UBI Banca Group

Compliance of corporate health and safety procedures with the UNI-INAIl Guidelines will also
bring automatic savings on annual INAIL insurance contributions (“fluctuation of the
prevention premium”, which results in a reduction of 7% in the annual premium), which this
national accident insurance institute offers to companies which can demonstrate that they
have adopted virtuous practices on prevention and occupational risks at the workplace to
improve health and safety conditions over and above those required by law 2 .
Particular attention was also paid to an interpretation of developments in criminal phenomena
(robberies and thefts) both in the sector nationally and in the UBI Banca Group. A constant
reduction in the number of events has been seen since 2008 (approximately 30% less each
year, which for the UBI Banca Group translates into a total reduction of 64% in 2011
compared to the figure for 2008). However, there has been a worrying increase in robberies
performed using methods which result in the need for psychological assistance (robberies with
personnel taken hostage for long periods). The trend for robberies considered “serious” in
terms of the impact on the mental and physical well-being of personnel has in fact reversed,
with an increase inversely proportional to the overall phenomenon. The ratio of “serious”
robberies to total robberies therefore rose from 21% in 2008 to 51% in 2011.
A joint working group was therefore set up on the issue with Group organisational units
responsible for the management of safety, designed to identify and agree upon new solutions
of both a technical and organisational nature, which will act as a deterrent to crime, by
effectively integrating with the measures already implemented in order to continue to achieve
the positive results so far attained.
The following is reported to complete the picture of initiatives put in place to address health
and safety risks:
• the creation of a special section in the new Group portal, in operation since the last quarter
of 2011, in which information can easily be found on the following: legislation and Group
regulations; news on safety organisation in the Group; classroom material for training
purposes;
• training initiatives conducted as part of multi-year training programmes for the various
figures and roles involved. Remote training courses were made available in 2011 on risks
specific to the banking industry, such as that connected with the use of video monitors
(completed by 14,355 staff, accounting for 79% of potential participants) and robberies
(completed by 7,564 staff, accounting for 68% of potential participants). The latter course
supplemented conventional classroom training activities.
The positive trend for work-related accidents and illnesses in the banking sector continued in
2011, with the Group again placed in the lowest class both in terms of absolute severity and
the frequency and seriousness of accidents. “Accidents while travelling” which occur while
travelling to and from work were again the most prevalent of total accidents. In this respect
the data for the UBI Banca Group is not only perfectly in line with that for the sector, but it
also pursues special policies designed to reduce road accident risks at the source, by
encouraging, where possible, the use of public transport even for work activities, or by making
collective transport facilities available, where restructuring processes result in significant
travelling requirements for personnel
The remaining potential sources of accident risk normally present at the workplace, (known as
“interference risks” connected with ordinary and extraordinary maintenance work performed
at the premises of Group companies) are subject to constant educational campaigns for UBI.S
personnel who manage relations with Group suppliers directly.
2 In the absence of that certification, the benefit of the “premium fluctuation” is subject to the production of detailed and complex
documentation. While that certification has not yet been obtained, the validity of the health and safety procedures in place in the
UBI Banca Group was confirmed indirectly when INAIl reduced the premium required for 2012 from the Parent, UBI.S and all the
Group’s network banks, including UBI Banca Lombarda Private Investment.
220