KB prezent. angl - Komerční banka

19. Amounts owed to banks
CZK million 2003 2002 2001
Amounts owed to banks – current accounts 1,662 1,254 1,056
Account with the Czech National Bank 96 2,631 2,497
Other amounts owed to banks 16,894 18,403 25,578
of which: repayable on demand 8,344 6,587 3,553
Total amounts owed to banks 18,652 22,288 29,131
20. Amounts owed to customers
CZK million 2003 2002 2001
Current accounts 202,272 170,965 141,478
Savings accounts 13,981 17,656 21,346
of which: on demand 1,622 1,510 1,493
Term deposits 93,042 111,467 122,329
Loans from customers 95 584 180
Other payables to customers 6,418 5,116 4,304
Total amounts owed to customers 315,808 305,788 289,637
21. Payables from debt securities
Certificates of deposit and issued debt comprise:
CZK million 2003 2002 2001
Bonds 11,420 11,209 20,615
Mortgage bonds 9,928 7,058 7,104
Total debt securities 21,348 18,267 27,719
Other payables from debt securities 360 312 0
Depository promissory notes 33,698 35,326 31,708
Total 55,406 53,905 59,427
Debt securities are repayable, according to remaining maturity, as follows:
CZK million 2003 2002 2001
Less than 1 year 17,190 0 10,146
From 1 to 2 years 0 16,980 0
From 2 to 3 years 0 0 16,240
From 3 to 4 years 1,247 0 0
Over 4 years 2,911 1,287 1,333
Total debt securities 21,348 18,267 27,719