UBI Banca Group

A.3.2 Banking Group – Guaranteed/secured credit exposures to customers
Amount of net exposure
Properties
Secured (1)
Securities
Othe r collateral
Governments and
central banks
Othe r public
authorities
Banks
Other
Personal guarantees (2)
1. on-balance sheet secured/guaran teed credit exposures:
1.1 fully guaranteed secured 61,653,945 123,933,812 5,343,796 75,343 - - - - - 10,447 633,124 50,560 53,918,177 183,965,259
- of which deteriorated 3,701,236 8,494,344 77,629 1,417 - - - - - 6,178 36,360 10,888 5,888,347 14,515,163
1.2 partially guaranteed/secured 14,805,489 291,205 758,917 3,937,723 - - - - - - 135,630 61,895 5,911,144 11,096,514
- of which deteriorated 1,416,970 81,161 61,607 286,269 - - - - - - 4,345 2,257 674,933 1,110,572
2. Off-balance sheet guaranteed/secured credit exposures: - - - - - - -
2.1 fully guaranteed secured 3,345,645 3,246,197 150,879 62,068 - - - - - - 13,654 14,242 3,464,866 6,951,906
- of which deteriorated 65,806 163,730 2,942 307 - - - - - - 644 400 114,057 282,080
2.2 partially guaranteed/secured 312,494 5,070 40,730 7,251 - - - - - - 1,192 36,212 40,112 130,567
- of which deteriorated 552 - 54 17 - - - - - - - - 503 574
CLNs
Credit derivatives
Other derivatives
Governments and
central banks
Other public
authorities
Guarantees
Banks
Other
Total (1)+(2)
Following clarifications on interpretation furnished by the Bank of Italy with “addendum” letter No. 0142023/11 of 16 th February 2011
concerning the presentation of guarantees in tables A.3.1 and A.3.2 of the notes to the financial statements, for the 2011 and future
annual reports, the fair value of collateral for credit exposures is required with the nominal amount to be given up to the “amount of
the net exposure” only when that is not available. Previously disclosure of the value of the collateral equal to the net secured exposure
of the customer was required.
391