Downloading - Microfinance Information Exchange
Downloading - Microfinance Information Exchange
Downloading - Microfinance Information Exchange
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Bulletin Tables<br />
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EXPENSES<br />
Average Values<br />
Total Expense Ratio Financial Expense Ratio Loan Loss Provision Expense Ratio Operating Expense Ratio<br />
Peer Group<br />
% % % % % % % % % % % % % % % %<br />
2002 2001 2000 1999 2002 2001 2000 1999 2002 2001 2000 1999 2002 2001 2000 1999<br />
27.2 -5% 28.7 -10% 32.1 -10% 35.5 6.0 -4% 6.2 -19% 7.6 -18% 9.3 1.9 -10% 2.1 -17% 2.6 10% 2.3 19.2 -6% 20.4 -7% 21.9 -9% 23.9<br />
Year<br />
n/a n/a 24.6 -25% 32.7 -18% 39.9 n/a n/a 3.5 -46% 6.5 -25% 8.7 n/a n/a 0.6 -74% 2.3 6% 2.2 n/a n/a 20.5 -14% 23.9 -18% 29.0<br />
27.7 -7% 30.0 -17% 36.2 11% 32.5 3.9 0% 3.9 -34% 5.9 1% 5.9 2.6 0% 2.6 -15% 3.1 54% 2.0 21.2 -10% 23.4 -14% 27.2 11% 24.6<br />
27.2 -7% 29.2 0% 29.0 -15% 34.2 7.0 -13% 8.0 -13% 9.3 -23% 12.1 1.7 -27% 2.3 -3% 2.4 -12% 2.7 18.5 -2% 18.8 8% 17.4 -10% 19.4<br />
21.9 -8% 23.6 -5% 24.9 -11% 27.8 5.9 -10% 6.6 -23% 8.6 -28% 11.9 1.7 -6% 1.8 2% 1.8 12% 1.6 14.2 -7% 15.2 5% 14.6 1% 14.3<br />
25.8 -9% 28.4 -7% 30.4 -14% 35.4 6.0 -11% 6.7 -20% 8.4 -18% 10.3 2.4 -18% 2.9 -16% 3.4 -5% 3.6 17.4 -7% 18.8 1% 18.6 -14% 21.6<br />
31.2 -2% 32.0 -10% 35.6 -5% 37.7 6.1 3% 5.9 -20% 7.4 -18% 9.0 1.7 -5% 1.8 -24% 2.4 29% 1.8 23.4 -4% 24.3 -6% 25.9 -4% 26.9<br />
29.2 -4% 30.5 -12% 34.8 -10% 38.5 5.9 1% 5.9 -20% 7.3 -19% 9.0 1.5 -11% 1.7 -38% 2.8 27% 2.2 21.7 -5% 22.9 -7% 24.7 -10% 27.3<br />
26.5 4% 25.5 -5% 26.8 4% 25.8 5.2 18% 4.4 -7% 4.7 -14% 5.5 2.7 14% 2.4 37% 1.7 11% 1.6 18.7 -1% 18.8 -8% 20.4 9% 18.7<br />
23.3 -9% 25.6 -3% 26.4 -5% 27.8 6.5 -20% 8.1 -19% 10.1 -18% 12.2 2.4 -23% 3.1 29% 2.4 -28% 3.4 14.4 0% 14.4 3% 13.9 13% 12.3<br />
23.1 -9% 25.5 -14% 29.6 -7% 31.8 7.3 -12% 8.4 -25% 11.1 -5% 11.7 1.7 -32% 2.5 -15% 3.0 11% 2.7 14.0 -4% 14.6 -6% 15.5 -11% 17.5<br />
24.2 0% 24.3 -12% 27.7 -7% 29.6 5.2 12% 4.6 -12% 5.2 -20% 6.5 2.4 18% 2.1 -36% 3.2 32% 2.4 16.6 -6% 17.6 -8% 19.2 -7% 20.6<br />
31.8 -5% 33.5 -11% 37.8 -4% 39.5 3.2 -36% 5.0 46% 3.4 -23% 4.4 0.5 52% 0.4 -63% 0.9 -36% 1.5 28.0 0% 28.1 -16% 33.4 0% 33.6<br />
43.9 -6% 46.8 2% 46.1 -15% 54.3 6.1 -3% 6.3 -19% 7.8 -43% 13.7 1.4 -38% 2.2 110% 1.1 -50% 2.1 36.4 -5% 38.3 3% 37.2 -3% 38.6<br />
26.5 -2% 27.0 -20% 33.8 -9% 37.2 5.4 15% 4.7 -33% 7.1 -9% 7.8 2.5 23% 2.0 -37% 3.2 5% 3.0 18.5 -8% 20.2 -14% 23.5 -11% 26.3<br />
30.8 -4% 32.0 -4% 33.2 -9% 36.6 6.0 -4% 6.3 -20% 7.8 -35% 12.1 2.1 -16% 2.5 -6% 2.7 80% 1.5 22.7 -2% 23.2 2% 22.7 -2% 23.0<br />
25.2 -8% 27.4 -4% 28.6 -8% 31.0 6.3 -16% 7.5 -7% 8.1 -8% 8.8 1.5 -23% 1.9 18% 1.6 -17% 1.9 17.4 -3% 18.0 -5% 18.9 -6% 20.2<br />
