The Pfandbrief 2011 | 2012

BayernLB
Brienner Strasse 18
80333 Munich
Telephone: +49 89 2171-01
Telefax: +49 89 2171-23578
Internet: www.bayernlb.de
Owner:
Free State of Bavaria (ca. 94 %)
Association of Bavarian Savings Banks (ca. 6 %)
(via BayernLB Holding AG)
Public-sector cover pool
Dec. 31, 2010
€ million in %
Dec. 31, 2009
€ million
100
Nominal volume 1)
43,857
risk adjusted net present value 3) 12,825
by borrowers
German Federal Government
Federal states (Länder)
Local authorities
Public-sector financial institutions
Other countries
of which: EU
non-EU
935
12,064
8,505
18,774
3,579
1,498
2,081
2.1
27.5
19.4
42.8
8.2
41.9
58.1
Further cover assets 2)
Over-collateralization
nominal
nominal
net present value
2,549
14,674
13,530
46,277
1,112
11,843
6,559
23,788
3,335
1,429
1,906
3,091
11,344
10,181
9,792
1)
without “further cover assets” pursuant to § 20, par. 2 PfandBG
2)
pursuant to § 20, par. 2 PfandBG
3)
according to § 28, par. 1, S. 1 PfandBG – the lowest risk-adjusted value of over-collateralization
Mortgage cover pool 2)
Dec. 31, 2010
€ million in %
Dec. 31, 2009
€ million
Nominal volume 1)
by property types
residential
commercial
by number of cover loans
residential
commercial
by average loan size (actual balance) 5)
up to € 0.3 million
from more than € 0.3 million up to € 5.0 million
over € 5.0 million
Further cover assets 3) nominal
Over-collateralization nominal
net present value
risk adjusted net present value 4)
9,970
2,811
7,159
23,269
886
1,501
1,250
7,219
400
2,609
2,850
2,678
100
28.2
71.8
96.3
3.7
15.1
12.5
72.4
9,808
3,005
6,803
25,456
902
1,667
1,341
6,800
400
2,612
2,855
2,617
87
1)
without “further cover assets” pursuant to § 19, par. 1 PfandBG
2)
Mortgage register according to PfandBG
3)
pursuant to § 19, par. 1 PfandBG
4)
according to § 28, par. 1, S. 1 PfandBG – the lowest risk-adjusted value of over-collateralization
5)
pursuant to § 28, par. 2 no. 1 a) PfandBG – total amount per tranche
Presence in electronic media: Bloomberg, Reuters, etc.
Contacts:
Josef Gruber Tel.: +49 89 2171-25438 josef.gruber@bayernlb.de
Leiter Group Treasury
Horst Bertram Tel.: +49 89 2171-23440 horst.bertram@bayernlb.de
Head of Investor Relations
Dr. Jörg Senger Tel.: +49 89 2171-26524 joerg.senger@bayernlb.de
Head of Capital Markets
Jürgen Pohl Tel.: +49 89 2171-23166 juergen.pohl@bayernlb.de
Head of Collateral Management
Miriam Scuka Tel.: +49 89 2171-23509 miriam.scuka@bayernlb.de
Head of Funding Execution
Thomas Jebsen Tel.: +49 89 2171-27295 thomas.jebsen@bayernlb.de
Georg Jewgrafow Tel.: +49 89 2171-22612 georg.jewgrafow@bayernlb.de
MD Real Estate Division