UOB Annual Report 2002 - United Overseas Bank

Notes to the Financial Statements
for the financial year ended 31 December 2002
44 Financial Risk Management
(c) Interest Rate Risk (continued)
The Group – 2001
Non- Over 7 Over Over Over Total Effective
Interest Up to Days to 1 to 3 3 to 12 1 to 3 Over Interest Interest
Total Bearing 7 Days 1 Month Months Months Years 3 Years Bearing Rate
$’000 $’000 $’000 $’000 $’000 $’000 $’000 $’000 $’000 %
Assets
Cash and
balances with
central banks 3,329,827 3,329,827 – – – – – – – –
Government
treasury
bills and
securities 10,529,193 – 18,300 1,341,663 2,135,759 2,180,855 2,335,009 2,517,607 10,529,193 3.54
Placements
and
balances
with banks
and agents 24,687,340 37,460 5,443,105 7,903,518 3,694,198 7,451,830 109,621 47,608 24,649,880 2.86
Trade bills and
advances to
customers 60,892,094 – 20,827,428 16,100,213 7,348,703 6,483,402 7,843,418 2,288,930 60,892,094 5.55
Dealing and
investment
securities 3,638,114 1,554,586 9,040 99,850 180,489 903,939 583,081 307,129 2,083,528 4.44
Investments in
associates 1,781,322 1,779,254 – – – – 2,068 – 2,068 1.50
Goodwill 3,776,651 3,776,651 – – – – – – – –
Others 4,705,007 4,705,007 – – – – – – – –
113,339,548 15,182,785 26,297,873 25,445,244 13,359,149 17,020,026 10,873,197 5,161,274 98,156,763 –
Assets
attributable
to SPE 548,546
Total assets 113,888,094
154