Disability Retirement Benefits - PSERs

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What health insurance choices are available to me? 1. You may be eligible to have private health insurance coverage, including individual or spousal. Such coverage, however, does not qualify for premium assistance. (See following question.) 2. You may be eligible to remain in your employer’s group health insurance plan. Consult with your employer regarding continuance of their health insurance coverage. 3. The PSERS Health Options Program (HOP) is available for all retirees, their dependents and survivors. HOP offers comprehensive medical coverage before and after you become eligible for and enroll in Medicare. You and your eligible dependents may enroll in HOP within 180 days of a qualifying event: 13 You retire or lose health care coverage under your school employer’s health plan. (Coverage under your school employer’s health plan includes any COBRA continuation of coverage you may elect under that school employer plan.) You involuntarily lose health coverage under a non-school employer’s health plan. (Coverage under your non-school employer’s
health plan includes any COBRA continuation of coverage you may elect under that non-school employer’s health plan.) You or your spouse reach age 65 or become eligible for Medicare. You experience a change in family status (including divorce, your death or the death of a spouse, addition of a dependent through birth or adoption, your marriage, or loss of a dependent through loss of eligibility.) You become eligible for premium assistance due to a change in legislation. A plan approved for premium assistance terminates, or you move out of a plan’s service area. HOP provides pre-65 health insurance coverage for individuals not eligible for Medicare. You may choose a managed care plan, where available, or a fee-for-service plan. HOP also provides Medicare supplemental and Medicare Advantage if you are eligible for Medicare. You must be receiving Medicare Part A and B coverage to enroll in a Medicare supplemental and Medicare Advantage plan. Comprehensive descriptive material and enrollment information is available upon request by contacting the HOP Administrative Unit at 1-800-773-7725 or on the HOP website at www.hopbenefi ts.com. 14
Page 1 and 2: Public School Employees’ Retireme
Page 3 and 4: Table of Contents What is a Disabil
Page 5 and 6: enefi ts paid to you by PSERS. It i
Page 7 and 8: supplement is not included in the b
Page 9 and 10: Physician’s Medical Report(s) (PS
Page 11 and 12: If you do not receive a favorable r
Page 13 and 14: permitted to return to work for a P
Page 15: Disability payments Retirement bene
Page 19 and 20: For additional information on taxes
Page 21 and 22: which are unique to your employer o
Page 23 and 24: Normal/Early Class T-C/T-D Normal/E

Disability Retirement Benefits - PSERs

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