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International Journal <strong>of</strong> Contemporary Business Studies<br />

Vol: 4, No: 6 JUNE, 2013 ISSN 2156-7506<br />

Available online at http://w w w.akpinsight.webs.com<br />

5.1 Managerial Implication<br />

It can be concluded from the study that managers and decision makers <strong>of</strong> commercial banks in<br />

Malaysia are avidly looking for ways to improve the elements <strong>of</strong> service quality that make the<br />

most contributions on determining customer satisfaction. In making such an assessment,<br />

managers should examine customer responses to the five dimensions <strong>of</strong> service quality used in<br />

this study. From the managerial point <strong>of</strong> view, service quality can be concluded as the precursor<br />

to customer satisfaction. Having high relative weights <strong>of</strong> different service dimensions do not<br />

necessarily compute to higher customer satisfaction and vice versa, this could lead to further<br />

improvements in the area <strong>of</strong> enhancing customer satisfaction.<br />

Page | 81<br />

Commercial banks in Malaysia will find this study relevant to their decision-making processes as<br />

they seek to improve their customers‟ satisfaction level while maintain customer loyalty,<br />

retention rates and attract new customers. Banks‟ management should therefore focus on<br />

providing superior quality services to their customers while maintain loyalty.<br />

5.2 Limitation <strong>of</strong> the Study<br />

Although the research findings provide some new insights to researchers, these findings should<br />

be viewed in light <strong>of</strong> some limitations. 51 samples from Perak may not be large enough to<br />

represent accurately the whole populations‟ attitude towards customer satisfaction in the online<br />

service quality provided by commercial banks in Malaysia.<br />

ACKNOWLEDGEMENT<br />

The author would like to acknowledge Ms. Krishnaveni Nagappan for her week long activity <strong>of</strong><br />

data collection. Without her support and perseverance this study would not have been possible.<br />

REFERENCES<br />

Aaker, D. A. (1996). Measuring brand equity across products and markets. California<br />

Management Review, 38(3), 102-121.<br />

Alvarez, Begona Alvarez and Casielles, Rodolfo Vazquez (2005), “Consumer Evaluations <strong>of</strong><br />

Sales Promotion: The Effect on Brand Choice”, European Journal <strong>of</strong> Marketing, 574.<br />

Anderson, E.W., Fornell, C., and Mazvancheryl, S.K. (2004), “Customer Satisfaction and<br />

Shareholder Value”, Journal <strong>of</strong> Marketing, Vol. 68, pg; 172–185.<br />

Andreassen. T. W. and Bredal, D. (1996), Customer Loyalty and Complex Services: The<br />

Impact <strong>of</strong> Corporate Image on Quality, Customer Satisfaction and loyalty for<br />

Customers with Varying Degrees <strong>of</strong> Service Expertise. The International Journal <strong>of</strong><br />

Service Industry Management, 8(4).<br />

Barsky, J. (1995), World-Class Customer Satisfaction, Irwin Pr<strong>of</strong>essional, Burr Ridge, IL.<br />

Beard, Colin and Hartmann, Rainer (1999), “European and Asian Telecoms – Their Role in<br />

Global Sustainable Development”, European Business Review, Vol. 99, No. 1, pp. 42-54.<br />

C opyright © 2 0 13. A cademy <strong>of</strong> <strong>Knowledge</strong> P rocess

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