UBI Banca Group

PART C – Notes to the consolidated income
statement
SECTION 1 Interest – Items 10 and 20
1.1 Interest income and similar: composition
Items/Type
Debt
instruments
Financing
Other
transactions
2011 2010
1. Financial assets held for trading 40,910 1,482 - 42,392 31,634
2. Financial assets at fair value - - - - -
3. Available-for-sale financial assets 373,970 - - 373,970 328,149
4. Held-to-maturity investments - - - - -
5. Loans to banks 2,993 53,174 160 56,327 29,782
6. Loans to customers 1,270 3,564,333 7,382 3,572,985 3,133,962
7. Hedging derivatives X X - - -
8. Other assets X X 1,872 1,872 1,785
Total 419,143 3,618,989 9,414 4,047,546 3,525,312
Interest on impaired assets relates almost entirely to loans to customers and totalled €181,738
thousand.
1.2 Interest income and similar: hedging differentials
The interest balance for margins on hedging differentials to 31 st December 2011, was
negative.
Details are given in Table 1.5 later in this section.
1.3 Interest and similar income: other information
Items/Amounts 2011 2010
Interest income on financial assets held in foreign currency 44,063 32,970
Interest income on finance lease transactions 300,126 253,920
ble 4: 501030O|1 - NOTA
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