UBI Banca Group

A.1.2 Distribution of credit exposures by portfolio and by credit quality (gross and net
amounts)
Por tfolios/quality
G ross expo sure
Deteriora ted assets
Specific
impairment losses
Net exposure
Gross exposure
Ot her asset s
Portfolio
impairment losses
Ne t exposur e
Total
(net exposure )
A. Banking group
1. Financial assets held for tradi ng 14,302 (2, 325) 11,977 2, 759,784 - 2,759,784 2,771,761
2. Availa ble-f or-sale financial assets - - - 7, 551,732 - 7,551,732 7,551,732
3. Held-to-maturity investments - - - - - - -
4. Loans to banks 179 (112) 67 6, 173,102 (149) 6,172,953 6,173,020
5. Loans to customers 8, 881,880 (2,602, 964) 6,278,916 93, 929,376 (541, 641) 93,387,735 99,666,651
6. Financial assets at fair value - - - - X - -
7. Financial assets held for disposal - - - - - - -
8. Hedging deriva tives 86 - 86 1, 090,412 X 1,090,412 1,090,498
Total A 8,896,447 (2,605,401) 6,291,046 111,504,406 (541,790) 110,962,616 117,253,662
B. Othe r consolida ted undertakings
1. Financial assets held for trading - - - 2 X 2 2
2. Availa ble-for-sale financial assets - - - - - - -
3. Held-to-maturity investments - - - - - - -
4. Loans to banks - - - 10,980 - 10,980 10,980
5. Loans to customers 1,081 (113) 968 22,174 (23) 22,151 23,119
6. Financial assets at fair value - - - X X - -
7. Financial assets held for disposal - - - - - - -
8. Hedging deriva tives - - - X X - -
Tot al B 1,081 (113) 968 33,156 (23) 33,133 34,101
31/12/2011 8,897,528 (2,605,514) 6,292,014 111,537,562 (541,813) 110,995,749 117,287,763
31/12/2010 7,760,139 (2,481,172) 5,278,967 112,957,999 (519,860) 112,438,139 117,717,106
A.1.2.1 Distribution of renegotiated and non renegotiated performing credit exposures by
portfolio (total for the "Banking Group" and "Other consolidated undertakings ")
Portfolios/time past due
Exposures subject to renegotiation as part of collective agreements
Past due under Past due over Past due over Past due
Not past due
3 months 3 months 6 months over 1 year
Past due under
3 months
Past due over
3 months
Other exposures
Past due over
6 months
Past due
over 1 year
Not past due
Total
(net exposure)
1. Financial assets held for trading - - - - - - - - - 3,745,266 3,745,266
2. Available-for-sale financial assets - - - - - - - - - 6,347,375 6,347,375
3. Held-to-maturity investments - - - - - - - - - - -
4. Loans to banks - - - - - - - - - 40,609,959 40,609,959
5. Loans to customers - 15,256 4,416 - 4,168,498 - 126,439 45,269 1,203 54,993,500 59,354,581
6. Financial assets at fair value - - - - - - - - - - -
7. Financial assets held for disposal - - - - - - - - - - -
8. Hedging derivatives - - - - - - - - - 938,568 938,568
Total (T) - 15,256 4,416 - 4,168,498 - 126,439 45,269 1,203 106,634,668 110,995,749
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