong>of</strong> £4bn with 7.5<br />

million insured patients (13%<br />

population)<br />

• Satisfaction‐ different ethos<br />

• Independence<br />

Cons<br />

• Hassle<br />

• Commitment<br />

• Insecurity<br />

• Indemnity<br />

• Time<br />

• Providing year round service


Getting Started<br />

• Most do private work in NHS facility<br />

• Look at locums at private facilities<br />

• Consider teleradiological work<br />

• Let clinicians you work with know where you can do<br />

private patients/ clinicians will try to help you<br />

• Ensure you have ‘admitting rights’ where you do<br />

private work


Its important to keep to the rules


Legal framework<br />

• Sole practice<br />

• Chambers: group working from same <strong>of</strong>fice/sharing<br />

<strong>of</strong>fice expenditure but independent practitioners. No<br />

fee sharing. No liability for other members<br />

• Partnership –liability for other partners, share pr<strong>of</strong>it<br />

and loss<br />

• Limited liability partnership‐ publish financial<br />

statements/more flexibility/protection from other<br />

parties negligence<br />

• Limited Company‐ No personal liability for company<br />

debts


WHAT SHOULD (or shouldn’t) I<br />

DO?<br />

• Basic rule: don’t undertake anything I don’t do in my<br />

NHS practice<br />

• Ensure you feel fully trained in what you do<br />

• Get on with your colleagues<br />

• Don’t issue a report you are unsure <strong>of</strong><br />

• Don’t ‘steal’ cases<br />

• Meet GMC guidance on practice.<br />

• Always act in the patients interest<br />

• Ensure your private work is included in your job plan


Must haves to do private practice<br />

• Medical degree<br />

• Certificate <strong>of</strong> completion <strong>of</strong> training<br />

• Entry in GMC specialist register<br />

• Pr<strong>of</strong>essional indemnity


Indemnity fees‐example<br />

Earnings Fees % income (midpoint approx)<br />

• 1‐7.5K £ 575 10<br />

• 7.5 ‐15K 1845 15<br />

• 15‐25 K 2715 13.5<br />

• 25‐35 K 3305 11<br />

• 35‐50K 3850 9<br />

• 50‐75 4580 7.5<br />

• 75‐100 5435 6.5<br />

• 100‐125 6005 5<br />

• 125‐175 7120 5<br />

And remember ‐ The tax man takes 40% soon to be 50+%<br />

‐ Accountants fees<br />

‐ Expenses


Practicing Privileges for private<br />

hospital<br />

• Meet standards <strong>of</strong> local MAC<br />

• Meet clinical governance requirements (CRB check,<br />

appraisal up to date, indemnity insurance, GMC<br />

registration etc)<br />

• Hospitals can refuse – no ‘right’ just because meet<br />

standards


Benefits versus your Fees<br />

• Most radiologists do not collect fees but are paid by<br />

the private facility<br />

• If separate fees are charged then:<br />

• Benefits are what insurance companies will pay/fees<br />

are what you charge<br />

• Avoid ‘agreeing fees’ with others (anticompetitive)<br />

unless part <strong>of</strong> legal partnership<br />

• Patients should know in advance if fees will be more<br />

than benefit.


BILLING‐SEPARATE BILLING<br />

• ACCURATE RECORDS ESSENTIAL‐INSURERS<br />

OBSESSED WITH FRAUD AT MOMENT‐ and so is<br />

the inland revenue.<br />

• Keep record full details <strong>of</strong> patient/their insurance and<br />

authorisation/the procedure/ complications etc<br />

• Electronic records require Data Protection Act<br />

registration


ADVERTISING


ADVERTISING<br />

• The GMC is now in favour <strong>of</strong> doctors providing<br />

accurate information about services to patients as<br />

long as both their own guidance, and that <strong>of</strong> the<br />

Advertising Standards Authority (ASA), is heeded.<br />

• The ASAs Codes require that all advertisements<br />

ARE legal, decent, honest and truthful and prepared<br />

with a sense <strong>of</strong> responsibility to customers and<br />

society.<br />

• All advertisements respect the principles <strong>of</strong> fair<br />

competition, and should not bring advertising into<br />

disrepute.


