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Business and Personal Finance Unit 4 Chapter 14 © 2007 ... - Quia

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Section <strong>14</strong>.2<br />

Private <strong>and</strong> Government Plans<br />

point-of-service<br />

(POS) plan<br />

a health insurance<br />

plan that<br />

combines features<br />

of both HMOs <strong>and</strong><br />

PPOs<br />

Point-of-Service (POS) Plan<br />

A point-of-service (POS) plan combines features<br />

of both HMOs <strong>and</strong> PPOs.<br />

As with an HMO, you choose a plan physician<br />

who:<br />

• Manages your care<br />

• Controls referrals to specialists<br />

You are allowed to seek care outside the<br />

network at a higher charge, as with a PPO.<br />

<strong>Business</strong> <strong>and</strong> <strong>Personal</strong> <strong>Finance</strong> <strong>Unit</strong> 4 <strong>Chapter</strong> <strong>14</strong> © <strong>2007</strong> Glencoe/McGraw-Hill<br />

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