KB prezent. angl - Komerční banka
KB prezent. angl - Komerční banka KB prezent. angl - Komerční banka
006 ➔007 Company Profile Company Profile Komerční banka (the Bank) is one of the major banking institutions not just in the Czech Republic, but throughout the whole of Central and Eastern Europe. Since 1992, when it was transformed from a state financial institution into a public limited company, it has become one of the main pillars of the banking system in the Czech Republic. The privatisation of the Bank was successfully completed in October 2001, when the Komerční banka Financial Group (including its subsidiaries) became a member of the French-based Société Générale (SG). Since SG bought a majority stake in Komerční banka, the Bank has undergone a number of major changes. The Bank changed its approach to clients (today, every KB client has his/her own relationship manager), launched many new products for clients in all segments and presented a new corporate identity. Thanks to these positive changes, in 2003 Komerční banka won “The Trustworthiest Bank of the Year” and “The Most Dynamic Bank of the Year” awards in the prestigious Bank of the Year competition. The Komerční banka Financial Group provides global financial services to clients in retail, corporate and investment banking. With an extensive network of 335 points of sale and direct banking channels, Komerční banka offers services to more than one and a quarter million corporate and retail clients.
Retail Banking Komerční banka’s retail banking provides complex financial services to Individuals and Small Businesses. Through its relationship managers, branches and direct banking, the Bank offers clients deposit products, loans and payment services. Besides standard banking products, clients can also draw on insurance services, supplementary pension plans, building savings, leases, or unit trust investment services. Corporate and Investment Banking In this area the Bank offers services to Medium Enterprises, Municipalities and Corporates. Through its relationship managers and direct banking facilities, Komerční banka provides payment services, trade finance, leasing, factoring, loans, asset management, capital market services, financial consulting and other services based on clients’ specific needs.
- Page 1 and 2: AR ➔ 03 Annual Report Komerční
- Page 3 and 4: KB was named “The Trustworthiest
- Page 5 and 6: 8 The total loan portfolio of the B
- Page 7: Statutory Bodies and Organisation S
- Page 11 and 12: Financial Highlights Unconsolidated
- Page 13 and 14: Alexis Juan The product and service
- Page 15 and 16: Major Events in 2003 Restructuring
- Page 17 and 18: Information on Komerční banka Sha
- Page 19 and 20: In 2003, both imports and exports a
- Page 21 and 22: To achieve this target Komerční b
- Page 23 and 24: The Distribution Network Komerční
- Page 25 and 26: Retail Banking Individuals In the b
- Page 27 and 28: Corporate Banking Medium Enterprise
- Page 29 and 30: Risk Management Risk management at
- Page 31 and 32: Provisions and reserves With regard
- Page 33 and 34: Methods for measuring market risk a
- Page 35 and 36: Price setting ALM is in charge of e
- Page 37 and 38: Information Technology and Operatio
- Page 39 and 40: Corporate Citizenship - Company Act
- Page 41 and 42: Net operating income Net operating
- Page 43 and 44: LIABILITIES Amounts due to banks Am
- Page 45 and 46: Restructuring process The restructu
- Page 47 and 48: Investiční kapitálová společno
- Page 49 and 50: Komerční banka Bratislava, a. s.
- Page 51 and 52: Komerční pojišťovna, a. s. Shar
- Page 53 and 54: Všeobecná stavební spořitelna K
- Page 55 and 56: Statutory Bodies and Organisation S
- Page 57 and 58: Directors Committee The Directors C
006 ➔007<br />
Company Profile<br />
Company<br />
Profile<br />
<strong>Komerční</strong> <strong>banka</strong> (the Bank) is one of the major banking institutions not just in the Czech Republic, but throughout the whole<br />
of Central and Eastern Europe. Since 1992, when it was transformed from a state financial institution into a public limited<br />
company, it has become one of the main pillars of the banking system in the Czech Republic. The privatisation of the Bank<br />
was successfully completed in October 2001, when the <strong>Komerční</strong> <strong>banka</strong> Financial Group (including its subsidiaries) became<br />
a member of the French-based Société Générale (SG).<br />
Since SG bought a majority stake in <strong>Komerční</strong> <strong>banka</strong>, the Bank has undergone a number of major changes. The Bank changed its<br />
approach to clients (today, every <strong>KB</strong> client has his/her own relationship manager), launched many new products for clients in all<br />
segments and presented a new corporate identity. Thanks to these positive changes, in 2003 <strong>Komerční</strong> <strong>banka</strong> won<br />
“The Trustworthiest Bank of the Year” and “The Most Dynamic Bank of the Year” awards in the prestigious Bank of the Year<br />
competition.<br />
The <strong>Komerční</strong> <strong>banka</strong> Financial Group provides global financial services to clients<br />
in retail, corporate and investment banking. With an extensive network of<br />
335 points of sale and direct banking channels, <strong>Komerční</strong> <strong>banka</strong> offers services<br />
to more than one and a quarter million corporate and retail clients.
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