26.2 -9% 28.7 5% 27.2 -11% 30.5 6.8 -9% 7.4 -13% 8.6 -25% 11.4 2.5 -16% 3.0 3% 3.0 -14% 3.4 16.8 -8% 18.2 16% 15.7 0% 15.7<br />
27.7 -3% 28.7 -16% 34.1 -8% 37.0 5.5 1% 5.5 -24% 7.2 -17% 8.6 1.6 -2% 1.6 -33% 2.4 20% 2.0 20.6 -4% 21.6 -12% 24.5 -7% 26.3<br />
31.8 -8% 34.7 1% 34.4 -8% 37.2 3.8 -6% 4.1 20% 3.4 -4% 3.5 1.9 3% 1.8 48% 1.2 -17% 1.5 26.1 -10% 28.8 -3% 29.8 -8% 32.2<br />
25.7 -1% 26.0 -3% 26.7 -2% 27.3 6.8 5% 6.5 -10% 7.3 -1% 7.4 2.6 3% 2.5 -2% 2.5 3% 2.5 16.2 -4% 16.9 0% 16.9 -3% 17.5<br />
24.8 -1% 24.9 -29% 34.9 -13% 40.4 3.9 -10% 4.3 -58% 10.1 -21% 12.9 1.2 123% 0.5 -75% 2.1 -21% 2.7 19.8 -2% 20.1 -11% 22.7 -9% 24.8<br />
27.5 -9% 30.1 -11% 33.9 -8% 36.9 8.2 -9% 9.0 -12% 10.2 -20% 12.7 2.1 -32% 3.0 -18% 3.7 31% 2.9 17.2 -5% 18.0 -9% 19.9 -6% 21.3<br />
22.2 6% 20.9 -9% 23.0 -21% 29.1 3.5 126% 1.5 3% 1.5 -23% 2.0 1.8 30% 1.4 -8% 1.5 53% 1.0 16.9 -6% 18.0 -10% 20.0 -23% 26.2<br />
39.7 5% 37.8 0% 37.7 -14% 43.7 7.1 34% 5.3 -15% 6.2 -38% 10.0 3.1 26% 2.4 6% 2.3 21% 1.9 29.6 -2% 30.0 3% 29.2 -8% 31.8<br />
28.9 5% 27.6 -14% 32.1 -3% 33.1 5.3 -9% 5.8 -28% 8.1 -6% 8.6 1.9 14% 1.6 -44% 2.9 -2% 3.0 21.7 8% 20.1 -4% 21.1 -2% 21.5<br />
20.8 -11% 23.5 0% 23.5 1% 23.3 6.2 -14% 7.2 -18% 8.8 -1% 8.9 1.6 -36% 2.5 6% 2.4 15% 2.1 12.9 -5% 13.7 11% 12.3 0% 12.3<br />
24.9 -2% 25.6 -13% 29.5 -3% 30.3 5.8 -6% 6.2 -28% 8.5 -15% 10.0 1.4 0% 1.4 -26% 1.9 -15% 2.2 17.8 -1% 18.0 -6% 19.1 5% 18.1<br />
33.8 -3% 35.0 1% 34.8 -13% 39.9 6.6 6% 6.3 -6% 6.7 -23% 8.7 3.6 -2% 3.6 10% 3.3 36% 2.4 23.6 -6% 25.1 1% 24.8 -14% 28.8<br />
30.7 -10% 34.0 -7% 36.6 -11% 41.0 6.1 11% 5.5 -11% 6.1 -38% 9.9 1.4 -17% 1.6 7% 1.5 -20% 1.9 23.3 -13% 26.8 -7% 29.0 -1% 29.2<br />
26.1 -1% 26.3 -10% 29.4 -10% 32.5 6.2 -11% 6.9 -24% 9.1 -5% 9.6 2.1 -11% 2.3 -28% 3.2 26% 2.6 17.9 5% 17.1 0% 17.1 -16% 20.4<br />
20.1 -6% 21.3 n/a n/a n/a n/a 4.5 -11% 5.0 n/a n/a n/a n/a 2.9 74% 1.7 n/a n/a n/a n/a 12.7 -14% 14.7 n/a n/a n/a n/a<br />
All MFIs<br />
Age<br />
New<br />
Young<br />
Mature<br />
Charter Type<br />
Bank<br />
NBFI<br />
NGO<br />
Financial Intermediation<br />
Non FI<br />
Low FI<br />
High FI<br />
Methodology<br />
Individual<br />
Individual/Solidarity<br />
Solidarity<br />
Village Banking<br />
Outreach<br />
Small (Outreach)<br />
Medium (Outreach)<br />
Large (Outreach)<br />
Profit Status<br />
For Profit<br />
Not for Profit<br />
Region<br />
Africa<br />
Asia<br />
ECA<br />
LAC<br />
MENA<br />
Scale<br />
Small (Scale)<br />
Medium (Scale)<br />
Large (Scale)<br />
Sustainability<br />
FSS<br />
Non-FSS<br />
Target Market<br />
Low end<br />
Broad<br />
High end<br />
For definitions of Peer Groups, refer to pages 59 to 66.<br />
For details on indicator definitions, refer to pages 55 to 58.<br />
"n/a" denotes results for Peer Groups with less than three observations<br />
MICROBANKING BULLETIN, MARCH 2005 47