Downloading - Microfinance Information Exchange

Bulletin Tables
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OVERALL FINANCIAL PERFORMANCE
Average Values
Return on Assets Return on Equity Operational Self-Sufficiency Financial Self-Sufficiency
Peer Group
% % % % % % % % % % % % % % % %
Year 2002 2001 2000 1999 2002 2001 2000 1999 2002 2001 2000 1999 2002 2001 2000 1999
All MFIs 2.7 36% 2.0 -431% -0.6 -84% -3.7 1.8 -51% 3.6 -236% -2.6 -15% -3.1 125.8 3% 121.7 8% 113.2 5% 107.5 117.2 3% 113.4 10% 103.2 6% 97.7
Age
New n/a n/a 5.1 -193% (5.5) -57% (12.8) n/a n/a 12.8 -213% (11.4) -31% (16.4) n/a n/a 130 27% 103 13% 91 n/a n/a 122 42% 86 13% 76
Young 2.5 86% 1.4 -147% (2.9) 15% (2.5) 3.3 -155% (6.1) -61% (15.7) 517% (2.5) 120 2% 118 12% 105 -2% 107 110 1% 109 14% 95 -5% 101
Mature 2.8 97% 1.4 -57% 3.3 32% 2.5 1.1 -81% 6.0 -41% 10.1 47% 6.9 129 6% 121 -2% 123 2% 120 121 6% 113 -3% 117 4% 112
Charter Type
Bank 1.2 -20% 1.5 -27% 2.1 22% 1.7 (33.9) 6680% (0.5) -111% 4.5 -84% 29.0 114 1% 112 1% 111 0% 111 109 1% 108 1% 107 -2% 109
NBFI 2.9 106% 1.4 -170% (2.0) -66% (6.0) 13.5 196% 4.6 -170% (6.5) -47% (12.2) 123 5% 117 9% 108 9% 99 117 6% 110 13% 97 10% 89
NGO 3.0 23% 2.4 -400% (0.8) -80% (4.1) 3.5 -11% 3.9 -233% (2.9) -38% (4.7) 131 4% 125 10% 114 7% 106 119 3% 116 13% 103 7% 96
Financial Intermediation
Non FI 3.3 29% 2.5 -355% (1.0) -82% (5.6) 8.8 58% 5.6 -230% (4.3) -42% (7.4) 128 3% 124 9% 113 11% 102 118 3% 114 14% 100 10% 92
Low FI 2.4 130% 1.1 7250% 0.0 -100% 3.5 (51.4) 300% (12.8) -41% (21.7) -430% 6.6 133 6% 125 2% 123 -17% 147 119 3% 116 -1% 117 -12% 133
High FI 1.6 58% 1.0 240% 0.3 -19% 0.4 12.2 62% 7.5 -41% 12.8 25% 10.2 118 3% 114 5% 109 -2% 111 114 4% 109 5% 105 -1% 106
Methodology
Individual 3.5 16% 3.0 165% 1.2 -34% 1.7 17.8 49% 11.9 54% 7.7 8% 7.2 129 4% 125 3% 122 2% 119 121 3% 117 8% 109 0% 109
Individual/Solidarity 1.9 94% 1.0 -135% (2.8) -25% (3.7) (13.1) 310% (3.2) -78% (14.8) 172% (5.4) 125 3% 122 14% 107 -6% 114 114 2% 112 12% 99 -4% 103
Solidarity 5.6 3656% 0.2 -102% (6.5) -49% (12.7) 9.4 3330% 0.3 -103% (9.5) -47% (17.8) 128 20% 107 13% 95 25% 76 120 20% 101 18% 86 24% 69
Village Banking 1.9 -38% 3.1 -45% 5.7 -160% (9.4) 6.5 22% 5.3 -25% 7.1 -163% (11.2) 119 -1% 120 0% 121 26% 96 115 0% 115 3% 112 29% 87
Outreach
Small (Outreach) 0.5 47% 0.4 -106% (5.8) -26% (7.8) 1.8 -39% 3.0 -128% (10.6) -17% (12.8) 115 1% 113 15% 98 3% 95 105 0% 106 23% 86 3% 84
