West Virginia Offices of the Insurance Commissioner 2009 Annual ...

Ramona Mack, age 40 of Winfield, plead guilty on July 20, 2009 to one (1) count of identity theft and
one (1) count of taking SSI benefits to which she wasn't entitled, while five other charges were
dismissed as part of the plea deal. The OIC Fraud Unit assisted U. S. Postal Inspectors with this
identity theft case. Ms. Mack used several alias variations of her name and twenty two (22) or more
different social security numbers. Suspect then used these various names and social security numbers
to purchase a home, vehicles, insurance policies, and to secure employment. As part of the plea
agreement, Ms. Mack agreed to repay over $372,000 in restitution to the affected entities.
Spring Fisher, age 37 and Joseph Fisher age unknown, husband and wife, both of Charleston, plead
guilty on December 27, 2009 to the reduced count of Misdemeanor Offenses of Conspiracy to Commit
a Misdemeanor and entered into a pretrial diversion program. Both had originally been indicted on
one felony count each of uttering, forgery and 2 felony counts of conspiracy. Joseph Fisher presented
a forged document/insurance certificate to a Kanawha County Magistrate Court in exchange for the
dismissal of a traffic citation and did so on July 03, 2006. Additionally, Mr. Fisher then sent the same
forged insurance certificate through the US Postal Service to the WV Division of Motor Vehicles as
documented proof of insurance. Both Fisher’s conspired to seek out a person to fraudulently compile
an insurance certificate to make it appear valid prior to the submitting of the forged
document/insurance certificate to the Kanawha County Magistrate and the WV Division of Motor
Vehicles.
Lucille Fowler, Phillip Justice, Laura Frazier, Anthony Lambert, Matthew Fruia, James Fruia,
Kimberly Fruia, Donald Justice, Phillip Leonard, Lidge Marcum and Mary Marcum , James
Bailey, Amy Hunt, did knowingly and willfully and with intent to defraud, submit materially false
insurance claims with State Farm Fire and Casualty, Nationwide Insurance and Sentry Insurance from
a period beginning March 5, 1999 through February 9, 2007 for reported intentionally staged accidents
and other similar incidents. All of the participants that took part in these fraudulent claims received
settlement checks for bodily injury or medical services and in some cases received both. Unless paid
directly by the provider, Lucille Fowler and the others did not reimburse medical providers as agreed
to in their release forms. The investigation and prosecution into this staged auto crash ring covered
approximately three (3) years. All participants either plead or were found guilty in 2008 and 2009. The
“leader” of the group, Lucille Fowler was sentenced to one (1) to three (3) years in the state
penitentiary and ordered to pay all court costs within one (1) year from her release from jail.
Sharon Ann Glassburn, age 63 of Charleston plead guilty on January 23, 2009 to creating a
fraudulent certificate of insurance for her son which was presented to the Kanawha County Magistrate
court as well as faxed to the WV Department of Motor Vehicles. Ms. Glassburn was sentenced to two
(2) years probation and ordered to pay associated costs for her probation, as well as all court costs.
Lisa K. Hall, age 28, of Man plead guilty to on February 26, 2009 to one (1) count of Accessory to
Forging False Certificates of Insurance and was fined $100 plus court costs. Ms. Hall had conspired
with Cindy B. Hall, age unknown, who also plead guilty to “Forgery of an Insurance Certificate, to
provide a false certificate of insurance and faxed the same to the WV Department of Motor Vehicles
for Lisa K. Hall. Cindy B. Hall was fined $50 plus court costs for her role.
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