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Summary and recommendations - Nuffield Council on Bioethics

Summary and recommendations - Nuffield Council on Bioethics

Summary and recommendations - Nuffield Council on Bioethics

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Pharmacogenetics: ethical issues<br />

private medical insurance in the same way that it will be of value to the public healthcare<br />

system in deciding which treatments to fund.<br />

40 The UK has a moratorium <strong>on</strong> the use of results of genetic tests in setting insurance premiums<br />

until 2006 (excepting the results of tests for Huntingt<strong>on</strong>’s disease in life insurance policies of<br />

over £500,000). If this situati<strong>on</strong> were to change, there is a risk that patients would be<br />

discouraged from taking pharmacogenetic tests that could be of great value to them, for fear<br />

they would be unable to obtain insurance, whether this fear was real or perceived. We note<br />

that pharmacogenetic informati<strong>on</strong> falls under the current moratorium in the UK <str<strong>on</strong>g>and</str<strong>on</strong>g> that<br />

insurance companies have expressed the view that the use of pharmacogenetic informati<strong>on</strong><br />

in setting premiums would not be of value. In the light of these c<strong>on</strong>siderati<strong>on</strong>s, we<br />

recommend that the moratorium should c<strong>on</strong>tinue (paragraph 5.41).<br />

SUMMARY AND RECOMMENDATIONS<br />

xxiii

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