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West Virginia Offices of the Insurance Commissioner 2009 Annual ...

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Workers’ Compensation Office <strong>of</strong> Judges<br />

The primary responsibility <strong>of</strong> <strong>the</strong> Office <strong>of</strong> Judges is to process protests from initial workers’<br />

compensation claim management decisions made by insurers or <strong>the</strong>ir agents. Jurisdiction <strong>of</strong> <strong>the</strong> Office<br />

<strong>of</strong> Judges commenced on July 1, 1991. Early in <strong>the</strong> history <strong>of</strong> <strong>the</strong> <strong>of</strong>fice, <strong>the</strong> sole responsibility was to<br />

perform judicial review <strong>of</strong> actions <strong>of</strong> <strong>the</strong> Administrative Agency, <strong>the</strong> Workers’ Compensation<br />

Division. Since privatization <strong>of</strong> <strong>the</strong> workers’ compensation market in 2005, <strong>the</strong> Office <strong>of</strong> Judges<br />

reviews claim management decisions from Private <strong>Insurance</strong> Carriers and Self Insured Employers, as<br />

well as claim management decisions from <strong>the</strong> Third Party Administrator’s, which administer <strong>the</strong><br />

legacy claims <strong>of</strong> <strong>the</strong> former Workers’ Compensation Commission. Our goal is to resolve <strong>the</strong>se protests<br />

in a fair, efficient, and timely manner.<br />

The Office <strong>of</strong> Judges currently employs sixty-three employees, including nineteen<br />

Administrative Law Judges. The operation is housed in three primary locations: Charleston, Beckley<br />

and Fairmont. Additionally, evidentiary hearings are conducted in seven venues across <strong>the</strong> State,<br />

including Charleston, Beckley, Fairmont, Parkersburg, Wheeling, Elkins and Martinsburg.<br />

The issues in litigation traditionally arise under Chapter 23 <strong>of</strong> <strong>the</strong> <strong>West</strong> <strong>Virginia</strong> Code, as well<br />

as a plethora <strong>of</strong> Workers’ Compensation Rules found in Title 85 <strong>of</strong> <strong>the</strong> Code <strong>of</strong> State Regulations. The<br />

Office <strong>of</strong> Judges is governed by procedural rules found in 93 CSR 1, Litigation <strong>of</strong> Protests, and 93<br />

CSR 2, Time Standard Rules. Pursuant to rule, <strong>the</strong> Office <strong>of</strong> Judges establishes a deadline for <strong>the</strong><br />

filing <strong>of</strong> evidence by <strong>the</strong> parties. The Office <strong>of</strong> Judges conducts hearings, receives and weighs<br />

evidence, as well as receives argument by <strong>the</strong> parties. At <strong>the</strong> end <strong>of</strong> <strong>the</strong> evidentiary time frame, a<br />

written decision is issued by an Administrative Law Judge.<br />

In addition to traditional workers’ compensation appeals, <strong>the</strong> Office <strong>of</strong> Judges also conducts<br />

hearings or review <strong>of</strong> o<strong>the</strong>r legal matters, including <strong>the</strong> following:<br />

Failure to Timely Act or Rule on a Claim Request: W.Va. Code § 23-4-1c(a)(3)<br />

provides a process by which claimants may seek review by <strong>the</strong> Office <strong>of</strong> Judges when a<br />

self-insured employer, or any private insurance carrier, fails to timely rule or act upon<br />

any request or motion in a workers’ compensation claim.<br />

Award <strong>of</strong> Attorney Fees for Unreasonable Denial <strong>of</strong> Benefits by <strong>the</strong> <strong>Insurance</strong> Carrier:<br />

W.Va. Code §23-2C-21(c) provides that <strong>the</strong> Office <strong>of</strong> Judges may order a self-insured<br />

employer, or any private insurance carrier, to pay reasonable attorney fees and expenses<br />

to claimants when <strong>the</strong> Office <strong>of</strong> Judges determines that <strong>the</strong> original denial <strong>of</strong> a claim or<br />

treatment request was unreasonable.<br />

Workers’ Compensation Default List: An employer in default <strong>of</strong> payment <strong>of</strong> workers’<br />

compensation premiums may be liable to <strong>the</strong> <strong>Offices</strong> <strong>of</strong> <strong>the</strong> <strong>Insurance</strong> <strong>Commissioner</strong><br />

(“OIC”) for all medical and indemnity payments, administrative expenses, attorney fees<br />

and interest. The employer will remain on <strong>the</strong> default list until all payments are current<br />

and can be fined up to $10,000.00. The Office <strong>of</strong> Judges has been designated as <strong>the</strong><br />

entity to review final decisions by <strong>the</strong> OIC regarding placement <strong>of</strong> an Employer on <strong>the</strong><br />

Workers’ Compensation Default List. Review by <strong>the</strong> Office <strong>of</strong> Judges must be<br />

conducted in accordance with <strong>the</strong> <strong>West</strong> <strong>Virginia</strong> Administrative Procedures Act.<br />

141

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