UOB Annual Report 2002 - United Overseas Bank

Notes to the Financial Statements
for the financial year ended 31 December 2002
44 Financial Risk Management
(c) Interest Rate Risk (continued)
The Group – 2002
Non- Over 7 Over Over Over Total Effective
Interest Up to Days to 1 to 3 3 to 12 1 to 3 Over Interest Interest
Total Bearing 7 Days 1 Month Months Months Years 3 Years Bearing Rate
$’000 $’000 $’000 $’000 $’000 $’000 $’000 $’000 $’000 %
Assets
Cash and
balances
with central
banks 4,213,458 4,213,458 – – – – – – – –
Government
treasury
bills and
securities 9,593,937 – 214,443 1,045,295 2,087,502 2,337,488 2,875,334 1,033,875 9,593,937 2.36
Placements
and
balances
with banks
and
agents 19,355,944 46,692 2,042,919 7,654,531 4,832,063 4,550,610 226,213 2,916 19,309,252 1.76
Trade bills and
advances to
customers 58,884,007 – 19,085,476 9,854,814 7,644,059 14,924,121 4,853,634 2,521,903 58,884,007 4.63
Dealing and
investment
securities 3,749,109 1,436,944 130,910 137,039 662,312 220,777 125,439 1,035,688 2,312,165 4.99
Investments in
associates 1,274,245 1,270,163 – – – 2,014 2,068 – 4,082 2.31
Goodwill 3,666,046 3,666,046 – – – – – – – –
Others 5,832,837 5,832,837 – – – – – – – –
106,569,583 16,466,140 21,473,748 18,691,679 15,225,936 22,035,010 8,082,688 4,594,382 90,103,443 –
Assets
attributable
to SPE 899,838
Total assets 107,469,421
152