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Preemption Analysis of Texas Laws Relating to the Privacy of Health ...

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<strong>Texas</strong> Insurance Code<br />

Section/Article<br />

Related/<br />

Contrary<br />

<strong>Preemption</strong><br />

Explanation<br />

Exception<br />

Title 1: The Insurance Code <strong>of</strong> 1951<br />

Chapter 1: The Board, Its Powers and Duties<br />

Is State Law<br />

Preempted?<br />

Recommendation<br />

As <strong>to</strong> subsections (2)(d), (d-1), & (e):<br />

(1) HIPAA permits appropriately limited<br />

disclosure <strong>of</strong> PHI that is required by law. 45<br />

C.F.R. § 164.512(a)(1).<br />

(2) HIPAA permits disclosure for certain law<br />

enforcement purposes. 45 C.F.R. § 164.512(f).<br />

Art. 1.10D<br />

Insurance Fraud Unit<br />

Related/<br />

Not Contrary<br />

As <strong>to</strong> subsection (3):<br />

HIPAA permits disclosure for certain law<br />

enforcement purposes. 45 C.F.R. § 164.512(f).<br />

No<br />

As <strong>to</strong> subsection (4):<br />

HIPAA permits appropriately limited disclosure<br />

<strong>of</strong> PHI that is required by law. 45 C.F.R. §<br />

164.512(a)(1).<br />

As <strong>to</strong> subsections (5), (6) & (7):<br />

These do not address disclosure <strong>of</strong> PHI.<br />

Art. 1.15A<br />

Independent Audit <strong>of</strong><br />

Financial Statements<br />

Not Related<br />

Relates <strong>to</strong> financial statements.<br />

No<br />

Art. 1.35A<br />

Office <strong>of</strong> Public<br />

Insurance Counsel<br />

Related/<br />

Not Contrary<br />

Not contrary because <strong>the</strong> statute authorizes<br />

OPIC <strong>to</strong> obtain <strong>the</strong> information by law.<br />

Title 1: The Insurance Code <strong>of</strong> 1951<br />

Chapter 5: Rating and Policy Forms<br />

No<br />

337

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