Medium (Outreach) 1.1 -27% 1.6 568% 0.2 -109% (2.7) (24.0) 4366% (0.5) -96% (12.3) -9971% 0.1 121 -5% 127 6% 120 5% 114 112 -1% 114 5% 108 2% 105
Large (Outreach) 5.1 31% 3.9 -29% 5.5 79% 3.1 18.5 136% 7.9 -56% 17.8 50% 11.9 136 9% 125 -1% 127 2% 125 128 7% 120 -1% 121 4% 116
Profit Status
For Profit 1.7 315% 0.4 -5% 0.4 -130% (1.5) (8.7) 169% (3.2) 26% (2.6) -185% 3.0 116 5% 110 1% 109 2% 107 111 6% 105 2% 103 4% 99
Not for Profit 3.2 12% 2.9 -377% (1.0) -76% (4.4) 7.8 3% 7.5 -383% (2.7) -46% (4.9) 131 2% 128 12% 115 7% 108 121 2% 118 15% 103 6% 97
Region
Africa (1.9) -43% (3.4) -39% (5.5) -51% (11.2) (3.3) -22% (4.2) -9% (4.6) -72% (16.8) 121 2% 119 9% 109 7% 102 112 4% 107 5% 102 8% 95
Asia 2.5 52% 1.6 9% 1.5 -276% (0.9) (30.5) 3042% (1.0) 24% (0.8) -109% 8.8 127 9% 116 1% 115 1% 114 115 4% 110 3% 107 6% 100
ECA 7.6 -15% 9.0 -544% (2.0) -77% (8.7) 15.7 -23% 20.4 -314% (9.5) -5% (10.0) 136 -6% 145 21% 120 9% 110 128 -5% 134 44% 94 5% 89
LAC 3.9 57% 2.5 8% 2.3 -3% 2.3 13.0 293% 3.3 337% 0.8 -80% 3.8 125 6% 118 3% 115 2% 112 120 7% 112 3% 109 2% 107
MENA (1.3) 48% (0.9) -75% (3.5) -65% (10.0) (1.2) 49% (0.8) -77% (3.4) -67% (10.4) 118 7% 111 10% 101 20% 84 100 0% 100 8% 93 20% 77
Scale
Small (Scale) (7.5) 138% (3.1) -56% (7.1) -31% (10.4) (16.5) 134% (7.1) -67% (21.4) 76% (12.2) 89 -12% 101 13% 90 2% 88 83 -13% 95 15% 83 3% 81
Medium (Scale) 4.0 -4% 4.2 36% 3.1 1929% 0.2 (9.8) -306% 4.7 49% 3.2 -163% (5.0) 124 -1% 125 0% 125 6% 118 116 -1% 116 5% 110 7% 103
Large (Scale) 4.9 61% 3.1 17% 2.6 -6% 2.8 20.4 106% 9.9 -35% 15.2 -18% 18.5 141 6% 133 5% 127 -2% 129 131 7% 123 2% 120 -2% 122
Sustainability
FSS 6.0 2% 5.8 -11% 6.6 23% 5.4 17.7 7% 16.5 -12% 18.7 18% 15.8 137 0% 137 1% 135 2% 132 130 1% 128 1% 126 3% 123
Non-FSS (7.2) 24% (5.8) -30% (8.3) -27% (11.4) (46.0) 106% (22.3) -12% (25.4) 34% (19.0) 92 0% 92 2% 90 4% 87 80 -5% 84 8% 78 2% 77
Target Market
Low end 2.8 109% 1.3 -1248% (0.1) -98% (6.4) (13.8) 256% (3.9) -43% (6.7) -16% (8.0) 133 11% 120 10% 109 13% 97 122 8% 113 9% 103 15% 90
Broad 3.0 3% 2.9 -427% (0.9) -54% (1.9) 10.4 14% 9.1 -1246% (0.8) -187% 0.9 124 -1% 125 7% 117 1% 116 117 0% 116 13% 103 -1% 104
High end 1.4 109% 0.7 n/a n/a n/a n/a 12.1 130% 5.3 n/a n/a n/a n/a 113 -1% 114 n/a n/a n/a n/a 110 3% 107 n/a n/a n/a n/a
For definitions of Peer Groups, refer to pages 59 to 66.
For details on indicator definitions, refer to pages 55 to 58.
"n/a" denotes results for Peer Groups with less than three observations
MICROBANKING BULLETIN, MARCH 2005 45