The Pfandbrief 2011 | 2012

SaarLB
Landesbank Saar
Ursulinenstraße 2
66111 Saarbrücken
Telephone: +49 681 383-01
Telefax: +49 681 383-1200
Internet: www.saarlb.de
Owners:
BayernLB (49.9 %)
Saarland (35.2 %)
Sparkassenverband Saar (14.9 %)
Public-sector cover pool 1)
Dec. 31, 2010
€ million in %
Dec. 31, 2009
€ million
Nominal volume 2)
by borrowers
German Federal Government and Federal states (Länder)
Local authorities
Public-sector financial institutions
Others
by weighting 0 %
Further cover assets 3) nominal
Over-collateralization nominal
net present value
risk adjusted net present value 4)
2,513
441
371
1,701
0
2,513
115
1,039
1,081
1,050
100
17
15
68
65
65
68
2,409
426
377
1,606
0
2,409
117
649
679
646
1)
without old loans pursuant to § 50 PfandBG
2)
without “further cover assets” pursuant to § 20, par. 2 PfandBG
3)
pursuant to § 20, par. 2 PfandBG
4)
according to § 28, par. 1, S. 1 PfandBG – the lowest risk-adjusted value of over-collateralization
Mortgage cover pool 1)
Dec. 31, 2010
€ million in %
Dec. 31, 2009
€ million
Nominal volume 2)
by property types
residential
commercial
by average loan size (actual balance) 5)
up to € 0.3 million
from more than € 0.3 million up to € 5.0 million
over € 5.0 million
by regional distribution
Germany
France
Further cover assets 3) nominal
Over-collateralization nominal
net present value
risk adjusted net present value 4)
293
28
265
2
168
123
125
168
10
97
101
97
100
10
90
1
57
42
43
57
47
47
48
322
32
290
2
134
186
71
251
10
216
224
218
139
1)
without old loans pursuant to § 50 PfandBG
2)
without “further cover assets” pursuant to § 19, par. 1 PfandBG
3)
pursuant to § 19, par. 1 PfandBG
4)
according to § 28, par. 1, S. 1 PfandBG – the lowest risk-adjusted value of over-collateralization
5)
pursuant to § 28, par. 2 no. 1 a) PfandBG – total amount per tranche