Leaseholders' Handbook - Plymouth Community Homes

Frequently Asked Questions
When the property needs
repairing, what type of repairs
can the leaseholder do
?
Can I arrange my own
buildings insurance
?
The lease divides the property into two different
parts. One part is the responsibility of Plymouth
Community Homes and the other is the
responsibility of the leaseholder.
The leaseholder is responsible for maintaining and
repairing those parts that the lease describes as
being ʻDemisedʼ. This roughly means that Plymouth
Community Homes is responsible for maintaining
the structure and the external parts of the property
and the leaseholder is responsible for maintaining
the inside of the flat together with any pipes and
wiring which are used solely by that flat. The exact
repairing responsibilities are shown in each lease
and these may vary slightly from property to
property.
Can I paint the outside
of my flat
Plymouth Community Homes is responsible for
maintaining the outside of your home and therefore
painting this would normally be the landlordʼs
responsibility to do. However, if you feel that this is
something that you would like to do please contact
us to discuss further details on 01752 388094.
Does Plymouth Community
Homes make a profit out of
leaseholders
?
?
No. Under the terms of all leases Plymouth
Community Homes is responsible for arranging
this for all leasehold flats. In view of the number
of properties involved the annual premium tends
to be much lower than if you had arranged your
own insurance.
What is covered under the
buildings insurance policy?
Should I claim for my bath
under the buildings or
contents insurance
?
The policy covers the structure of the property
together with fixtures and fittings in the flat. Items
such as baths, bath panels, washbasins, sinks,
splash backs, shower trays, toilets which are
fixtures in the flat are covered under the buildings
insurance.
My lease says that I cannot
make any alterations or
additions to the premises without
the prior consent of my landlord.
How does this work
?
This clause does not cover such things as
decoration or routine maintenance. It is designed to
cover material alterations such as knocking down
internal walls, changing the windows or front door
of the flat, and erecting fences or walls in any
garden area.
No. Plymouth Community Homes is a non-profit
making organisation and a registered charity. We
do not make a profit from leaseholders but we are
expected to cover all our costs in providing the
service.
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To obtain an application form for consent please
call the Leasehold Team on 01752 388109 or you
can download an application form from the
leasehold section of Plymouth Community Homes
website at:
www.plymouthcommunityhomes.co.uk/UserFiles/
File/Leaseholders/Consent_to_alteration_
application.PDF
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