Annual report 2004 (PDF, 4141 kB) - Unicredit Bank
Annual report 2004 (PDF, 4141 kB) - Unicredit Bank Annual report 2004 (PDF, 4141 kB) - Unicredit Bank
Liabilities: Note 31 December 2004 CZK million 31 December 2003 CZK million 1. Due to banks 11 5 389 4 766 a) repayable on demand 104 18 b) other payables 5 285 4 748 2. Due to customers 12 33 228 34 717 a) repayable on demand 13 775 15 162 b) other payables 19 453 19 555 3. Liabilities from debt securities 13 2 654 4 164 a) issued debt securities 2 654 3 413 b) other liabilities from debt securities 0 751 4. Other liabilities 15 1 013 1 121 5. Accruals and deferred income 38 31 6. Provisions 10, 17 293 503 a) provisions for pensions and similar 2 2 liabilities b) other provisions 291 501 7. Subordinated liabilities 14 1 000 1 000 8. Share capital 16 1 360 1 360 a) share capital paid up 1 360 1 360 10. Reserve funds and revenue reserves 1 083 1 083 a) statutory reserve funds and risk funds 272 272 b) other revenue reserves 811 811 14. Retained earnings from previous periods 534 279 15. Profit for the accounting period 195 262 Total liabilities 46 787 49 286 14
Off-Balance Sheet as at 31 December 2004 Assets: Note 31 December 2004 CZK million 31 December 2003 CZK million 1. Commitments and guarantees given 17 14 337 13 115 3. Receivables from spot transactions 2 873 4 279 4. Receivables from term instruments 26 16 352 17 206 5. Receivables from option instruments 26 1 182 0 6. Receivables written-off 85 97 Total off-balance sheet assets 34 829 34 697 Liabilities: 9. Commitments and guarantees received 5 4 326 5 025 10. Collaterals received and pledges 5 28 467 31 233 of which: Collaterals - securities 17 6 331 12 155 11. Payables from spot transactions 2 873 4 277 12. Payables from term instruments 26 16 275 17 175 13. Payables from option instruments 26 1 182 0 14. Assets under management 17 41 305 10 461 Total off-balance sheet liabilities 94 428 68 171 15
- Page 1 and 2: Annual Report of Živnostenská ban
- Page 3 and 4: Composition of the Supervisory Boar
- Page 5 and 6: Introduction by the Chairman of the
- Page 7 and 8: Directors’ Report Dear Clients an
- Page 9 and 10: During 2004, the Bank opened 14 new
- Page 11: provided support to a number of pro
- Page 16 and 17: Income Statement for the Year Ended
- Page 18 and 19: Schedule to the Financial Statement
- Page 20 and 21: • on sale or transfer of any secu
- Page 22 and 23: (o) Receivables Receivables are sta
- Page 24 and 25: The Bank creates social fund. The s
- Page 26 and 27: In 2004 and 2003, the Bank did not
- Page 28 and 29: for comparable transactions with ot
- Page 30 and 31: Securities available-for-sale at 31
- Page 32 and 33: (c) Movements in investments in sub
- Page 34 and 35: Tangible fixed assets 31 December 2
- Page 36 and 37: 10 ALLOWANCES, PROVISIONS AND WRITE
- Page 38 and 39: 11 DUE TO BANKS 31 December 2004 CZ
- Page 40 and 41: 13 LIABILITIES FROM DEBT SECURITIES
- Page 42 and 43: If the balance of the statutory res
- Page 44 and 45: 31 December 2004 31.December 2003 C
- Page 46 and 47: 20 COMMISSION AND FEE INCOME AND EX
- Page 48 and 49: 23 ADMINISTRATIVE EXPENSES 31 Decem
- Page 50 and 51: 24 TAXATION 31 December 2004 CZK m
- Page 52 and 53: 26 FINANCIAL RISKS (a) Strategy in
- Page 54 and 55: on a daily basis (so-called “back
- Page 56 and 57: As at 31 December 2004 Assets CZK E
- Page 58 and 59: The VaR amount for interest rate ri
- Page 60 and 61: (g) Liquidity risk The Bank is expo
- Page 62 and 63: At 31 December 2003 Assets Within 3
Off-Balance Sheet as at 31 December <strong>2004</strong><br />
Assets:<br />
Note<br />
31 December<br />
<strong>2004</strong><br />
CZK million<br />
31 December<br />
2003<br />
CZK million<br />
1. Commitments and guarantees given 17 14 337 13 115<br />
3. Receivables from spot transactions 2 873 4 279<br />
4. Receivables from term instruments 26 16 352 17 206<br />
5. Receivables from option instruments 26 1 182 0<br />
6. Receivables written-off 85 97<br />
Total off-balance sheet assets 34 829 34 697<br />
Liabilities:<br />
9. Commitments and guarantees received 5 4 326 5 025<br />
10. Collaterals received and pledges 5 28 467 31 233<br />
of which: Collaterals - securities 17 6 331 12 155<br />
11. Payables from spot transactions 2 873 4 277<br />
12. Payables from term instruments 26 16 275 17 175<br />
13. Payables from option instruments 26 1 182 0<br />
14. Assets under management 17 41 305 10 461<br />
Total off-balance sheet liabilities 94 428 68 171<br />
15
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