CHOICES HEALTH CARE PLAN BENEFITS - MyAlcoaBenefits

More Benefits
You’re automatically enrolled, at no cost
to you, in the following coverage: disability,
employee life insurance, and employee
accidental death and dismemberment
(AD&D) insurance. You have the option
to elect additional coverage amounts for
all of these benefits.
You also may elect the following types of
coverage: spouse/domestic partner life
insurance, child life insurance, and dependent
AD&D insurance. For more information,
including details about even more Alcoa
benefits, go to www.MyAlcoaBenefits.com.
More Benefits
Short-Term Disability (STD)
Long-Term Disability (LTD)
(may not be offered to all
groups or locations)
Employee Life Insurance*
Spouse or Domestic
Partner Life Insurance*
Child Life Insurance
Employee Accidental Death
and Dismemberment (AD&D)
Insurance
Dependent AD&D Insurance
• Coverage options represent a weekly benefit based on a percentage of your base
pay. Keep in mind: If you are disabled, you will need sufficient funds to pay your
bills. You should figure that in when deciding which option is best for you and
your family.
• “Income-based” price tags.
• Three coverage options, each representing a monthly benefit based on a
percentage of your base pay. Lowest coverage option is provided at no cost to you.
• “Income-based” price tags.
• Not available to part-time employees.
• If this coverage applies to you, it will be listed on your Enrollment Worksheet.
• Elect from 1 to 8 times pay in term life insurance;
1 times pay (maximum $200,000) provided at no cost to you.
• Definition of pay includes base pay only.
• Evidence of insurability may be required.
• Price of coverage is based on the insured person’s age as of December 31, 2013.
• Three coverage options — $25,000, $50,000, $100,000 — or “No Coverage.”
• No evidence of insurability required for lowest option.
• Price of coverage is based on the insured person’s age as of December 31, 2013.
• Two coverage options — $5,000 or $10,000 per child — or “No Coverage.”
• No evidence of insurability required.
• Elect from 2 to 8 times pay in coverage; 2 times pay provided at no cost to you.
• Definition of pay includes base pay only.
• No evidence of insurability required.
• Elect from 1 to 8 times pay in coverage for your eligible spouse
or domestic partner and/or children, or “No Coverage.”
• No evidence of insurability required.
* If you increase employee or spouse life insurance coverage levels, you may be asked to provide evidence of insurability
by completing the MetLife “Statement of Health” form. You can complete this form online during the enrollment period.
If you do not have access to the internet, you will receive the form in the mail.
10 CHOICES HEALTH CARE PLAN BENEFITS