UOB Annual Report 2002 - United Overseas Bank

The Group – 2002
Non- Over 7 Over Over Over Total Effective
Interest Up to Days to 1 to 3 3 to 12 1 to 3 Over Interest Interest
Total Bearing 7 Days 1 Month Months Months Years 3 Years Bearing Rate
$’000 $’000 $’000 $’000 $’000 $’000 $’000 $’000 $’000 %
Liabilities
Current, fixed,
savings
accounts
and other
deposits of
non-bank
customers 67,918,581 5,341,916 19,525,284 19,825,301 9,792,529 12,536,409 742,978 154,164 62,576,665 1.43
Deposits and
balances of
banks and
agents, and
bills and
drafts
payable 19,465,923 721,619 2,567,341 7,750,258 5,289,989 3,136,716 – – 18,744,304 1.67
Debts issued 1,294,399 – – – – – – 1,294,399 1,294,399 4.95
Others 5,091,407 5,091,407 – – – – – – – –
93,770,310 11,154,942 22,092,625 27,575,559 15,082,518 15,673,125 742,978 1,448,563 82,615,368 –
Liabilities
attributable
to SPE 896,838
Total
liabilities 94,667,148
Shareholders’
funds and
minority
interests 12,799,273 12,799,273 – – – – – – – –
Shareholders’
funds
attributable
to SPE 3,000
Total
shareholders’
funds
and
minority
interests 12,802,273
107,469,421
Net
on-balance
sheet
position (7,488,075) (618,877) (8,883,880) 143,418 6,361,885 7,339,710 3,145,819 7,488,075 –
Net
off-balance
sheet
position – 193,829 (205,618) (60,918) 491,295 (1,414,935) 996,347 – –
Net interest
rate
sensitivity
gap (7,488,075) (425,048) (9,089,498) 82,500 6,853,180 5,924,775 4,142,166 7,488,075 –
UNITED OVERSEAS BANK 153