UBI Banca Group

6.2 Loans to banks: assets subject to specific hedging
Type of transaction/Amounts 31/12/2011 31/12/2010
1. Loans subject to fair value specific hedge:
a) interest rate risk 31,143 -
c) currency risk - -
d) credit risk - -
e) multiple risks - -
2. Loans subject to cash flow specific hedge:
a) interest rate - -
b) exchange rate - -
c) expected transactions
d) other - -
Total 31,143 -
Loans to banks subject to specific hedges relate to a single without recourse sale in foreign
currency, which matures in April 2012.
6.3 Finance leases
Duration
deteriorated
exposures
quota of principal
minimum payments
of which secured
remaining amou nt
quota of interest
gross investment
of wh ich un secured
remaining amount
on demand - - - - - -
up to 3 months - 17 - 1 18 -
between 3 months and 1 year - 52 - 1 53 -
from 1 year to 5 years - 29 - - 29 -
more than 5 years - - - - - -
indeterminate maturity - - - - - -
total gross value - 98 - 2 100 -
SECTION 7 Loans to customers – Item 70
7.1 Loans to customers: composition by type
31/12/2011
31/12/2010
Type of transaction/Amounts
Performing Deteriorated Performing Deteriorated
1. Current accounts 11,755,970 1,151,331 12,656,534 1,067,391
2. Reverse repurchase agreements 923,859 - 323,597 -
3. Long term loans 53,065,825 3,172,375 51,431,308 2,512,658
4. Credit cards, personal loans and salary backed loans 5,320,840 206,948 6,200,764 144,009
5. Finance leases 7,948,943 937,571 8,821,521 769,279
6. Factoring 3,137,443 62,427 2,971,751 16,946
7. Other transactions 11,048,930 748,232 14,097,107 749,846
8. Debt instruments 208,076 1,000 51,118 1,000
8.1 Structured instruments 8,893 - 3,409 -
8.2 Other debt instruments 199,183 1,000 47,709 1,000
Total (carrying amount) 93,409,886 6,279,884 96,553,700 5,261,129
Total (fair value) 96,393,361 6,240,636 98,756,310 5,260,108
On the basis of Bank of Italy instructions, since 31 st December 2009 deteriorated assets have
included loans that have been past due and/or in arrears for more than 90 days backed by
property mortgages, which amounted to €171.3 million.
Reverse repurchase agreements amounting to €0.9 million were performed with Cassa di
Compensazione e Garanzia (a central counterparty clearing house).
Other transactions included a security deposit with the Cassa di Compensazione e Garanzia
amounting to €458 million.
Table 3: 107000O|1 - NOTA2_ASS
290