Annual report 2004 (PDF, 4141 kB) - Unicredit Bank

Maturities of assets and liabilities
As at 31 December 2004
Up to
1 month
1-3
months
3-12
months
1-5
yars
Over
5 years Unspecified Total
CZK m CZK m CZK m CZK m CZK m CZK m CZK m
Assets
Cash and balances with central
bank 551 0 0 0 0 1 428 1 979
State treasury and other bills
eligible for CNB refinancing 100 60 197 154 95 0 606
Due from other banks 11 789 202 164 273 0 0 12 428
Trading securities * 60 431 499 3 157 266 0 4 413
Derivative financial instruments 25 104 62 69 0 0 260
Loans and advances to customers 2 315 3 350 7 247 7 181 4 770 -594 24 269
Securities available-for-sale 0 0 233 198 326 22 779
Intangible assets 0 0 0 0 0 108 108
Property, plant and equipment 0 0 0 0 0 1 456 1 456
Other assets 0 0 0 0 0 238 238
Current tax asset 0 0 0 0 0 0 0
Total assets 14 840 4 147 8 402 11 032 5 457 2 658 46 536
Liabilities
Due to other banks 2 988 1 686 715 0 0 0 5 389
Derivative financial instruments
and other trading liabilities 51 40 30 91 44 0 256
Debt securities in issue 1 674 48 0 932 0 0 2 654
Subordinated debt 0 0 0 0 1 000 0 1 000
Due to customers 28 838 2 946 819 417 0 208 33 228
Other liabilities 0 0 0 0 0 808 808
Current tax liability 0 0 0 0 0 24 24
Total liabilities 33 551 4 720 1 564 1 440 1 044 1 040 43 359
Net liquidity gap -18 711 -573 6 838 9 592 4 413 1 618 3 177
* Item is split according to residual maturity however the Bank in principle will not hold these securities more
than one year.
The nature of the retail deposits held by the Group is such that these have a short-term
contractual maturity, although in practice their effective maturity is longer term.
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