Winter 2011 (1.9 MB PDF) - Angus Council

Housing news
www.angushouseexchange.org.uk
no agreement is in place to repay that debt and at least three months
payment have been made;
• you’ve applied to buy your home;
• if the joint tenant doesn’t agree to the mutual exchange and hasn’t signed
the application form;
• if the planned exchange would mean you wouldn’t have all the bedrooms
that everyone living with you needs;
• you or someone that lives with you has been
evicted for anti-social behaviour in the three years
before your application;
• if the Sheriff has granted an ASBO against you
or someone that lives with you;
• where the home has been adapted or modified
in some way for someone with an illness or disability
and if the exchange took place there would be
no one living in the home with an illness or disability;
• if the exchange would leave one party with two or more
bedrooms they don’t need;
• if we think the exchange could result in a clash or conflict of lifestyles
between an incoming tenant and any existing tenants.
Visit the Angus House Exchange website today at
www.angus.houseexchange.org.uk
Keeping a pet
• You are responsible for the behaviour of your pet, or any
animals owned by someone living with you or visiting you;
• You must take reasonable steps to prevent your
pet causing nuisance, annoyance or danger to
your neighbours or other visitors to the property,
including fouling, noise or smell from your pet;
• You must take all reasonable steps to ensure your pet
does not foul or cause damage to your house or any
other property in the neighbourhood or vicinity of your
home, including anything belonging to the council;
• You must take reasonable steps to supervise and keep
any animal under control and to prevent it from causing
annoyance or nuisance or from frightening anyone;
• We may withdraw permission to keep an animal
if you breach these conditions. You would have to
keep your animal somewhere else. We may also take
legal action to end your tenancy in serious cases .
Get it Covered
We’re responsible for insuring where
you live but not your belongings.
Home contents insurance protects
your belongings against fire, theft or
flood. If you pay a little bit extra, you
can also protect your belongings
against accidental damage.
A home contents policy covers most
of your belongings such as electrical
appliances, furniture and furnishings,
personal effects, clothing, computer
equipment and much more but there
may be some items of higher value
that need to be insured separately or
at least listed on the policy.
The amount you insure your
belongings for is the amount you
think it would take to replace all the
items damaged. The easiest way to
put a value on your belongings is to
check what you have and how much
it would cost you to buy a new one.
Also remember to count the items you
store in your shed, garage and loft.
The right cover might not be as
expensive as you think. Insurance
can start from as little as a couple of
pounds per month and most insurers
have a range of different ways to pay
such as by monthly direct debit or payment
cards if you do not have a bank
account.
It is important that you keep up to
date with your payments otherwise
you won’t be covered and will not be
able to make a claim if you need to.
There are a large number of home
contents insurance products on the
market and you are free to pick you
own. Please be sure to discuss fully
with the insurance company all your
needs. Any differences may invalidate
your cover. •
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