UOB Annual Report 2002 - United Overseas Bank

Group Return On Average
Shareholders' Funds
2002: 8.3% – 2.5% points
2001: 10.8%
Group Return On Average
Total Assets
2002: 0.98% – 0.18% point
2001: 1.16%
2.0
18
1.8
16
1.6
14
1.4
12
1.2
%
10
%
1.0
8
0.8
6
0.6
4
0.4
2
0.2
1998 1999 2000 2001 2002
UOB Group 5.7% 12.6% 13.5% 10.8% 8.3%
Major Local 4.4% 10.6% 12.1% 9.6% 7.7%
Bank Groups
UOB Group Average Rate of Major
Local Bank Groups
1998 1999 2000 2001 2002
UOB Group 0.7% 1.4% 1.5% 1.2% 1.0%
Major Local 0.5% 1.2% 1.4% 1.0% 0.8%
Bank Groups
UOB Group Average Rate of Major
Local Bank Groups
Dividends
Dividend Payment
2002: $720.4 million + 69.3%
2001: $425.6 million
Dividend Cover
2002: 2.2 times
2001: 2.2 times
$ million
800
700
600
500
400
300
#
45%
40%
40%
##
58.8%
9
8
7
6
5
4
3
times
200
100
18%
2
1
1998 1999 2000 2001 2002
$ 133 416 316 426 720
US$ 80 250 183 230 415
times 2.5 5.0 + 2.9 2.2 2.2 + +
Dividend Payment
Dividend Cover
Dividend Rate
+ Dividend cover is 1.8 times if the special tax exempt bonus dividend is included.
+ +
Dividend cover is 1.5 times if the interim dividend in specie of 18.8% is included.
# Includes special tax exempt bonus dividend of 25%.
## Includes interim dividend in specie of 18.8%.
UNITED OVERSEAS BANK 9