West Virginia Offices of the Insurance Commissioner 2009 Annual ...
West Virginia Offices of the Insurance Commissioner 2009 Annual ...
West Virginia Offices of the Insurance Commissioner 2009 Annual ...
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<strong>2009</strong> Summary <strong>of</strong> <strong>West</strong> <strong>Virginia</strong> Operations<br />
<strong>of</strong> Licensed Insurers by Lines <strong>of</strong> Business<br />
Property <strong>Insurance</strong><br />
Loss Ratio<br />
Premiums Earned Benefits Incurred Exc. LAE<br />
Fire $49,994,774 $75,400,867 151%<br />
Allied Lines $26,993,550 ($3,004,876) -11%<br />
Ocean Marine $3,039,832 $1,402,949 46%<br />
Inland Marine $59,096,780 $24,661,547 42%<br />
Total Fire & Allied Lines: $139,124,936 $98,460,487 71%<br />
Multiple Peril Crop $2,057,381 $910,389 44%<br />
Farmowners Multiple Peril $10,733,745 $8,299,131 77%<br />
Homeowners Multiple Peril $317,605,719 $217,941,664 69%<br />
Commercial Multiple Peril (Non-Liability) $96,017,605 $52,084,843 54%<br />
Commercial Multiple Peril (Liability) $59,080,149 $31,450,018 53%<br />
Mortgage Guaranty $18,834,653 $19,585,358 104%<br />
Total Multiple Peril: $504,329,252 $330,271,403 65%<br />
Private Passenger Auto NoFault $174 $3,000,237 1724274%<br />
Private Passenger Auto O<strong>the</strong>r Liability $655,091,540 $361,168,337 55%<br />
Commercial Auto N<strong>of</strong>ault $75,408 $18,664 25%<br />
Commercial Auto O<strong>the</strong>r Liability $93,050,293 $61,155,034 66%<br />
Private Passenger Physical Damage $412,512,189 $244,193,140 59%<br />
Commercial Auto Physical Damage $38,116,389 $18,701,982 49%<br />
Total Automobile: $1,198,845,993 $688,237,394 57%<br />
Financial Guaranty $9,152,427 ($1) 0%<br />
Medical Malpractice $52,198,992 $19,076,623 37%<br />
Earthquake $791,209 ($9,100) -1%<br />
Workers' Compensation $428,339,946 $275,395,370 64%<br />
O<strong>the</strong>r Liability $148,292,792 $79,098,564 53%<br />
Products Liability $3,847,831 $14,188,304 369%<br />
Aircraft (All Perils) $4,020,335 $1,005,753 25%<br />
Fidelity $3,918,571 $1,445,538 37%<br />
Surety $35,476,978 $4,217,017 12%<br />
Federal Flood $13,349,064 $7,995,809 60%<br />
Burglary and Theft $425,012 $55,552 13%<br />
Boiler and Machinery $6,153,328 $33,286,534 541%<br />
Credit $3,896,204 $1,588,612 41%<br />
Aggregate Write-ins $4,834,498 $1,993,848 41%<br />
Title $19,443,445 $1,110,688 6%<br />
Total O<strong>the</strong>r Lines: $734,140,632 $440,449,111 60%<br />
Total Property & Title $2,576,440,813 $1,557,418,395 63%<br />
Report Total All Lines $7,102,149,209 $5,660,626,621 80%<br />
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