Balance Sheet at 31 December 2010 of BBVA
Balance Sheet at 31 December 2010 of BBVA
Balance Sheet at 31 December 2010 of BBVA
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APPENDIX VIII: Inform<strong>at</strong>ion on d<strong>at</strong>a derived from the special accounting registry<br />
The disclosure required by Bank <strong>of</strong> Spain Circular 7/<strong>2010</strong> implementing the provisions <strong>of</strong> Spanish Royal<br />
Decree 716/09, <strong>of</strong> 24 April (developing certain aspects <strong>of</strong> Act 2/1981, <strong>of</strong> March 25, on the regul<strong>at</strong>ion <strong>of</strong> the<br />
mortgage market and other mortgage and financial market regul<strong>at</strong>ions), is detailed below:<br />
A) CREDIT TRANSACTIONS<br />
Millions <strong>of</strong> Euros<br />
Total mortgage loans Elegibles (*)<br />
Nominal value <strong>of</strong> all outstanding loans and<br />
mortgage loans <strong>2010</strong> 2009 <strong>2010</strong> 2009<br />
By currency<br />
In euros 111,380 110,998 85,407 83,627<br />
In foreign currency 280 307 220 238<br />
By r<strong>at</strong>e<br />
Fixed r<strong>at</strong>e 2,752 2,6<strong>31</strong> 2,107 2,105<br />
Flo<strong>at</strong>ing r<strong>at</strong>e 108,908 108,674 83,520 81,760<br />
Target <strong>of</strong> oper<strong>at</strong>ions<br />
For business activity 29,057 <strong>31</strong>,296 22,167 23,146<br />
For households 82,603 80,009 63,460 60,719<br />
Secured by completed assets/buildings 100,824 97,902 79,121 75,880<br />
Residential use 88,608 85,395 69,840 66,688<br />
Commercial 11,810 12,063 9,281 9,192<br />
Other 406 444 - -<br />
Secured by assets/buildings under construction 4,808 6,748 3,383 4,785<br />
Residential use 4,141 6,022 2,864 4,250<br />
Commercial 667 726 519 535<br />
Other - - - -<br />
Secured by land 6,028 6,655 3,123 3,200<br />
Urban 3,358 3,704 1,553 1,644<br />
Non-urban 2,670 2,951 1,570 1,556<br />
Secured by public housing 8,781 8,602 7,118 6,925<br />
(*) Not taking into account the thresholds established by Article 12 <strong>of</strong> Spanish Royal Decree 716/2009<br />
Millions <strong>of</strong> Euros<br />
Nominal value <strong>of</strong> all outstanding loans and mortgage loans<br />
Total mortgage loans Elegibles (*)<br />
Breakdown by average residual m<strong>at</strong>urity <strong>2010</strong> 2009 <strong>2010</strong> 2009<br />
Up to 10 years 19,332 19,221 15,299 14,668<br />
10 to 20 years 28,915 29,578 25,643 25,677<br />
20 to 30 years 40,912 41,388 32,596 32,118<br />
Over 30 years 22,501 21,118 12,089 11,402<br />
Total 111,660 111,305 85,627 83,865<br />
(*) Not taking into account the thresholds established by Article 12 <strong>of</strong> Spanish Royal Decree 716/2009<br />
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