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Annual report 2004 (PDF, 4141 kB) - Unicredit Bank

Annual report 2004 (PDF, 4141 kB) - Unicredit Bank

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20 COMMISSION AND FEE INCOME AND EXPENSE<br />

Commission and fee income<br />

31 December <strong>2004</strong><br />

CZK m<br />

31 December 2003<br />

CZK m<br />

Domestic and foreign countries payments 110 99<br />

Loans 75 69<br />

Maintenance of accounts 57 29<br />

Transactions with cards 35 33<br />

Assets under management fee 22 22<br />

Cash and checks 20 22<br />

Guarantees 17 13<br />

Direct banking 9 7<br />

Custody fee income 8 2<br />

Brokerage from purchase and sale of securities<br />

and derivatives 7 23<br />

Trade finance 6 4<br />

Other 2 0<br />

368 323<br />

Commission and fee expense<br />

Transactions in payment cards 23 16<br />

Foreign and domestic payments 11 12<br />

Brokering of trades 8 5<br />

Deposition of, custody of and trading in securities 7 8<br />

Other cost fees and commission 3 1<br />

52 42<br />

Net profit on fees and commission 316 281<br />

46

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