The Pfandbrief 2011 | 2012

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Landesbank Berlin AG is a universal bank headquartered in the German capital. Its business model is
built on four pillars: Retail Banking and Regional Corporate Banking, in which the Bank has an excellent
position as an innovative, customer-oriented bank; Capital Markets, for which we offer selected activities
and Real Estate Financing, which is focused on the requirements of investors and residential development
companies throughout Germany. Retail Banking benefits from the comprehensive sales network of
Berliner Sparkasse. The Bank’s traditional branch-based services are rounded off by modern sales channels.
Our banking products for pensions, asset accumulation, consumer and real-estate financing as well
as payment transactions and liquidity management enable us to provide our clients with an extensive
offering. In Regional Corporate Banking, Landesbank Berlin has a leading position as a banking partner
for business people and small and medium-sized enterprises. Experienced advisors based in Landesbank
Berlin’s Regional Corporate Banking divisions and in Berliner Sparkasse’s Regional Corporate Banking
Centres provide competent and individual support. The Regional Corporate Banking range of services is
rounded off by the Competence Centres for Leasing and Factoring, International Banking, Start-ups and
Business Succession as well as Electronic Banking. Landesbank Berlin combines its expertise in providing
financing solutions for commercial real estate projects in the Real Estate Financing division. Investors,
residential development companies, asset management companies and real estate funds as well as
selected developers in Germany and in selected European markets are supported with both brands,
namely Landesbank Berlin and Berlin Hyp. In Germany, the Landesbank Berlin Group ranks as one of
the largest providers of commercial real estate financing. In Capital Markets business, Landesbank Berlin
attends particularly to financial institutions and institutional investors. The bank is also established as
an expert provider of capital market products for private investors as well. We maintain an extensive
network of trading partners and thereby offer direct market access to all relevant trading centres.
In LBB-Invest, the bank has a fund provider for private and institutional customers that has established
itself among the leaders of German asset management companies.
Rating: Moody’s Fitch dbrs
Long-term Rating A1 AA - A (high)
Short-term Rating P-1 F1+ R-1 (middle)
Outlook stable stable stable
Financial Strength D+ C/D BBB+
Pfandbriefe
Public Pfandbriefe Aaa AAA –
Mortgage Pfandbriefe Aaa – –
Selected financial figures
Total assets
Mortgage loan portfolio
Public-sector loan portfolio
Total funds outstanding (registered and bearer bonds)
Mortgage Pfandbriefe
Public Pfandbriefee
Unsecured bonds
Own funds as shown in the balance sheet – total –
Core capital (without net income)
Profit-sharing capital
Subordinated liabilities
Net interest income
Administrative expenditure
Operating result before provisions for risks
Provisions for risks
Operating result after provisions for risks
Expenditure from profit transfer
Income for the year
*all values based on the individual account
2010
€ million
99,186
1,788
7,461
24,239
2,567
2,684
18,988
4,130
2,861
0
1,263
736
843
183
27
156
286
0
2009
€ million
104,981
1,612
10,063
32,136
2,365
3,434
26,337
4,372
2,857
0
1,515
877
862
320
124
196
336
0