Annual report 2004 (PDF, 4141 kB) - Unicredit Bank
Annual report 2004 (PDF, 4141 kB) - Unicredit Bank
Annual report 2004 (PDF, 4141 kB) - Unicredit Bank
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18 INTEREST RECEIVABLE AND SIMILAR INCOME<br />
31 December <strong>2004</strong><br />
CZK m<br />
31 December 2003<br />
CZK m<br />
Interest on inter-bank transactions 362 405<br />
Interest on loans to customers and state 927 940<br />
Interest and discount on debt securities 143 179<br />
1 432 1 524<br />
For the year ended 31 December <strong>2004</strong>, no interest income on impaired loans was recognised<br />
in the income statement (2003: CZK 0 million). Unrecognised penalty interest income<br />
outstanding on impaired loans at 31 December <strong>2004</strong> was CZK 6 million (31 December 2003:<br />
CZK 2 million).<br />
At 31 December <strong>2004</strong>, 2003 the cumulative amount of penalty interest had not been forgiven.<br />
19 INTEREST PAYABLE AND SIMILAR EXPENSE<br />
31 December <strong>2004</strong><br />
CZK m<br />
31 December 2003<br />
CZK m<br />
Interest on inter-bank transactions 138 222<br />
Interest on deposits from customers and state 386 457<br />
Interest and discount on issued certificates of deposit 21 20<br />
Interest and discount on issued mortgage backed securities 24 5<br />
Interest from financial derivatives 2 0<br />
571 704<br />
45