COREALCREDIT BANK AG

Residents
According to the law of 23 December 2005, as amended by the law of 17 July 2008, interest on
Notes paid by a Luxembourg paying agent to an individual holder of a Note who is a resident of
Luxembourg or to certain residual entities that secure interest payments on behalf of such
individuals (unless such entities have opted either to be treated as UCITS recognised in
accordance with the Council Directive 85/611/EEC as replaced by the Council Directive
2009/65/EC or for the exchange of information regime) will be subject to a withholding tax of 10
per cent.
Such withholding tax will be in full discharge of income tax due on such payments for Luxembourg
resident individuals receiving the interest payment in the course of their private wealth.
Interest on Notes paid by a Luxembourg paying agent to a holder of a Note who is neither an
individual nor a residual entity is not subject to withholding tax.
Pursuant to the Luxembourg law of 23 December 2005 as amended by the law of 17 July 2008,
Luxembourg resident individuals, acting in the course of their private wealth, can opt to selfdeclare
and pay a 10 per cent. tax on interest payments made after 31 December 2007 by paying
agents (defined in the same way as in the EU Savings Tax Directive) located in an EU member
state other than Luxembourg, a member state of the European Economic Area other than an EU
member state or in a State or territory which has concluded an international agreement directly
related to the EU Savings Tax Directive.
RATING
Credit ratings included or referred to in this Prospectus have been issued by Fitch Ratings Ltd.
("Fitch Ratings") which is established in the European Union and is registered under Regulation
(EC) No 1060/2009 of the European Parliament and of the Council of 16 September 2009 on
credit rating agencies and is included in the list of registered credit rating agencies published on
the website of the European Securities and Markets Authority at
http://www.esma.europa.eu/page/List-registered-and-certified-CRAs.
POST-ISSUANCE INFORMATION
In case of Notes where payment of interest and/or principal is determined by reference to an
underlying, the Issuer will not provide any post-issuance information regarding such underlying,
except if required by any applicable laws and regulations.
LISTING AND ADMISSION TO TRADING INFORMATION
Application has been made in order for the Notes in bearer form to be issued under the
Programme to be listed on the Official List of the Luxembourg Stock Exchange and to be admitted
to trading on the Regulated Market of the Luxembourg Stock Exchange. However, Notes may be
issued pursuant to the Programme which will not be listed on the market of the Luxembourg Stock
Exchange appearing on the list of regulated markets issued by the European Commission or any
other stock exchange or which will be listed on such stock exchange as the Issuer and the relevant
Dealer(s) may agree.
The Base Prospectus is available for inspection at the head office of the Luxembourg Listing
Agent, Deutsche Bank Luxembourg SA, 2 Boulevard Konrad Adenauer, L-1115 Luxembourg.
Each Paying Agent shall have available at its specified office a copy of the Dealer Terms, dated on
or around the date of this Prospectus (the "Dealer Terms") and the Agency Agreement dated,
183