West Virginia Offices of the Insurance Commissioner 2009 Annual ...

2009 Summary of West Virginia Operations
of Licensed Insurers by Lines of Business
Property Insurance
Loss Ratio
Premiums Earned Benefits Incurred Exc. LAE
Fire $49,994,774 $75,400,867 151%
Allied Lines $26,993,550 ($3,004,876) -11%
Ocean Marine $3,039,832 $1,402,949 46%
Inland Marine $59,096,780 $24,661,547 42%
Total Fire & Allied Lines: $139,124,936 $98,460,487 71%
Multiple Peril Crop $2,057,381 $910,389 44%
Farmowners Multiple Peril $10,733,745 $8,299,131 77%
Homeowners Multiple Peril $317,605,719 $217,941,664 69%
Commercial Multiple Peril (Non-Liability) $96,017,605 $52,084,843 54%
Commercial Multiple Peril (Liability) $59,080,149 $31,450,018 53%
Mortgage Guaranty $18,834,653 $19,585,358 104%
Total Multiple Peril: $504,329,252 $330,271,403 65%
Private Passenger Auto NoFault $174 $3,000,237 1724274%
Private Passenger Auto Other Liability $655,091,540 $361,168,337 55%
Commercial Auto Nofault $75,408 $18,664 25%
Commercial Auto Other Liability $93,050,293 $61,155,034 66%
Private Passenger Physical Damage $412,512,189 $244,193,140 59%
Commercial Auto Physical Damage $38,116,389 $18,701,982 49%
Total Automobile: $1,198,845,993 $688,237,394 57%
Financial Guaranty $9,152,427 ($1) 0%
Medical Malpractice $52,198,992 $19,076,623 37%
Earthquake $791,209 ($9,100) -1%
Workers' Compensation $428,339,946 $275,395,370 64%
Other Liability $148,292,792 $79,098,564 53%
Products Liability $3,847,831 $14,188,304 369%
Aircraft (All Perils) $4,020,335 $1,005,753 25%
Fidelity $3,918,571 $1,445,538 37%
Surety $35,476,978 $4,217,017 12%
Federal Flood $13,349,064 $7,995,809 60%
Burglary and Theft $425,012 $55,552 13%
Boiler and Machinery $6,153,328 $33,286,534 541%
Credit $3,896,204 $1,588,612 41%
Aggregate Write-ins $4,834,498 $1,993,848 41%
Title $19,443,445 $1,110,688 6%
Total Other Lines: $734,140,632 $440,449,111 60%
Total Property & Title $2,576,440,813 $1,557,418,395 63%
Report Total All Lines $7,102,149,209 $5,660,626,621 80%
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