UBI Banca Group

Consolidated Income Statement
figures in thousands of euro
2011 2010
10. Interest and similar income 4,047,546 3,525,312
20. Interest expense and similar (1,925,857) (1,378,714)
30. Net interest income 2,121,689 2,146,598
40. Commission income 1,351,827 1,378,117
50. Commission expense (159,893) (196,892)
60. Net commission income 1,191,934 1,181,225
70. Dividends and similar income 19,997 24,099
80. Net trading income (loss) 10,711 (56,891)
90. Net hedging income 8,938 67,209
100. Income (loss) from disposal or repurchase of: 26,529 17,057
a) loans and receivables 2,464 (3,850)
b) available-for-sale financial assets 11,929 31,245
d) financial liabilities 12,136 (10,338)
110. Net income (loss) on financial assets and liabilities at fair value (38,849) 6,669
120. Gross income 3,340,949 3,385,966
130. Net impairment losses on: (742,221) (756,653)
a) loans (607,078) (706,932)
b) available-for-sale financial assets (128,182) (42,364)
d) other financial transactions (6,961) (7,357)
140. Net financial income 2,598,728 2,629,313
170. Net income from banking and insurance operations 2,598,728 2,629,313
180. Administrative expenses (2,304,249) (2,375,174)
a) personnel expense (1,423,196) (1,451,584)
b) other administrative expenses (881,053) (923,590)
190. Net provisions for risks and charges (31,595) (27,209)
200. Net impairment losses on property, equipment and investment property (110,888) (109,838)
210. Net impairment losses on intangible assets (672,608) (130,500)
220. Other net operating income 243,065 239,430
230. Operating expenses (2,876,275) (2,403,291)
240. Profits of equity investments 10,248 99,027
260. Net impairment losses on goodwill (1,873,849) (5,172)
270. Profits on disposal of investments 6,818 14,458
280. Pre-tax profit (loss) from continuing operations (2,134,330) 334,335
290. Taxes on income for the year from continuing operations 271,991 (231,980)
300. Post-tax profit (loss) from continuing operations (1,862,339) 102,355
310. Post-tax profit from discontinued operations 248 83,368
320. Profit (loss) for the year (1,862,091) 185,723
330. (Profit) loss attributable to non-controlling interests 20,603 (13,602)
340. Profit (loss) for the year attributable to the shareholders of the Parent (1,841,488) 172,121
a seguito della fusione tra gli ex Gruppi BPU e Bana Lombarda, nonché della variazione del principio contabile relativo ai
piani a benefici definiti per i dipendenti, i
rispetto a quelli già pubosito si rimanda a quanto I
Iesposto nella sezione relativa ai “Criteri di redazione” .
icembre 2006 si riferiscono al solo ex Gruppo BPU Banca.
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