UBI Banca Group
UBI Banca Group
UBI Banca Group
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Cash Generating Unit Increase in the cost of equity Increase in the cost of risk<br />
<strong>Banca</strong> Popolare di Ancona 0.41% 0.055%<br />
<strong>Banca</strong> Popolare di Bergamo 16.0% 1.269%<br />
Prestitalia 3.4% 0.683%<br />
<strong>UBI</strong> <strong>Banca</strong> Private Investment 0.25% 0.061%<br />
IW Bank 0.477% 0.217%<br />
The analysis reported shows that in the case of the network bank CGUs, the lowest margin of<br />
tolerance regarded the CGU <strong>Banca</strong> Popolare of Ancona, for which an increase of 0.055% in the<br />
cost of risk would bring the recoverable amount into line with the carrying amount.<br />
As concerns the GCUs operating in non banking financial sectors, the table shows that for the<br />
<strong>UBI</strong> <strong>Banca</strong> Lombarda Private Investment, a rise in the cost of equity of 0.25% or in the cost of<br />
risk of 0.061% would make the recoverable amount equal to the carrying amount.<br />
The table below gives a summary of impairment losses on intangible assets as at 31/12/2011:<br />
(amounts in euro)<br />
Banco di Brescia B.R.E B. Valle Cam. B. S. Giorgio B.P.C.I. B.P.B <strong>UBI</strong> Pramerica Total<br />
Core Deposits 135,135,000.00 51,621,000.00 12,430,000.00 7,599,000.00 28,408,000.00 6,486,000.00 241,679,000.00<br />
Taxes -44,034,631.64 -16,821,043.55 -4,050,397.54 -2,476,184.30 -9,256,934.29 -2,113,505.91 -78,752,697.23<br />
Non-controlling interests -8,719,575.57 -1,427,926.22 -958,713.10 -4,773,044.66 -15,879,259.55<br />
Net core deposits 91,100,368.36 26,080,380.88 6,951,676.25 4,164,102.59 14,378,021.05 4,372,494.09 147,047,043.22<br />
AUM 14,030,000.00 10,808,000.00 602,000.00 5,465,000.00 61,000.00 57,282,000.00 88,248,000.00<br />
Taxes -4,571,768.10 -3,521,858.13 -196,165.67 -1,780,806.32 -19,877.25 -18,665,717.76 -28,756,193.24<br />
Non-controlling interests -1,825,636.33 -75,950.16 -918,216.31 -13,515,703.14 -16,335,505.94<br />
Net AUM 9,458,231.90 5,460,505.54 329,884.16 2,765,977.37 41,122.75 25,100,579.10 43,156,300.82<br />
Brand names 105,912,000.00 63,138,000.00 16,873,000.00 7,130,000.00 193,053,000.00<br />
Taxes -35,109,828.00 -20,930,247.00 -5,593,399.50 -2,363,595.00 -63,997,069.50<br />
Non-controlling interests -10,575,694.03 -1,922,100.40 -892,012.36 -13,389,806.80<br />
Net brand names 70,802,172.00 31,632,058.97 9,357,500.10 3,874,392.64 115,666,123.70<br />
Total Gross 255,077,000.00 125,567,000.00 29,303,000.00 15,331,000.00 33,873,000.00 6,547,000.00 57,282,000.00 522,980,000.00<br />
Total Taxes -83,716,227.74 -41,273,148.68 -9,643,797.04 -5,035,944.98 -11,037,740.61 -2,133,383.16 -18,665,717.76 -171,505,959.97<br />
Total non-controlling interests -21,120,905.93 -3,350,026.62 -1,926,675.63 -5,691,260.98 -13,515,703.14 -45,604,572.29<br />
Net Total 171,360,772.26 63,172,945.39 16,309,176.34 8,368,379.40 17,143,998.41 4,413,616.84 25,100,579.10 305,869,467.74<br />
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