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Disability Retirement Benefits - PSERs

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PSERS does not require you to terminate<br />

your position to be eligible to apply<br />

for a disability retirement benefi t. If you<br />

apply while an active contributing member,<br />

you must go on unpaid leave or<br />

terminate employment within 30 days of<br />

submitting your application to PSERS.<br />

If at a later date you are able to return to<br />

the job, there is no guarantee that your<br />

employer will keep the position open for<br />

you. You may want to discuss this with<br />

your employer.<br />

You may not “switch” from a normal or<br />

early retirement benefi t to a disability retirement<br />

benefi t. A disability retirement<br />

benefi t is not available to members who<br />

are already receiving a normal or early<br />

PSERS retirement benefi t.<br />

How much retirement income<br />

will I receive if I retire with a<br />

disability retirement benefit?<br />

Provided you have reached at least<br />

16.667 years of credited service, your<br />

disability retirement benefi t is equal<br />

to the Maximum Single Life Annuity<br />

(MSLA) minus any reductions for options<br />

chosen by you. If you have less<br />

than 16.667 years of credited service,<br />

additional factors are applied.<br />

3<br />

A disability supplement may be included<br />

as a part of your disability retirement<br />

benefi t. The disability supplement<br />

removes the effects of early retirement<br />

penalties if you have not reached<br />

normal retirement age. If you have<br />

reached normal retirement age, the

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