Annual report 2004 (PDF, 4141 kB) - Unicredit Bank

Geographical concentrations of assets, liabilities, revenues and off balance sheet items
As at 31 December 2004
Credit
Total assets Total liabilities commitments Revenues
CZK m CZK m CZK m CZK m
Czech Republic 37 034 42 640 12 058 n/a
Other OECD countries 8 503 3 187 354 n/a
Non – OECD Central and
Eastern Europe countries 621 102 19 n/a
Other countries 378 607 9 n/a
46 536 46 536 12 440 2 138*
As at 31 December 2003
Credit
Total assets Total liabilities commitments Revenues
CZK m CZK m CZK m CZK m
Czech Republic 41 674 45 111 11 386 n/a
Other OECD countries 6 297 3 020 250 n/a
Non – OECD Central and
Eastern Europe countries 856 88 11 n/a
Other countries 143 751 0 n/a
48 970 48 970 11 647 2 256*
* The information system of the Bank is not able to distinguish revenues according to geographical regions.
n/a – not applicable
The Czech Republic is the home country of the Group, which is also the main operating
country.
Geographical concentrations of assets, liabilities, revenues and off balance sheet items
(continued)
As an active participant in the international money markets, the Group has a significant
concentration of credit risk with other financial institutions. In total, credit risk exposure
to financial institutions was CZK 12 549 million at 31 December 2004 of which CZK 121
million consisted of derivative financial instruments (31 December 2003: CZK 17 415 million
of which derivative financial instruments: CZK 47 million).
Interest and fee income, total assets, total liabilities and contingent liabilities are allocated
based on the country in which the counterparty is located.
The following table presents the geographic sector risk concentration for the customer
portfolio and advances to customers, credit commitments and guarantees given.
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