The Pfandbrief 2011 | 2012
The Pfandbrief 2011 | 2012
The Pfandbrief 2011 | 2012
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UniCredit Bank AG (former Bayerische<br />
Hypo- und Vereinsbank AG)<br />
Kardinal-Faulhaber-Strasse 1<br />
80333 Munich<br />
Telephone: +49 89 378-0<br />
e-mail: info@unicreditgroup.de<br />
Internet: www.hypovereinsbank.de<br />
Shareholder:<br />
UniCredit S.p.A., Rom (100 %)<br />
Public-sector cover pool<br />
Dec. 31, 2010<br />
€ million in %<br />
Dec. 31, 2009<br />
€ million<br />
Nominal volume 1)<br />
by borrowers<br />
German Federal Government<br />
Federal states (Länder)<br />
Local authorities<br />
Public-sector financial institutions<br />
Others<br />
Other countries<br />
of which: EU<br />
non-EU<br />
Further cover assets 2) nominal<br />
Over-collateralization nominal<br />
net present value<br />
risk adjusted net present value 3)<br />
1)<br />
without “further cover assets” pursuant to § 20, par. 2 PfandBG<br />
2)<br />
pursuant to § 20, par. 2 PfandBG<br />
3)<br />
according to § 28, par. 1, S. 1 PfandBG – the lowest risk-adjusted value of over-collateralization<br />
9,361<br />
7<br />
2,202<br />
2,204<br />
294<br />
3,351<br />
1,303<br />
389<br />
914<br />
0<br />
3,412<br />
3,490<br />
3,429<br />
100<br />
0.08<br />
23.52<br />
23.54<br />
3.14<br />
35.8<br />
13.92<br />
4.16<br />
9.76<br />
0<br />
36.45<br />
37.28<br />
36.63<br />
9,762<br />
8<br />
2,437<br />
2,238<br />
168<br />
3,489<br />
1,422<br />
430<br />
992<br />
0<br />
2,706<br />
2,793<br />
2,775<br />
Mortgage cover pool<br />
Dec. 31, 2010<br />
€ million in %<br />
Dec. 31, 2009<br />
€ million<br />
Nominal volume 1)<br />
by property types<br />
residential<br />
commercial<br />
by number of cover loans<br />
residential<br />
commercial<br />
by average loan size (actual balance) 4)<br />
up to € 0.3 million<br />
from more than € 0.3 million up to € 5.0 million<br />
over € 5.0 million<br />
by regional distribution<br />
Germany West<br />
Germany East<br />
Berlin<br />
Other countries<br />
of which: UK<br />
France<br />
Spain<br />
Benelux countries<br />
Scandinavia<br />
others<br />
Further cover assets 2) nominal<br />
Over-collateralization nominal<br />
net present value<br />
risk adjusted net present value 3)<br />
29,306<br />
21,019<br />
8,287<br />
267,077<br />
15,848<br />
16,531<br />
8,312<br />
4,463<br />
22,642<br />
4,658<br />
1,995<br />
11<br />
2<br />
3<br />
6<br />
2,743<br />
5,216<br />
5,469<br />
5,378<br />
100<br />
71.72<br />
28.28<br />
94.4<br />
5.6<br />
56.41<br />
28.36<br />
15.23<br />
77.26<br />
15.89<br />
6.81<br />
0.04<br />
0.01<br />
0.01<br />
0.02<br />
9.36<br />
17.8<br />
18.66<br />
18.35<br />
32,055<br />
23,350<br />
8,705<br />
297,696<br />
17,476<br />
18,723<br />
8,966<br />
4,366<br />
24,747<br />
5,202<br />
2,094<br />
12<br />
0<br />
2<br />
1<br />
3<br />
0<br />
6<br />
2,313<br />
4,494<br />
4,692<br />
4,550<br />
145<br />
1)<br />
without “further cover assets” pursuant to § 19, par. 1 PfandBG<br />
2)<br />
pursuant to § 20, par. 2 PfandBG<br />
3)<br />
according to § 28, par. 1, S. 1 PfandBG – the lowest risk-adjusted value of over-collateralization<br />
4)<br />
pursuant to § 28, par. 2 no. 1 a) PfandBG – total amount per tranche
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