Advertising‐ do’s<br />

• Key facts about the practice<br />

• Names and qualifications <strong>of</strong> the doctors and other<br />

healthcare pr<strong>of</strong>essionals.<br />

• Biographical details and any special interests<br />

• Contact details,<br />

• Opening times and any other factual patients may<br />

need to know.<br />

• No restriction on media eg websites, newspapers or<br />

magazines , leaflets


ADVERTISING‐DON’TS<br />

Unjustifiable claims<br />

Putting fear into public<br />

Phone marketing<br />

No ‘cure’ claims<br />

No taking advantage <strong>of</strong><br />

lack <strong>of</strong> medical<br />

knowledge<br />

No undermining<br />

colleagues<br />

No unfounded criticism


Don’t make unsubstantiated claims


GMC guidance<br />

• Good clinical care –doctors must provide good<br />

standards <strong>of</strong> clinical care, must practise within<br />

the limits <strong>of</strong> their competence, and must ensure<br />

that patients are not put at unnecessary risk.


GMC<br />

• Maintaining good medical practice –doctors<br />

must keep up to date with developments in their<br />

field, maintain their skills and audit their<br />

performance<br />

• Relationships with patients– doctors must<br />

develop and maintain successful relationships<br />

with their patients, by respecting patients’<br />

autonomy and other rights.<br />

• Working with colleagues –doctors must work<br />

effectively with their colleagues.


.<br />

GMC<br />

• Probity –doctors must be honest and<br />

trustworthy.<br />

• Health –doctors must not allow their own health<br />

condition to endanger patients.


GMC ‐conflicts <strong>of</strong> interest<br />

You must act in your patients’ best interests when making referrals<br />

and when providing or arranging treatment or care. You must not ask<br />

for or accept any inducement, gift or hospitality which may affect or<br />

be seen to affect the way you prescribe for, treat or refer patients. You<br />

must not <strong>of</strong>fer such inducements to colleagues.<br />

If you have financial or commercial interests in organisations<br />

providing healthcare or in pharmaceutical or other biomedical<br />

companies, these interests must not affect the way you prescribe for,<br />

treat or refer patients.<br />

If you have a financial or commercial interest in an organisation to<br />

which you plan to refer a patient for treatment or investigation, you<br />

must tell the patient about your interest. When treating NHS patients<br />

you must also tell the healthcare purchaser.


A Charter for Patients and their<br />

Doctors‐ FIPO<br />

• The patient's best interests are always the primary concern<br />

<strong>of</strong> all doctors, whether practising in the National Health<br />

Service or Independent Sector.<br />

• However, the immediacy <strong>of</strong> payment and the varying types<br />

<strong>of</strong> reimbursements and funding arrangements in the<br />

Independent Sector have the potential to create additional<br />

ethical difficulties. All registered medical practitioners<br />

must adhere to the guidance issued by the General<br />

Medical Council in<br />

http://www.fipo.org.uk/pdfs/FIPO_Patient_Charter.pdf


Current threats<br />

• Networks‐ industry view ‐ensuring<br />

quality/low prices<br />

‐Doctors view‐restrictive<br />

practice<br />

• Delisting <strong>of</strong> consultants‐insurance companies can do<br />

this unilaterally<br />

• Unilateral fee setting by providers‐no consultant<br />

direct billing<br />

• Insurers setting themselves as setting standards<br />

• Teleradiology


Effect?<br />

• Gross fees for ‘avarage’radiologist down by 3% 2007 to<br />

2008<br />

• Costs dropped by 7%<br />

• Taxable pr<strong>of</strong>its down by 1.5%<br />

• More ‘intervention’ (? Image guided injections??)<br />

proteting income to some degree<br />

• Bad debt reducing<br />

• Expected pressure on fees will increase


Response?<br />

• Do keep within the law<br />

• Avoid any restrictive or<br />

anti competitive<br />

behaviour<br />

• Emphasis on patient<br />

interests/quality and<br />

compliance with good<br />

practice and statutory<br />

regulations


What shouldn’t I do ?<br />

BASIC RULE<br />

If it feels wrong‐it probably is


SO IS IT ALL WORTH IT ?<br />

• Satisfying –private facilities ensure you work<br />

efficiently‐ you are their source <strong>of</strong> income<br />

• Satisfying‐ the patient ‘choses’ you as an expert<br />

• Rewarding‐ but it takes a lot <strong>of</strong> hard work<br />

• Direct relationship between your effort and what you<br />

get from it

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